How Can I Sign Oklahoma Banking Document

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hey today we were talking about how to start an llc in oklahoma my name is eric and in today's video i'm going to show you three different ways that you can go about doing this one is through your state website another is using free online legal tools and the third is if you need to consult with an attorney how you can go about doing that but more importantly also getting a free consult for 15 minutes before you start the meter with that attorney so before i get to all that there are three terms that i want to make you aware of that sometimes people aren't familiar with when they're researching llcs and those terms are things such as piercing the corporate veil registered agents and co-mingling funds now these three terms are important as far as if there are cracks in your llc i'm going to get to that throughout the video so make sure you watch all this so that you make sure that you have a legit llc and it's doing what it needs to do for you so to get started if you go to google and you search oklahoma llc the first listing that pops up here is the oklahoma state website but it's actually kind of misleading because if you click this what it's going to do is it's going to take you right to a form which for a lot of people you prefer to file online electronically rather than fill out a form and go this route but before i show you how to do this online through the state website i wanted to highlight just this one piece right here it's talking about a filing fee of a hundred dollars that's paid to the secretary of state when you're getting set up with your llc there's no way around this fee if you go through an attorney if you go through the state website a free online legal tool it's gonna be about 100 to 104 for that fee depending on credit card processing fees uh you will have to pay that fee but that's actually not too bad some states get up into the mid 400 range so this is about middle of the road if not actually kind of one of the cheaper states for getting set up with an llc now if you want to actually file electronically through the state website you would get set up through the url right here and this is a good time to mention that all the resources that i'm mentioning in this video will be in the description below so if you need to get to any of those they'll be easy for you to click through on if any of them are affiliate links i will mark them as a paid link and i appreciate using those links as it helps to support my youtube channel so if you're on this page now on the ok.gov website what you're going to want to do is you're going to go down to file business documents electronically so i'll tell you right up front this is one of the uglier state websites and i'll kind of get into that for you in a minute here but if you scroll down what we're looking for is domestic limited liability company so what it's going to do is it's going to ask you to log in i've already done that but as you can see this is not the cleanest and easiest thing to go through what you need to do is click on limited liability company it's kind of going off the screen here and basically sometimes state websites are a little bit dated if you were to go the form route there is something i want to highlight on the form as well because you can do this and just mail it in if you want to do the snail mail route one of the things about state websites is they don't do the best job of holding your hand and sometimes like people kind of gloss over details because we're not sure what they mean i'm gonna give you a really good example of that so if you're filling out these articles of organization which is how you get set up with a limited liability company you'll see that in section 4 it talks about the name and street address of the registered agent now if you recall the beginning i said i would explain what a registered agent is which is a crucial part to your llc but to better understand what a registered agent is i want to explain exactly what an llc is and what it is not because sometimes people have confusion over this some people believe that you can set up an llc to save on taxes that is not why you set it up you're simply trying to limit your liability so the purpose of an llc can be explained like this let's say on the left side of the screen here that you have your business assets that could be your office your furniture anything that's in your business things that you own then on the right hand side of the screen is your personal assets so these are things like your personal home personal bank accounts personal cars now what an llc does is it draws a division between your business and personal assets that division is called the corporate veil so you probably recall that we talked about piercing the corporate veil what that means basically is in the unfortunate case that you were sued an attorney is going to come after your business assets but they're going to try to pierce the corporate fail so they can find uh so they can come after assets in your personal asset class as well piercing the corporate veil basically means finding a crack in your llc some way that it wasn't set up correctly some issue that you have with your llc so that they can not only come after your business assets but your personal assets as well one of the ways they can do this is to see if you have a proper registered agent on file or if you're not getting that proper communication from that registered agent and you're not doing the things you're supposed to be doing as a business owner who owns an llc so why don't we take a look at what a registered