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works so welcome everyone thanks for joining this session hello everyone so we will talk about digital transformation in finance like as you know all the industries are going through transformation because of the new technologies and new ways of doing things and we thought it would be good idea to talk about this type of activities happening in finance industry as well to give you some background and some more information what's happening there before we start we can perhaps introduce ourselves yes this is a Mercer shoulder I'm working at Stockholm at McKinsey and I'm helping European companies European tradition companies to do digital transformation and technology covering much oh I am fast image I work for X in software technology as a developer and I have no idea about finance so I must say that first because I mean working telco space and with the open source communities who are actually working with the new technologies that enables next generation telecom networks and before we start with the rest of the presentation I want to say how this idea came up because I am calcio person is working finance person and like why we have this talk with people from two different industries you were hanging a couple of beers together and we were talking about like what are you doing with the near front right yeah we are friends yeah friends we are still friends we said like ok I am working in telco we are doing this type of stuff in open source and he said oh we are working with banks and so I said like why are you not talking about what you are doing in open source conferences and OpenStack open infrastructure so it is coming up or you find me something to talk together and we said yeah let's go and submit a talk and talk about the stuff that is happening in all the source communities and also happening in finance industry in order to kind of show that there are many similarities mate comes principles and practices across different industries like how they are across different open-source communities so that's how we came up with the idea to submit this talk and talk about finance industry and their challenges and the work that's happening there so if we look at the open source communities and the technologists walk by these communities OpenStack community the pilot projects that take part in abstract foundation like cut jewel and other projects they drop new technologies like CN CF like the next foundation networking and so on and all these technologies they are they certain use cases they implement certain requirements they saw some challenges for their end users which could be either telco industry or telic finance industry or other industries in order for these technologies to read really provide what end-users are after these communities need to work together because these days everyone puts everything on top of each other they put kubernetes on top of OpenStack and and they put OpenStack on Cuban artists and then they put Sdn controller so everything needs to come together one way or the other to solve certain problems and this can't happen without close collaboration between these communities like OpenStack commit coming together with the NSF committed Linux Foundation networking companies talking with orden stack community to find solutions to common problems and work together like a big community and all these communities they develop these technologies in different ways of course we might all want to have one way to do things but it is not logical and it's not beneficial because all the communities have their own needs and this results in differences in the tools they use like if you are a developer if you are working with OpenStack you go to open dev get it and you send a patch there your patch gets reviewed your patch gets tested and finally submitted if you look at the NSF community the community the project's hosted by CN CF work on github and they have their own CI CD solutions but in the end no matter what communities are using we all need to work together and find ways to collaborate effectively and again going back to the actual topic of this talk we need to share with each other across these communities and even more than that we perhaps should try to reuse what each of these communities are developing I am working foundation networking projects I am a contributor to Tapia project and that is a integration project and that is our biggest challenge because as an integration project we take all these different technologies and create different infrastructure solutions by composing these different components and in order for us to be successful with this we need to have some alignment across all these communities I'm not talking about the to link because you might be using dual we might be using Jenkins but in the end we should be able to construct delivery pipelines across all these different communities so we can pull those compounds into our community and compose them and test them and provide feedback to OpenStack community like an end user in order to achieve that we need to talk with with each other need to go to each other's conferences we need to work with each other on our environments to solve the problems and also reuse things and all these communities and all the new technologies that have been developed by the communities open technologies like such as cloud virtualization infrastructure services cloud native and the methodologies that help us achieve developing these technologies resulted in big advances in all industries everything is disrupted overnight a small start-up can come up with really cool service solving many big problems they don't need to have like thousands of people they don't need to be located in certain geographic location they can just go bring one service up and they can hit every player in the same industry and this actually is beneficial because with what those companies are doing and how those companies are using new technologies and adapting to new ways of doing things we can all learn from each other and this helps us to change how we are doing things in different indices like telecom since I am telecom person in telecom this 5g it's already happening there is a booth downstairs you can go and