Can I Sign Nebraska High Tech Forbearance Agreement
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Frequently asked questions
How do you make a document that has an electronic signature?
How do you make this information that was not in a digital format a computer-readable document for the user? "
"So the question is not only how can you get to an individual from an individual, but how can you get to an individual with a group of individuals. How do you get from one location and say let's go to this location and say let's go to that location. How do you get from, you know, some of the more traditional forms of information that you are used to seeing in a document or other forms. The ability to do that in a digital medium has been a huge challenge. I think we've done it, but there's some work that we have to do on the security side of that. And of course, there's the question of how do you protect it from being read by people that you're not intending to be able to actually read it? "
When asked to describe what he means by a "user-centric" approach to security, Bensley responds that "you're still in a situation where you are still talking about a lot of the security that is done by individuals, but we've done a very good job of making it a user-centric process. You're not going to be able to create a document or something on your own that you can give to an individual. You can't just open and copy over and then give it to somebody else. You still have to do the work of the document being created in the first place and the work of the document being delivered in a secure manner."
How to sign and send documents electronically?
It was a simple task.
A week earlier, we'd been to the DMV's office to get a driver's license, but we'd arrived late and were told we had to wait on the lot. The DMV's manager didn't even ask what we needed or where we wanted to pick up the car, just that we come back sometime.
I'm not sure why. The woman at the counter asked us where we got our license from and what we wanted to do with it after we got it. I told her, and she seemed satisfied that there was nothing that needed to be done. She didn't want to give me any trouble (or me, for that matter) and took the paperwork in.
I didn't see the manager in that office again.
The next time I saw her on her shift (it was after my birthday) she gave me all my documents in a big envelope without asking if I wanted to sign them, and I asked her why.
She said that she was afraid that I might sign some documents for people I didn't know, and then it would get lost somewhere in the DMV's records. It's not like she would be able to track me down and arrest me for theft – it's a ridiculous notion, but I'd be scared enough of that to sign anything she told me.
In retrospect, I suppose what happened in that office was even worse than what happened when I got my license. I'd gotten lucky – I was a nice person when I got my new license and nobody else got arrested, so I don't blame the DMV's manager for thinking that it was a good idea to be nice to me before handing me a license.
It's still a good idea to be nice – it's just not a...
How does one esign?
As an individual, I am only responsible for my own actions and my own actions only. As a developer, when you're designing the application layer, you're responsible for all the things in between.
What if the app needs to be able to send data to a server? If you're going to have a server, you need a transport layer, right? And the way you get from one application layer to the next is a lot of things, you have to get access to some kind of data, you have to get some kind of access to other systems, then you need some kind of authentication and authorization stuff, and when you're using a messaging system, what if you don't like the way someone's messaging them back? Is that okay?
What if you want something that's a lot more robust and doesn't need to have a lot of the complexity in there and doesn't need to have to know about things? What if you want a little bit of functionality, maybe you want a little bit of persistence in there? How do you get that into your application, because that makes your server a lot bigger, it makes your application a lot more complex, you have to know a little bit more about it, and the problem with that is you're still going through your application layer. How do you build your authentication, your authorization, into all those different layers? What if you don't want to do that anymore, you're in business then? What if you don't want to know anything about it?
That's how we built this architecture. Our authentication, our authorization, is...
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