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from the Institute of Politics at st. Anselm College in Manchester this is the business and industry Senate candidate forum sponsored by Lincoln Financial Group and produced in partnership with the New Hampshire BIA the union leader New Hampshire Public Radio and New Hampshire Public Television hello everyone and welcome to the business and industry association US Senate forum I'm Laura cannoli host of nhp ours the exchange we're coming to you from the Institute of Politics at st. Anselm College where for the next hour you'll hear the candidates engage in a conversation about the federal bailout bill energy health care and more all issues vital to the economic health of our state and our nation and now let me introduce the candidates they are incumbent u.s. senator john sununu a republican and former governor and democratic challenger jeanne Shaheen our panelists are Dennis paste from the New Hampshire Union Leader and Richard acre from New Hampshire Public Television now the three of us will be asking questions some of which came from our readers listeners and viewers as well as today's audience we tossed a coin earlier to see who would receive the first question it goes to Governor Shaheen it's from Dennis paste Thank You Laura governor Shaheen the bailout package passed by Congress last week and signed into law by President Bush lets the US treasury by up bad debts from Wall Street institutions how would you have voted for this bill and why well thank you dennis excuse me for the question Thank You Laura and thank you to all of the sponsors for inviting us here and for all of you from the business and industry association who are attending today we have a clear choice in this election it's a choice between whether we're going to continue the policies of the last eight years policies that have given us high energy prices that have given us increased health care costs that have given us no energy policy for the future and stagnant wages almost 750,000 jobs lost since January and now the biggest financial crisis since the Great Depression I think we need to go in a different direction in this country with respect to the bailout what I said in the beginning when we saw that we had a financial crisis coming was that we needed to see action in a bipartisan way to address the credit crunch and the financial crisis we were facing but we were really given a false choice with the package that Congress passed it was a choice between a bill that was not a good bill or doing nothing I think that was the wrong choice when I have said is that I would not have voted for that bailout package because I didn't think it provided enough taxpayer protections because I was concerned that it didn't reassure people about CEO compensation that it didn't provide enough oversight and accountability going forward that it gave too much to the Treasury secretary in the way of decision-making authority and I think what Congress should have done was have stayed in Washington and worked to get a bill that could have reassured the public that those issues were being addressed governor Shaheen given given that answer how long should Congress have worked on this bill and what would it have taken in your view to get it perfect well you know when the House voted against the 700 billion dollar bailout package what we saw in the Senate was that instead of addressing the concerns that were expressed about the bill so the lack of oversight the lack of taxpayer protections what the Senate did was to add on another 150 billion dollars much of it in non-germane related spending much of it not paid for things like hundreds of millions of dollars to movie producers and Puerto Rican rum makers and I think that's exactly what people feel is wrong with Washington what we should have seen was more attention to taxpayer protections to help people who are facing home foreclosures who are really at the root of this crisis that we're facing we should have seen more oversight for the Treasury secretary and then real accountability and real consumer protections and oversight for Wall Street so we didn't see in the future that kind of excesses going on on Wall Street Thank You governor I'd like to turn now to senators in you know you helped bring the bailout bill into law why did you support it sir because this is the greatest financial crisis we faced in 70 years we see what's happening in Europe right now we see problems in our financial markets and those problems will have a direct impact on the availability of a family or small business to get access to credit for a student loan a home loan a mortgage and that credit is essential to our economy across the country here in New Hampshire it's essential to our small business economy this is a tough tough problem the bill we passed wasn't perfect but it was necessary and you've got to provide leadership on issues like this what governor Shaheen initially said was that she would be probably make a decision about whether should support the bill when it came before the Senate then she told the Conway son she was inclined to support it then that same day she said she would probably vote against it that's not leadership we also have to be specific about what the bill finally contained because I said from the burg very beginning improve taxpayer protections and how do you do that congressional oversight we added it to the bill an oversight board we added it to the bill language to make sure if there are any gains from this program it's used to pay down that and not increase government spending senator Gregg and I wrote that language we added it to the bill there's also a provision that says once any securities bought by the government are sold if there's a loss and there may be we can't predict the future but if there's a loss then the president can put forward a plan to recoup those losses from financial services firms we've got to deal with this credit crisis because it is an enormous challenge not for Wall Street but for Main Street because we need to protect access for credit student loans home loans car loans lines of credit for small businesses they're the ones that create jobs and create economic opportunity I think we need to deal with this aggressively we need to keep tabs on how the Treasury operates what they spend what they gain what they lose and Congress is going to be in a position not just to understand those losses but to make sure if there were losses we get our money back from financial service firms and if there are gains we use it to pay down debt and not increase government spending senator Sununu what about the 150 billion dollars that was added in the Senate though isn't this kind of like a Christmas tree and with items that have nothing to do with the original intent of her rescue package well these provisions were not added one by one and for whether jeanne Shaheen or anyone to suggest that they were is simply wrong we added a tax package that had already passed the Senate 94 22 it wasn't a perfect tax package we had passed it the week before but it did have important provisions to extend the R&D tax credit for technology firms it had provisions for alternative energy to extend tax credits for solar wind wood-burning systems biomass legislation I've co-sponsored because I think protecting and supporting investment and alternative energy is important again it was one large package that had already passed this in at 94 22 that was added and as was an extension of FDIC insurance Deposit Insurance we extended it from a hundred thousand two hundred fifty thousand one to encourage confidence in our banking system and to to help more individuals in most important small businesses because their accounts tend to be larger than a hundred thousand those two provisions were added it was sent to the house it's been passed and signed into law is it a perfect bill no was it necessary yes and is it going to lay a foundation for working our way out of this recession I think so I hope so and I think for everyone's sake we needed to Governor Shane real quick follow up and then I'll turn to my colleague Richard ager can