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FAQs
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How do I manage safe and convertible noteholders when raising my series A?
How do I manage SAFE and Convertible Noteholders when raising my Series A? The proliferation of SAFEs and Convertible Notes the past few years has given rise to a new problem when raising your Series A financing – “party rounds” with a lot of stakeholders who prove difficult to manage.More and more, we are seeing Series A companies with a signNow number of outstanding converting securities. The range for Series A financings we have worked on in 2017 and 2018 has been anywhere from twenty to sixty converting securities, with the majority being SAFEs. Total Seed financing has increased such that the range we are now seeing is a couple of million dollars up to ar...
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signNow versus Echosign. Which do you feel is a better electronic signature service and why?
A lot of the postings here are quite dated -- and this is a really important question -- so I'll weigh in with a few considerations/thoughts. I want to make it clear that I work for signNow, and run the signNow EchoSign team. While this potentially invites skepticism, I've attempted to be as factual as possible. Many organizations are switching to EchoSign these days for the following: 1.) EchoSign is easier to use, especially for your signers. Consistent with a # of the reveiws here already, folks just find EchoSign more intuitive. On average, there are 20 - 30% fewer clicks needed for signers with EchoSign. EchoSign also probably does a bit more to make sure that *your* company branding comes through in your communications [as opposed to signNow or signNow's brand]. EchoSign takes a tablet-first approach for the signer in terms of UX. 2.) Quality of support. This is an area where signNow has done a major investment in last 6 months [which frankly was really needed] and now is a key reason that folks are switching. Accounts aren't randomly turned off. And free chat-based support is always available. 3.) The integration of EchoSign into CRM and Cloud Computing To Grow Your Business - Salesforce.com [ http://Salesforce.com ] is easier to setup, manage, and run. You don't need to know how to write code to get the integration up and running. User review scores on the salesforce AppExchange are dramatically higher: 4.9 (out of 5) for EchoSign vs 4.6 for signNow. 3.) 99.999% of what gets signed is a PDF. signNow invented PDF, and is doing a great deal of work to deeply integrate EchoSign across its digital document portfolio: the Reader and Acrobat have rich integration here to ensure that eSignatures work seamlessly with your digital document workflow. 4.) EchoSign is the only eSignature service that is backed by a publicly traded company. signNow is a strategic partner to the world's largest companies, with a focus on long-term partnerships. signNow has been rated as one of the world's greenest companies (Newsweek), one of the most *ethical* companies (EthiSphere), and one of the Top 100 places to work (Forbes). 5.) Security. PCI, HIPAA compliant, 256-bit encryption, and SOC Type II datacenters. And a roadmap for 2014 that includes native digital signature integration as well as advanced document protection via digital rights management. 6.) Beyond the above, signNow EchoSign delivers unique innovations that are key for a growing # of companies: advanced multi-language support, custom branding, dynamic content fields, leading integrations with CRM systems, advanced library and storage capabilities, and more. System uptime was a tough issue for EchoSign in 2012 and early 2013, but this is now basically on par [and in fact much better if you compare last 10 months of the respective trust sites]. EchoSign's billing was a source of challenge historically, but this too has been addressed. Companies using EchoSign include United Healthcare, Twitter, TimeWarner Cable, Google, Groupon, Foxtons and more, driving almost 3M contracts/month. In sum, competition is a good thing for consumers; and signNow EchoSign has improved much faster than some expected. So definitely time to take a look here.
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What would I need to do to start a successful career as a luxury real estate agent?