see the 5g radios and so on so that is built based on open infrastructure using airship using open source technologies and if you look at transportation there are work that is work happening there to change how transportation is done and finally which is the topic of this talk is the finance industry and I will talk more about what's happening there but I'm sure you signed up some services that lets you open bank account in a minute other than days so that type of stuff changing everything and that is happening with the help of open technologies and open way of working like for opens in order to ensure what is happening and what we are doing is viable and sustainable long term and help all these industries we need to collaborate across industries as well in the beginning I said the collaboration is going on across communities and the next or a similar thing needs to start happening with different industries between between different industries which might be happening already but it might need to happen more perhaps to ensure whatever is done in open source communities can help solve problems for more end-users and in order for us to do that we need to first listen from the people who are working in these different industries to talk about their challenges what are they doing to address those challenges what kind of work they are doing to transform those industries digitally so Omar will talk about those parts now giving you more information about what is happening in finance industry thank you very much for introduction [Music] presentation yes I would like to start with some I would like to start to support your your introduction actually and talk a little bit more about with my own words about about different industries and how different entities are merging emerging into one type of technology stack I mean before 20-30 years ago banking has banking industry as COBOL telecom indices Erlang and even the programming language were different but right now we are in the state that all these technologies are start to be used by every kind of industry that you could imagine and the catalyzer for this are the startups actually the startups are coming to the industry and shows that they can do much better with the new technologies with open technologies compared to the other companies so we saw this disruption in telecom in IP 2 media with Netflix in transportation and of course the finance we will see that so they so in this sense it Europe market for the finance is having two different challenges one is the new startups there like hundred stars hundreds of startups merging from European capitals and three of them are already EU white right now revolute Monza and and 26 and they are providing all their operations without any physical physical store physical branch including cave I see no your customer and thanks to the EU wide single market policy they can they can operate in all European countries with a single site license this is one thing that the European customers European companies banks start to see the from that and also the singer market policy is also opens up a new competition actually for the traditional banks in different countries mostly the northern northern banks in northern countries are better at digital transformation and they have already done this transformation a long time ago like four or five years ago and the southern European banks start to see the competition or start to understand that they need to reinvent themselves to stay relevant and we see that in the early adaptors that young professionals and students are university students are already start to use this FinTech companies services because they don't take anything they don't charge anything for any transaction for ordinary bank accounts only bank account takes a couple of minutes it's like hassle-free and much dinner operation so about the company my caste the customer that we were we were working with to do the digital transformation it's a traditional company that has been in operation for centuries for a couple of centuries and the IT department consists of silos like we see in the traditional IT companies in 2000 which is like centuries ago for us right and the business flow of the business flow is formulate as one way so whenever needs to do an a fix or something like this it's always like needs to find the business flow needs to find the exception to fix that problem and there are also some ongoing efforts in on agile transformation but this transformation created some kind of hybrid workflows for example the business division is creating the user stories based on the business requirements and then they test they signed off which whether with the testing division and then it goes to the development division so the developers are still in the and of the value stream here technology part is a little bit better actually so there are ongoing efforts on DevOps tools but they are limited and local and there are some big bank projects like there was this rewrite of a specific service that they that is very critical of their operation and it has been like two years of project and they didn't do anything have they didn't have any delivery in these two years of period so it's like a big bank delivery Tim FS Microsoft EMFs is used for task management VCS and the computing power is solely based on on primary window service so this is the this is kind of the summary of of the European market and the customer itself now what is really digital transformation right I mean when you are thinking about digital transformation we can start with a very quick example actually for example this so you take an another analog signal and then you hammer it on top a little bit you know and then you come you you squeezed a little bit down here and then hammer it a bit more and then it becomes a square and now you come you bring this digital transformation right I can give you a pro tip about this yeah it's better to squeeze in the wave between your legs sector so that it doesn't jump on your face when you are hammering okay okay that was the stupid joke part ok thank you very much for laughs [Laughter] so digital transformation is not about technology actually it's more about mentality changing the mentality to use the new technologies that