How Do I Sign North Dakota Banking PPT

How do i industry sign banking north dakota ppt fast

have people in where people here who are researching the access to banks throughout Mexico talents and villages and you know what brought us all into this was the idea was escaping and I'm going to want to talk first about different kinds of banking institutions because we're not always really clear and I'm not sure that I'm really clear on this charlie and having been anchored can see to it better but basically a credit union is it go up they use the money of its members they don't borrow from other places in New York loan in my other places so we have examples of them here in santa fe de l'Arc de la nube permaculture state employees credit union New Mexico medical educators credit union and there's more I'm sure there are community banks which is what we are arresting having people move their monies to and there's two kinds of three kinds one that is chartered in the states that has a charter with the state of New Mexico and my name is obtained but in the state of its charter an example of that thankfully was almost national thing then there's a community bank with a national charter and example of that would be the first national bank of Saturday and Ashley century bank is also a national bank because a national charter and one day can be attained at nationally but it's not obtained globally I charted their game career the bank belt Albuquerque actionable but I color thing a power thing as a bank is only operated by and serving escaped a county or a city so for instance that we were to have public banging in Mexico it could be a state bank of Mexico it could be a county of santa fe name it could be a city and they are owned and operated as by city they're not privately owned so the Bank of North Dakota is our inspiring example and they have a pretty interesting history that's wise for us to look at it like to recognize that David our webmaster is here he has done our web page and there's tons of information that has loaded on to our web page about the Bank of North Dakota and public banking and all kinds of information help you learn better than what I can teach you but other Bank of North Dakota is owned and operated by the state of North Dakota imagine that well there's things that you might worry about if estate homes bank but there are also benefits in North Dakota that has oversight by three publicly elected bodies of government one is the Industrial Commission which is headed by the governor the Attorney General's Office which are the mobile keep it straight or legal and what they do and the Commissioner of Agriculture and the mayor North Dakota wasn't born yesterday it's 97 years it was founded in nineteen fifteen and took over an old building and that's what it looked like when it first started and the reason it's starting is because that then North Dakota was the breadbasket but guess what North Dakota farmers were controlled by big money even back then by the corporations and rain dealers outside of North Dakota suppressed grain prices they control the grain elevators outside bar suppliers increase their prices and big banks interest rates on farm loans are very high in 1915 the Sioux I was the soup slide first natural pain control really a lot and actually when they talk about congressionally chartered by the ten cities we don't usually think about twin cities is being big big money Eastern home trains church excessive shipping foods which made it all really hard for the farmers around that time oil you know was also being pumped and started but it was such a major role back then the two primary income producers for North Dakota olive oil and so winds of change and of the populist movement and the progressive movement in the early nineteen hundreds but it didn't really gain success for a state bank until the nonpartisan league was founded years have never been on partisan and they're just farmers and they were not going to be publicly Democrats they were going to issue oriented which is what we are issued why didn't your nonpartisan and they were able to sweep into law and acting law the creation in 1915 of the Bank of North Dakota and the North Dakota bill and elevator of association so it was only by the state so that the ring that come from a lot of the problems that they've been experiencing that big money however just as you can enact a law doesn't mean that things are because politics is always been politics and the Conservatives bought the implementation of the legislation however they soon gained power of the legislature and once they were there he was this isn't such a bad thing we can make money off of it so what they say and North Dakota is that people had to lose before they could win and that's important in our strategy North Dakotans have one big they have been in the black ink they would sail right through the depression that we're all still experiencing they've had for the last eight years continuous record profit Standard & Poor's credit rating minus a 1 plus they have 5.3 million dollars in assets and they're growing and their return on investments is 17 16 percent which actually compares with our wealth Mexico is getting one the Bank of North Dakota a submission and that was enabled in the legislation that is agriculture commerce and industry so we were going to have a main and it's important I understand that the purpose of the Bank of North Dakota is doing business for North Dakotans they only loan to people in North Dakota or to those where the benefits will flow very clearly and directly to multiple teams so maybe sometimes they come benefit soldiers and military people they do two kinds of loans they do direct loans primarily real estate financing for agriculture and ranches affordable housing for ranchers and they purchase they purchase bank stocks or a bank holding company and the other thing they do is student loans they weren't ill recently the administering federal student loans but then there was some kind of funky thing with that Apple federal funds so they do their own student loans and they have the highest rate of students they also do the electrons to anyone qualified North Dakota financial institution institution like banks savings and loans credit unions Farm Credit Services and sadness alleges that is the kind of legislation that representative Brian eagle was sponsoring in the in the past years get a state bank to loan money to local community things and credit unions who would then have more available credit loans to people it's also a municipalities our towns villages and cities use the Bank of North Dakota as their bank so there are reinvesting bath and they have our rebuilders loan program that had a terrible flood in Norfolk they have helped people rebuild and reclaim their housing along the flood they have an affordable housing and such fun project you know they're based on oil and they have I know this because my son