Luxury Real Estate is the best yet you have to be fully prepared for it.There are a lot of factors you need to consider before getting into Luxury Real Estate.First, you need to understand what exactly is the Luxury Real EstateA luxury agent is someone that does not deal in typical homes, instead, they deal mainly in the luxury market. That is to say, homes and properties that average in the millions of dollars in value. These agents may also deal in vacation homes overseas or in exotic locations, and specialty properties that average agents do not have access to. These agents are going to be high power, high drive, and very busy. Agents that are classified as luxury agents are going to make far more on commission on one sale than an average agent might make all year.Sounds something very attractive, That is right.Now the question is how to become one?So becoming a luxury agent is as easy as taking multi-million dollar listing and going with it right? Wrong. Becoming a luxury agent has nuances and tips that will help you break into the market and gain the trust of your sellers and potential buyers. The first step is to learn the game. You need to be well versed in the market, well versed in what being a luxury agent entails, and well versed in how to make the most of your sales. If you have no experience in real estate you need to start there in order to avoid potential lawsuits and other issues.The next step is to take the time to look like a luxury agent. You can have the best listing in the world but if you look like you just rolled out of bed, odds are buyers and sellers alike are not going to have much faith in you. You need to do a few things. First, pay for luxury branding, this means expensive looking business cards, top of the line advertising and a website that lets everyone know you know what you are doing. You should also take the time to dress the part in luxury clothes that make you look like a success.You should also be able to use the latest technology in the business. Using things like apps, websites, electronic signature software, and showing feedback software can all make you look like you are at the top of your game which will help drive buyers and sellers alike to you. Interactive yard signs are also a great addition to your arsenal as well as cloud document storage and the latest gadgets can all let your buyers and sellers know that you are a success and that you are evolving with the times.Still another thing to consider is your listing presentation. Your listing is going to show others that you are not just another person that sells houses. Pay for the extra luxurious branding and listing packages, take the time to memorize your presentation and encourage others to join in on your presentation so that you can make your potential buyers feel welcome and important.Lastly, you need to take the time to make sure that your follow up game is on point. Make sure you are taking the time to send out emails, take phone calls, and stay in touch with both potential buyers and sellers so that you can assure them you are doing all you can to get their sale off the ground. Your customers are your biggest asset and can help send you from a one luxury property agent to a multi-property agent that has the experience and the gusto that it takes to be a real luxury agent.Here is one stop to get this allLH-REX | LUXURY HOME REAL ESTATE EXPERTNow the last part is why bother becoming a real estate agent?Aside from higher commissions, being a luxury agent comes with a certain something that really makes your reputation. Having luxury listings can help you get tons of points when it comes to your reputation and your brand prestige as well. Having luxury listings and being a luxury agent are two different things. If you really want to be the luxury agent of your dreams, you have to be willing to play the part and truly work for what you want.With hard work and dedication anyone, even starting agents, can become luxury listing agents and can really break into the industry and become something more. Luxury agents have the prestige to snag celebrity clients, are often invited to luxe industry events and are even part of a special circle that reflects your hard work and dedication making for an end result that is well worth the work and well worth the struggle.Some part of the writing are taken from a Blog.Blog Author: Shahla JalaliCOO OF Global Real Estate Licence
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For angel investments, what happens after a term sheet is signed? What are the typical steps to complete before the funds are t
I'll go ahead and answer the question - but only for info. This is off the top of my head and based on the classic way of doing things. I might be missing a few and services like Gust, AngeLlist Docs, Clerky, etc., promise to simplify some steps. The sequence can vary slightly.Company pitches you or you find companyIf interested, invite for longer meetingPreliminary due diligence, vetting, intake process, business development on both sidesInternal decision to make an offerDo analysis to decide on financial terms of offerWith help from lawyers / experts, decide on structural terms of offerAscertain informally that company is interested in receiving your offerIf there are multiple interested investors, get them all onboard. Decide who will take lead. Get commitments from them. Or decide to take the whole round.Lead investor offers term sheetTerm sheet may be wrapped inside a nonbinding letter of intent, or introductory paragraphs that establish a few binding terms: (a) how long the offer is open, (b) stand-still, no-shop, exclusivity, etc, (c) confidentiality of negotiations, (d) mutual obligation to proceed in good faith with steps towards closing.There is often some back and forth on the terms. This can be investor-to-CEO or lawyer-to-lawyer, or one big conference call. Best not cross the streams. Useful if you can decide who will be the good cop and bad cop ("I'd love to waive that term but my lawyer won't let me"), and who is the closer.Upon signing, the target company needs to lawyer up if it hasn't already, and you should have a tax expert ready too.Investors prepare formal due diligence request - financial, technical, contractual / legal, equity, etc. The company will need to show all of its contracts, records, corporate minutes.Often, the company isn't up to date on its paperwork or set up right, so it needs corporate clean-up. Probably 1/2 of all companies need non-trivial fixing at this point. Due diligence may uncover other matters (pending disputes, unacceptable promises to founders, lack of clarity on IP) that have to be remedied by companies, or accepted by investors.Company (or sometimes investor) prepares a set of definitive documents for investor review, based on the term sheet. For a priced equity round that may include a stock purchase agreement, shareholder agreement, voting agreement, buy/sell, and restated certificate of incorporation. And then there are subsidiary documents - new vesting terms for shareholders, board and shareholder approvals, secretary's and CEO's certificate attesting to accuracy of representations, appendixes with exceptions and notes from the company regarding the reps and warranties (which serve as a backstop for the due diligence). For a convertible note the definitive documents are a lot simpler, and the terms regarding conversion are usually left at the term sheet level.Considerable back and forth between lawyers for each side on the definitive documents... a good advertisement for using standard term sheets and document sets, and avoiding any unique deal terms.During this period the company typically agrees not to accept competing offers or take any actions inconsistent with closing the transaction. There is often a deadline, which can be extended - this depends on any binding terms in the MOU / term sheet. Company board and shareholders approve the transaction (they board should have already approved in principle and given CEO authority to negotiate, but in any case they need to approve the final transaction).Company lawyers will do any required "blue sky" or regulatory filings.If founder / employee agreements or vesting / stock terms have to be redone, or if there are prior investors whose terms are changing or whose approval is required, they get contacted by the company lawyers for approval.Company files amended articles with the secretary of state, to establish rights of new shareholders (in preferred equity financing).Closing day. Both sides sign counterparts of all of the various documents. It used to be in person with accordion files (see picture below), then faxes. Someday it will all be electronic signatures. Investor wires money. Normally, each side can trust the other to close the deal at this point, but if there are trust issues or many investors or people to be paid out of closing funds one of the lawyers can serve as an informal escrow agent, holding the funds and paperwork until everything is in order. Lawyers for both sides generally see to it that their fees and any transaction costs or offsets are taken directly out of investment proceeds. Post-closing. Company prints share certificates (do those even exist anymore?), prepares multiple copies of closing binder with all of the signed agreements (it used to be a heavy hard bound book, then CD ROM, perhaps moving online), somebody makes lucite deal trophies or something more creative. Everyone buys a bottle of champagne for their favorite lawyer.In some cases the investment is "tranched" in multiple steps or has post-closing milestones where the share numbers can change or additional funds are deposited.Now that you're a shareholder, you need a process for attending meetings, evaluating company performance, keeping track of your portfolio, and using your clout to help the company.Here's how it used to look, one folder for each investor. Normally a lot thicker than the paperwork shown.You're asking about step 10 and beyond. David S. Rose and Michael Pickles are cautioning you, don't skip step 6. From a business point of view, also don't skip steps 3, 5, and 25. Whether "we" means just you or you're part of an angel group, you need some discipline and process so as not to throw money at every shiny thing that moves, on hucksters, or at unrealistic valuations.
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How do we get a tourist visa for Canada from an Indian passport?
Hi ALL,Visit your local Canada Visa Application Centre (CVAC), make sure you bring your passport, photographs, completed forms and all supporting documents as per checklist and IRCC fee instrument and payment instructions. Applicable service charges will be levied. Please ensure you bring an accepted method of payment.SUBMIT A CANADA VISA APPLICATION IN PAPER:1) The Canadian Visa Forms and FeeDownload the forms and document checklist from the VFS Canada website. Unlike most visa applications, the forms for a tourist visa to Canada are relatively short and few in number. As per the updated guidelines, Canada visa fee for Indians (both single entry and multiple entry visa) is now CAD 100 and the visa is valid for upto 10 years.2) Flight and Accommodation BookingsAs while applying for a Schengen visa, you need to show your confirmed flight and accommodation bookings. Making these in advance of the visa is always a bit of risk – so you’re better off making fully refundable bookings. Most full-fledged carriers and hotels on Booking.com: The largest selection of hotels, homes, and vacation rentals offer full refund upon cancellation. Once you receive your visa, you can cancel these and make your actual bookings. The idea is to show that you have enough money or credit limit to book your flight and stay.3) Cover Letter and Support DocumentsAfter ensuring that all your documents are in order as per the document checklist on the VFS Canada website, you should write a brief cover letter summarizing your application – why are you visiting Canada, how do you intend to cover your expenses, do you have an invitation letter, which countries have you obtained visas for in the past (having Europe, the UK or the US on the list tends to add to your credibility).4) Choose The Multiple Entry Visa OptionI’ve always found Schengen visas to be stingy when it comes to multiple entry and validity. But I got a multiple entry visa to Canada, valid for 7 years! The best 4,000 bucks every spent. Whether or not Canada seems to be part of your