agent exactly does this is a nice article on a site called ink file which i'll get to in a little bit it's a free online legal tool for setting up llc's but if we scroll down here it's got a quick five bullet point list of what a registered agent does basically the registration is a third party and they'll take in official letters and correspondence from your secretary of state they also do service of process notices so basically if you're sued making sure that you're getting the documents and appearing in court number three here is official federal government correspondence information and notifications four is tax forms and requests for payments and five is request to complete permits company filings or reports so basically that registered agent is making sure you're dotting your eyes and crossing your t's and staying compliant with your llc so there are no cracks in your llc and again that's really important because if there's a crack that attorney's suing you is going to try to find it and they're going to try to pierce the corporate veil so that they can come after your personal assets as well so that's kind of one of the issues that i have with these forms that they set up they just kind of say like oh you're registered agent they need to be in the state of oklahoma blah blah who is it and it doesn't really explain like what a registered agent is how it impacts your business and all the things that you should be aware of with it so a lot of times i'll recommend this ink file service and part of the reason is you know they've obviously you know set up 500 000 businesses but if you scroll down you can see that you can start for as little as zero dollars plus state fee so if you're like me you're like kind of wondering how do they do that they need to make a profit i'm going to explain that i'm going to bring it back to registered agents so if you click launch my business i'm going to start over here so i have selected llc in oklahoma i'm not sure if i mentioned already about 80 of all new entities set up are llc so you're in good company there and here is where you'll see three different packages uh the first package has a zero dollar package fee and it's a hundred four dollars for the state fee that four dollars is for processing fees 100 of that is going to your secretary of state but down here you can see that they prepare and file the articles of organization so that is this article right here they're going to do this for you and help you fill that out then unlimited name searches this is important and you can do this through the state website but basically when you're setting up your llc you want to make sure that it is a unique name for the business that you are setting up like obviously there's going to be a lot of businesses that use the word sooners in it if you're in oklahoma so you want to make sure that you can actually own that name for your specific business category and this service will help you figure that out but this one right here i wanted to highlight free registered agent service for a year so if we go back to the what is a registered agent um article right here and we scroll down one of the things you'll find is this is helpful right here it's saying it's zero dollar for business formation and it's free for a year but what's going to happen is you're two three four five you're gonna have a hundred nineteen dollar annual fee for that registered agent service now i believe that that is money well spent because again this person is going to make sure that you're dotting your eyes and crossing your t's so that no one can pierce the corporate fail and come after your personal assets in addition to your business assets so really important that you have a good registered agent on file um and this is one of the ways that inkfile make money even in the lowest package because year two that'll be 119. you're not locked into using ink file for that registered agent service you can always switch but the nice thing is it is free for the first year now if you do want to upgrade there's a couple things i want to highlight over here so if you go to the gold package there's going to be a 149 package fee but there's a couple of reasons why i might recommend this one is the ein business tax number now when i set up my own business and went through all the hassle figuring all this stuff out and i should let you know like i'm not a cpa or an attorney i'm just somebody who's done a ton of research in this space and i'm just trying to give you as much information as i can so you can make the best decision for yourself but i had to set up my own ein business tax number and the way you go about doing that is on this page here and again links are in the description below if you need to check this out and this is the irs.gov page here and it's going to walk you through if you need one um how do i apply for one and then applying for your ein online was kind of a pain in the butt to do myself i ended up getting it but it was just kind of frustrating just because you don't know what you're doing sometimes in these areas so that's something for you to consider if you want to set that up now the other thing i want to talk about here too though is the business banking account okay this is really important as you recall at the beginning of the video we had talked about co-mingling funds so basically what that means and you probably see where this is going is if you start your business and you have a personal bank account and you start to co-mingle funds in that bank account meaning you have your personal incomes and expenses coming through that account and then you have your business income and expenses