lives in Carlsbad is a well-rounded fighter plane and he pays eight hundred dollars a month for a little two room apartment and the reason for that is real estate is very expensive girls who have because of the oil industry and all the oil workers from well pumping areas so into those others but North Dakota's economy base is more limited than Mexico's economy base they are basically based on farming ranching and it makes them vulnerable and that's what make a foldable back in 1915 and that was one way to get ass big bang but back in 1915 you know they they experiment some serious troubles with big banks not wanting to not want them to us thought and that's something that's probably going to have happen with us and that's what you need to take our time you really look at what we're doing and build consensus North Dakota is fourth in national oil production in Mexico is fair but did you know then in 2011 the bank of fori Lakota generating more income important North Dakota that oil did so that he knows my brain so what smart to go to God that Mexico doesn't it's got credit and it's got which creates jobs which creates a whole self sustaining honey right now we don't so North Dakota has three-point-three percent unemployment we Mexico's got six point six percent income inequality is now exactly right because now we're the first in the nation building the worst for income inequality in there running around with that but North Dakota is like everybody's people the bank North Dakota invest in north dakota in invest new businesses new farms portable housing and more college students and they have an educational outreach program to reach out to students and parents to educate them about the benefits of college for their students and with a state college educated students so it investments people but it's also when it's investing in its people it's growing its own assets it's a deep you know it's a it's like one of those things for you how close that's what it is and it just keeps feeding and it just keeps growing it's where your growth is very good so New Mexico's the economy the largest income cruiser is for hunting or wealth our largest employer employer is government and that is one-fourth of all our jobs in the state that's the labs the military and Wales category of federal government BLM those businesses organizations next comes tourism natural and cultural and then ranching and one but Bank of New Mexico what would happen if we invest an urn in Mexico we have do you remember what North Dakota paths and assets by three billion what we got we got 15 billion dollars in our permanent on what happened says well there's two of them actually and I don't understand I hadn't explained that I can't remember one is the seventh tax and that's about four million and then there is 11 billion dollars in the Permanent Fund which is generated that you know we've got in our economy but are we investigating the pentacle and how much of it are we investing in Mexico not too much good question the legislature control said but is the finance authority I think has some percent over it and Joseph no that's a good question like the government controls it was had to be expelled doing to be wrong a politician so that's good questions this is stuff we need to be learning about and actually this is just a very superficial presentation but these are we could grow our jobs we could grow our economy and we could diversify you can find small businesses now so we're then thermal gee we could establish regional food production of education the other Wars would we have to fight you know they're going to be people in our code wants to have that right this we've got the oil for every petticoat and ass so our process for 2013 and 2014 is to educate engage and what you say we're not assuming that we know the answers oh this is very much a dress this is educate engage legislate and I really have a hard time with engage as my shirt my problem is with that right so educate this is what we've been doing and started to research in the question you just had you had best best research and that stuff you have to be learning ourselves it's not educating others until we know talking and reaching out to others there's representative Brian eGolf consider last town hall meeting he was talking about his urn thinking about public banking and how I benefit in Mexico and engage he's listening to learn even more and understanding other people is going to be you so on the back of the table there are some handouts to a workshop sponsored by the League of Women Voters and it's about meeting with your legislators in lobbying and home I just laid a process i took the woodshop maybe six or seven years ago it was very good it was a Saturday very well spent and I encourage you to do that then another thing we need to do is learn about the individual legislators what their interests are what their roles and responsibilities are their friends are in the legislature and all that kind of stuff so we need to learn also the legislative challenges and that's what they know teaches then you're going on the sender they primarily have to do with ethics and fairness issues our struggles and other realities that exist within the political process you have to register is so this is what our thinking is is that we are going to engage legislators in 2013 in this session we're going to ask them what the banking issues are in their part of the state what the employment issues are what kind of things they make a stain being more public thing could do for their part of the state and we asked them what kind of challenges they see coming their way with the idea of a bank in their state and and that's what our process we're going to talk to them listen to them and build a relationship probability of you that have been involved in the process no thats an hands have a reputation of the legislators for being a little we we have a chance to change that the same to the ranchers and the barbers and business people in Farmington other parts of the state so with this information we will build knowledge and awareness and support for the concept of publication we want to develop respectful relationships that's truly and for the governor's aides but you know the hope is that we would build a brass razoo achievement that you know everybody would ever seen we just have a nice feature because requires a lot of patience it needs finding common ground he's fighting a win-win solution everyone will do meetings web page now printed materials we already have a bush brochure for a new program called making up Mexico it's a statewide program is not just a certain thing we utilize radio and television and then we'll be right 92 years depends on how much welcome death so educate engage legislate deal it's grassroots organizing and I suggest you take the lead Women Voters workshop sign up at the back table or I'm going to do a small who's going to organize us into brainstorming groups