plans again, having a valid multiple entry tourist visa to Canada as an Indian, has its advantages – you get Visa on Arrival in a handful of other countries, and it adds to your credibility while applying for other visas.4) Applying For The Visa at VFSVFS has ten visa centers for Canada, across India. If your city or town doesn’t have one, your options might be to go via a travel agent or courier your documents. You can signNow the VFS Canada helpline to confirm.The passport submission timings at VFS are between 8 am-12 noon and 1 pm – 3 pm, and no appointment is needed. You’ll be given a token number when you signNow, and if you have all your documents in order, the process is quite straightforward.5. Passport CollectionThe official processing time is between 10 – 14 working days, but my visa was approved within 2 working days! You can sign up for the free SMS / email alerts at the time of submitting your passport, or track your application online.SUBMIT A CANADA VISA APPLICATION ONLINE:1. Answer a questionnaire to determine your eligibilityIn a series of 20 odd questions in the eligibility questionnaire (on this page, click on “find out if you need a visa” to get to the questionnaire), you are asked why you’re travelling to Canada, if you have relatives there, how long you plan to stay and so on. For a typical Canada tourist visa – whether or not you know someone in the country, Indian citizens now tend to be eligible to apply.2. Create a GC Key and Security Q&ABefore you begin your online application, you are required to create a Government of Canada (GC) Key and security questions and answers. This is to allow easy access to your application.3. Upload the application form and supporting documentsAs in the paper application, you need to download the visitor visa form, fill the details and hit validate at the bottom of the form to generate the bar codes. Don’t make changes to the form after the barcodes are generated. If you are applying online, you don’t need to print the form or barcodes. The checklist for the supporting documents is the same as the paper application (described above); make sure you take clear photos / scanned copies of these documents.4. Declaration, electronic signature and credit card paymentOnce your documents are submitted, you need to fill a Declarations and Electronic Signature page and move on to payment (100 CAD) with a credit card. Consider your online application done!5. Submit your passport at VFS Canada to affix the Canada Visa on your passportThis part sucks. One would think that applying for the Canada visa online means NOT having to go to VFS Canada – but turns out, you still need to submit your passport to affix the actual Canada visa on your passport. Based on what I’ve heard from recent applicants on Twitter, you don’t need an appointment, and the process takes one week to ten days.Thank You !!
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When will email be dead, and what will replace it?
Email is absolutely awesome. I LOVE email.We constantly hear people complaining that email is terrible. People keep saying that we need to invent something new.Email is the best means of communication that ever existed. And while email can be massively improved, it will remain the best communication means for many, many years.Asynchronous communication is really, really importantEmail is beautiful because it is asynchronous. When you get an email, it is not assumed you will respond that second. You can take a day, think about the message, and respond thoughtfully. Sometimes it is just used to convey information and you do not need to respond at all.Synchronous written communication (like SMS, chat, etc.) have their place and can be really important when real-time is a priority … but most things do not need to be real time.Email is openAnyone using any system can email anyone else. You use Google Apps and I use Microsoft Exchange? We can still communicate. The soldier using Military email can communicate with her grandmother using AOL.You can take your history with you. You can forward your messages to a new system. Don’t like using Gmail? No problem, you can forward your old gmail address email to the new one you like.Messages go through a common protocol.Most of the “new” cool systems are closed. They are not portable. They lock you in. They don’t actually have your best interest at heart.Email has a long history that you can searchThe older you are, the more useful this is. You can figure out when you met that cool person twelve years ago. You can read old communications. You can easily search. And, because it is open, you can take your history with you (though admittedly this is more difficult than it needs to be).Many “new” modes of communication are just emailSMS: synchronous email with threads. (Gmail is asynchronous email with threads)Facebook messaging: email with nice graphics.Slack: email that only works for internal communication.WeChat: synchronous email for people that live in China.Is email perfect? Of course notEmail still could be much better. Even gmail can sometimes be really, really slow. Searches can be awkward. Many great advances and email apps just slow things down or cause bugs.And, of course, the company-wide reply-all is a crazy time suck for everyone.And many people send too many emails. And many people write emails that are WAY too long. And sometimes people write emails when a quick phone or in-person meeting would be better.Email can also break down with big groups trying collaborate together.Email also needs to be much more secure.Like all good things, email can be abused.Email is alive, well, and flourishingYes, there are some high school students that don’t use email … but they use something that is just amore synchronous version of email. In fact, most ppl communicate most with either email or something that looks very much like email. Email makes the world go round. It is the easiest way to communicate with most people. It is the best way to invite someone to a function. It is the common communication language of our era. And like other common communication languages of our era (like the QWERTY keyboard and English), there are structural problems that we wish we could change. But I say, LONG LIVE EMAIL!