coming through that account you are co-mingling funds again this is creating a crack in your llc and you see where all this is going and then that's going to make it so an attorney can pierce the corporate fail and come after your personal assets so very important that you separate your business and personal um banking now the other reason you'd want to do this is when it comes to tax time if you have a business bank account set up from day one it makes it a lot easier to just kind of you know be able to plug into a third-party app or hand it off to hand off your statements to your accountant and be able to do your accounting so there's kind of two reasons you really want to do it one so make sure you're being compliant there's no cracks in your llc and the second reason is it just makes accounting easier uh as of making this video they're hooked up with bank of america is who they run that through you don't have to use them but if you're kind of looking for a done-for-you service they can get you set up through here and if you're kind of looking for expedited services or even setting up your domain name and business email you can go with the platinum package as well and go this route now quickly i'm just going to show you the first step here and you can see the difference between this site and the state website with oklahoma it's very much a cleaner experience and this is where you'll see it itemized out 149 for your gold package 104 for the state filing fee the one thing though i want to highlight on here is the tax savings benefit so this is a fully deductible business expense so no matter which route you go you want to make sure that you're keeping track of these receipts because you're going to be able to deduct this at tax time now the last thing i want to talk about is why you should hire an attorney if you're looking at your situation a good reason to speak with an attorney is maybe you already have a profitable business that's doing sales in and out of state and you're not sure how to handle that or perhaps you're opening a business that tends to carry more liability now not every business is the same as far as your threat of liability if you you know had a company and you're selling lemonade on the side of the road not quite that high liability if you owned a roofing company and you're worried about people falling off a roof through a skylight that is a lot of liability so you want to consider how much liability your business model will carry and how complex your business model is and perhaps you're already you know doing well and making a lot of income uh you may want to consider if you're making income in and out of state one of the downsides of going with an attorney it can cost you about 800 to 3 000 to get it set up but i'm going to show you a way that you can at least get a 15-minute consult for free uh this service right here is called avo i'm not affiliated with them in any way but i just like the service lawyer directory lookup and you can see that we're looking at oklahoma limited liability llc lawyers we have 29 attorneys and 10 reviews now the cool thing about this service is if you scroll down just a little bit and i'll include this link in the description of the video as well you can see if you click free consultation that we are now down to five attorneys so here you can take a quick look at these five attorneys and they have some reviews and these are all attorneys in oklahoma that can help you with your llc questions and they offer a free 15-minute consult to get you going so i hope this video was helpful for you and what i'm going to do in the next video right here is an ink file review and i go into the weeds a little bit more on ink file but about the 2 30 mark i talk about an s corp tax calculator so down the road if you're making 40 to sixty thousand dollars of net profit in your business it's really helpful to learn on how you can save on taxes with that calculator all right guys i'm gonna catch you in this next video and thank you again for using my links because it helps to support my youtube channel i'll catch you in that next video

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How to make a secure electronic signature in an electronic format? But the first thing I think of when I hear the name of the guy is not the fact that he is from the Philippines or is a Filipino. The first thing I think of is "how would this guy ever get into a court to get a warrant to wiretap Trump? " I'm not sure that he could, and I know that he can't be bothered to get a warrant to wiretap someone he doesn't like. There is no way he could get a warrant, because, after all, the FBI doesn't need one. He can get it from the government, which is a private, for-profit corporation, and which has many, many, many agents who are in his pocket.  (I think this is also why they are not investigating the Trump Organization for money laundering. That would involve government, which the company doesn't want.) This is why, when I saw that the FBI had wiretapped Flynn, it was not surprising because they had a warrant.  This is why when Trump tweeted that Obama had wiretapped Trump Tower, I knew it was a joke because even if there was evidence that Obama did it, he'd be powerless to stop it under FISA.  There is no way he could force the FBI to do this, so he made it up. The second thing I know is that this wiretapping is not a serious crime, because it is not a violation against FISA that requires them to prove intent to commit a serious crime, even though it would be.  There is no need for an FBI investigation of the wiretapping.  It is perfectly legal, and it is an easy matter for...