we have in the last 5-10 years for the business purpose for the developers purpose to be able that we we are doing the digital transformation to help the developers and business people to operate faster so in this sense actually we started a pilot project and we gathered like 15 developers testers five businesspeople product owner business developer and such and then we created this cross-functional agile team scrum team and we we worked on four different sections actually to to have a digital transformation project and of course we had a goal we had a goal to build a feature a new digital feature for the bank so these are organization automation method and legacy I will start talking about this form by one sorry oops another joke okay sorry this one okay here scrum teams we created scrum teams we and we establish all the scrum ceremonies like you know supreme planning retrospective daily stand-ups and stuff to create the first if first layer for the developers first contract let's say for developers and business people to talk to each other and of course it started with a cargo cart I mean first people thinking I mean people don't know the purpose of these ceremonies but we just follow it but with in time with the coaching and in time it actually helps the developers and business people to understand this to understand the purpose of this ceremonies and the scrum master is quite critical here and in this in this transformation because we are having a lot of analog people still in the organization and we need to protect our digital people digital team so scrum master actually is doing a really good job a good scrum master is actually doing a really good job in this one to help to defend the digital team or like scrum team to the rest of the organization we were blessed that we had a really good scrum master actually and he was he was doing a tremendous job on this from the client side and the next one is more about automation so automation is also important in our journey in our digital transformation journey because we need to make sure that we have fail fast fail fast and move fast type of mentality and automation is critical part here right we need to be able to deliver fast and deploy it fast to be able to see the result so this is a typical CIC the pipeline that you can see in every major technology companies the developers start with a local machine that they push it to source control from source control it goes to the built-in test servers built server is building it the test server runs the test and if everything goes nice we put it on the built repository and free from built repository it ends up in a dev environment we had to do it till demo environment because we have some limitations in the bank the IT environment so we we have test environment and the production environment but we couldn't do the deployment to these 2m arms and we use team FS because they were they were already having the technology the tools everything so it's not the tooling problem is more about the usage right and we make sure that this pipeline is used by the developers every day in every day with the commit to the main branch yeah the next one is I mean if it's not more important than organization I think it's very more important than automation the using the modern development practices having the having nice tools and everything doesn't solve your problem you need to use these tools and to be able to use these tools you need to know certain the technology certain techniques and to start with is the TDD the testing development you start with the failed test cases you write failed test cases and then you write the implementation to pass your test cases and you read reiterate again refactor and reiterate again again and the other one i the to have a same version control we also established get flow that's also one of the one of the ceremony that you start with to create a cargo cult and then after that when people start to understand the purpose of branching and having different user stories in different branches you can start to graduate from this get flow but TDD is very critical yeah and we did all the pull requests rigorously remove them so that we make sure that our master branch is ready to ship even though it's not shipped it's ready to be shipped when it's needed and the last thing about it is the legacy every one of us wants to start a new project and wants to write slowly our own code we don't want to read other developers code but this is a myth I mean this is you require we cannot redo it so we had a lot of legacy code as well it out in our repository so what we did we started with the encapsulating the dependencies and and create dependency injections so that our external external libraries or backends api api's doesn't interfere with our test cases I will explain a bit more so we create this mock libraries that mocks the interfaces as far as we see it the same for external libraries or backends api's or any other functionality that still important for us but it is out of our scope and we put this unit test tests we created unit tests to test this function or to test the interfaces and we put them in the pipeline to be run in every comic change so that when we see that there is a change in the in the code that we are out of scope we can spot it on fail test case and we can fix it either by talkin with that department or fixing our own interfaces this also helped us actually to write concise function based unit test cases for our own source code because we don't need we don't need to need to start we don't need we didn't need to write test cases to test the external functionalities or the combination of external functionalities anymore I get a lot of help from two books actually marketing folders refactoring - and my crow feathers working efficiently with legacy code they are really great books I suggest time to everyone I really like to thank them from here for their great knowledge sharing so far that's it these are the four things that we have for tools that we used actually for digital transformation and I will talk a bit more about the end result the end result is about three things speed quality and ownership we start to have multiple deployments per day we start deployed to the dev environment