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How can I register a marriage in India?
In India, the procedure for marriage registration is common for all States. There is no such separate laws for different states. In India, a marriage can be registered under either of the two Marriage Acts: the Hindu Marriage Act, 1955 or the Special Marriage Act, 1954.The Hindu Marriage Act is applicable only to the Hindus, whereas the Special Marriage Act is applicable to all citizens of India. The Hindu Marriage Act provides for registration of an already solemnised marriage. It does not provide for solemnisation of a marriage by the Registrar. The Special Marriage Act provides for solemnisation of a marriage as well as registration by a Marriage Officer.Procedure to apply marriage certificate in India-Under the Hindu Marriage Act-Parties to the marriage have to apply to the Registrar in whose jurisdiction the marriage is solemnised or to the Registrar in whose jurisdiction either party to the marriage has been residing at least for six months immediately preceding the date of marriage.Fill the Application form duly signed by both husband and wife.Verification of all the documents is carried out on the date of application and a day is fixed for the appointment and communicated to the parties for registration.Both the parties have to appear before the Registrar along with their parents or guardians or other witnesses.The Certificate is issued on the same day.Documents Required-Completely filled application form signed by both husband and wife Proof of Address- Voter ID/ Ration Card/ Passport, Driving License;Proof of Date of Birth of both husband and wife 2 passport sized photographs,1 marriage photographSeparate Marriage Affidavits in prescribed format from Husband & Wife Aadhaar Card All documents must be self attested.Marriage Invitation Card.2. Under the Special Marriage Act:The parties to the intended marriage have to give a notice to the Marriage Officer in whose jurisdiction at least one of the parties has resided for not less than 30 days prior to the date of notice.If either of the parties is residing in the area of another Marriage Officer, a copy of the notice should be sent to him for similar publication.The marriage may be solemnised after the expiry of one month from the date of publication of the notice, if no objections are received.If any objections are received, the Marriage Officer has to enquire into them and take a decision either to solemnise the marriage or to refuse it.Registration will be done after solemnisation of the marriage.However, for marriage in India the bridegroom and the bride must have completed 21 years and 18 years of age respectively. Documents for both will be same.If you are in need of a top most Lawyer for Marriage Registration in Maharastra then you can signNow out to Legalresolved which is an online platform where you can find solutions to your legal queries, contact lawyers for legal aid, and manage appointments with the best and topmost lawyers in your city or you can also contact us on 08929-902-903.
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What documents do you provide when invited to apply (ITA) for Canadian PR?
Passport (Self and accompanying dependents)Language Test Results (IETLS)TranscriptsDegree CertificateEducation Credential Assessment (from authorities like WES or IQAS)Once you get an invitation to apply, you will need the following documents along with the above.Police Clearance Certificate (Self and accompanying spouse)Medical Exam (Self and accompanying dependents)Employment Reference LettersPayslipsProof of Funds (Balance Certificate and 6 months statement from the bank)Marriage CertificateBirth Certificate of accompanying childrenIf you are claiming points for your spouse’s education, work ex. and language, IELTS, ECA, and work experience documents are required.Nomination Certificate if you are applying through a Provincial Nominee ProgramJob offer if you are claiming points for a job offer in CanadaYour own birth certificate is not requiredLetter of explanation (Optional)Digital Photos (Self and accompanying dependents)
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