within a minute without any manual intervention and the as we as I said the build or the release is ready to be deployed all the time we got instant feedback culture so so that the developers can see they felt failed test cases before it grabbed becomes like a snowball effect and we had the development environment or the build servers are became our single point of truth to manage different type of dependency problems dependency dependency issues and ownership developers start to feel more responsible as they are seeing their changes are effective instantly the sense of quality was really high actually some of the developers told us one by one said like this is the this is the this is the highest ownership for the quality that they could see is a project in that country yeah and the business developers actually get along with the developers I mean it's very normal but that was really nice and result so all of these results actually are about the how about improving the developer's experience and businesspeople experience on on their work actually it's not about revenue and stuff is more about developers and business people but of course it affects the the company revenue of course so what's next we are still early of course I mean we are not early we did quite big transformations but we are still behind on some of things like test coverage because of the legacy code we need to need to change the legacy code organically to have to to have unit tested to be able to test you nicely so that we can have zero touch deployments and single single touch deployment single click deployments also are kind of one of the targets actually that you would like to do before with Xero touch expanding the usage of monitoring tools like dynaTrace and stuff ensure the test environment test data set up and support automated testing we still have problems with the test data and the last thing is actually what is what is this conference is all about is the cloud right we our customer is actually quite concerned about security perspective of the cloud even the private cloud but I saw a lot of good presentations here in this conference and I think I will bring some of them to the clients and not try to motivate them to move to that to try that journey as well so that's it that's it from me any questions I would like transfer transfer yes can use a microphone over there so thank you for that presentation so I mean one of the challenges you just mentioned now is of course security and regulatory compliance and all that stuff right yeah and if you go to speak to any bank today you know they'll all say that they use AWS assure and so forth but in this excuse me in this example you have here with this Bank have they already worked out how they're actually gonna run this cuz the practical aspects of from a regulatory aspect I mean key is of course to be able to automate this all the way yeah be able to use these tools right so are you having the dialogue around OpenStack private clouds most I would say 90% of the data I cannot live in a public cloud so to speak so what's what's your what's the strategy on that side well I think the strategy is first to start to transform some of their internal tools right internal ways of working and internal tools and this is what we are we try to achieve in the first phase and the second phase I'm thinking I mean we didn't discuss this with the client yet so with the customer yet but we can I'm thinking of starting with the container architecture in in on on pram service even though it's not private cloud or a public cloud but we can start with the container architecture to understand the advantages of new technologies and then also containers will help us to migrate to private cloud public cloud much easier yeah would you say that OpenStack is a nice opportunity for a bank like this yeah I think so I think so I think we together with the partners with the solution partners I think of a stack is a good solution like I said I talked with a couple of guys already here yesterday and the day before and I think we can use this kind of services all right thanks thank you very much another question yes thank you very much everyone it's that we appreciate that you're coming [Applause]

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How can i create a pdf on my laptop? How to download pdf on computer? I can't find a pdf on my computer. I can't download pdf in my computer. I want to create pdf on my computer. How to create pdf on computer? How to download pdf on computer? How to create pdf on computer? How to create pdf on laptop? How to make a PDF in windows? How to make a pdf files in windows? I want to create pdf in windows? I can't create pdf files in windows! I am a user who can't make the pdf files.

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(5 stars) (4 stars) (3 stars) (5 stars) (4 stars) (4 stars) (3 stars) (4 stars) (3 stars) (4 stars) (4 stars) (3 stars) What should i do if a page has too much formatting? How do i format a file for use on the computer? What should i check for to see if a pdf is a font, size, or color problem? A PDF should be printed in the same scale as the original image. (This is a must if you're going to use a laser printer on a tablet device.) Make sure you use a printer that doesn't produce "whiteout". Check the page size. I recommend at least 300 dpi and the highest quality possible. Check the page formatting. If possible, you should be able to print from the page. If there's too much white space (or is too thick), you're printing from a document. If the image shows up as a white wall on the page, you're printing too big. If you're using a laser printer and you see white outlines on the page, make sure your paper is at least 600 dpi and you're using a color laser printer. If you don't see the outlines, your ink is the wrong color. What does a "PDF" mean? How to convert a pdf to a printable PDF What should you do if you get an error message after a page has been printed? What makes a good PDF? What are some good resources to learn about the PDF file format? How to use the print menu in a pdf How to create a PDF file in Adobe CS and the Acrobat PDF Viewer How to save a pdf file How to convert a pdf file into a printable file What is an Acrobat PDF Vi...