you address what senator sununu is saying don't let the perfect be the enemy of the good we needed this no it's not perfect but we had to move sure we did need to address the credit crunch but we should not have addressed it in the way that Congress passed that legislation adding 150 billion dollars in spending much of it I support it I certainly supported the alternative energy credits I certainly supported mental health parity that was added in and a number of the other things but to do in a way that was not paid for and that was done to get some additional votes so that everybody could go home I think was the wrong approach and you know John I don't I don't need a lecture about leadership if I had been in the United States Senate what I would have done instead of coming up here to campaign on Tuesday and Wednesday of last week and I enjoyed the debate that we did in North Conway but if I had been in the United States Senate I would have stayed in Washington and I would have worked on that bill and done everything that I could to get it right so that we could assure taxpayers that they're getting the same guarantee that wall street is being given in this legislation and right now they don't have that kind of guarantee and reassurance can you super short follow-up with that Senator Sununu the taxpayer protection has come up a lot with this what guarantee does the average Joe or Jane get in this many people still see it as a bailout for fat cats on Wall Street one better oversight to a guarantee that any gains are going to be used to pay down the debt that's important language and important protection three a provision that we added that says if there are losses the President and Congress can put together a package to recoup those losses from financial service firms all of those are extremely important provisions to make sure that taxpayer interests are protected I'll add one more that we ensured that was in there that I called for from the very beginning making sure it's temporary we've got to protect the taxpayer from permanent entrenched bureaucracy in Washington and that's something that I've worked against continuously as a member of Congress but in this case is extremely important we got that added to the bill as well let's turn now to my colleague Richard agar go ahead Richard senators two new on your website you state that the Bush tax cuts I quote have been successful in stirring investment by individuals and businesses and you want to make them permanent well the top one percent of households this year will save an estimated fifty six thousand dollars in taxes thanks to those cuts but given the state of our economy how will those cuts help the average family New Hampshire is a small business state that's where most people work that's where most people can their paycheck their health care we need a tax code that encourages small business investment small business job creation and those small businesses are affected by personal income tax rates you talk about the top 1% as if we should dislike them as we should hold their success against them the top 1% actually pays a larger share of income taxes today than they did before the 2001 tax cuts but they also because they're entrepreneurs small business owners family business owners they're making investments every day that create job opportunities for others if we raise personal income tax rates as jeanne Shaheen is proposed if we bring death taxes back on those family-owned businesses you're going to hurt not just the business owner you're going to hurt everyone who works for those businesses and again in New Hampshire that's the majority of jobs so I think we need to keep tax rates where they are we certainly shouldn't be raising taxes in the middle of a recession what kind of an economic plan is that but that's exactly what Barack Obama jeanne Shaheen and many liberals have proposed we need to keep those tax rates where they are personal income tax rates capital gains tax rates death taxes and make sure that we don't do anything that would actually prevent us from working our way out of this recession I've worked in a small business environment for four years I was the director of operations for a small electronics firm here in Manchester I work with a management team to train employees to bring new employees on deal with tax healthcare regulatory issues and try to try to create jobs try to create more opportunities for other people so you can pay a good wage that hands-on experience is probably the most important experience I've brought with me to Washington a governor Shaheen on the flip side of the Bush tax cuts a new study by the nonpartisan Tax Foundation measured the effect of the tax cuts by examining select taxpayer returns over several years and before and after the cuts it concluded that the tax cuts did increase the amount of reported income one reason was increased economic activity so my question to you do you see any danger in relying a tax the rich approach that many say the Democrats rely on well I certainly support extending the middle-class tax cuts and expanding those in the future that's a position that I've always had and I think my opponent ponent and I have a very different perspective on how wealth is created and who we should be providing opportunity to in this country I think it's got to be the middle class the middle class and small businesses have been the backbone of this economy and we need to make sure they they get opportunities in the future now my husband and I started our married life with a small business I understand what it's like to pay the bills and meet a payroll and I think we've got to make sure that they enjoy Economic Opportunity and so we need to see some action in Washington to help them and you know I'm we've seen a lot of attack ads in this campaign so far and I know that John Sununu and his friends have made a lot of charges against me about taxes but those of you who are here worked with me you know that I opposed an income tax when I was governor I stood up to my own party to and threatened to veto that income tax in a way that prevented the tax from being enacted so I have been a supporter of the business climate and an opponent of taxes and I will continue to take that with me to the United States Senate during my years as governor we kept the tax burden here in New Hampshire the lowest in the country I want to do what we need to do to support small businesses that means we need to get an energy policy that makes sense it means we need to do something about health care costs and it does need mean that we need to keep the tax environment as low as possible on this note I want to return to the bailout issue and the costs and how it will affect our federal debt and deficit levels and to use senator sununu as a fiscal conservative how do you feel about letting the government get into such debt with this giant 700 billion bailout package and are my taxes going to have to go up to help the government pay for this no they shouldn't for the exact reasons that I described earlier and I'll go through it again it because it is important for everyone to understand first and foremost if there are any gains from the program that's going to be used to pay down debt if there are any losses from the program then the President and Congress will be able to put together a proposal to recoup those losses from the financial service community what the federal government is going to do with any money authorizing the seven hundred billion dollars is go out and buy securities at a discount and hold them until they mature probably between five and seven years if they buy the securities for 70 cents on the dollar and they turn out to be worth that maturity 75 cents on the dollar the government will have gained and will use that money to pay down debt so your taxes certainly wouldn't go up in that case if we control spending and balance the budget they might even have an opportunity to go down over time if those securities that we bought for 70 cents on the dollar turned out to be worth 65 cents on the dollar then the taxpayer will lose a fraction of what th y originally used to purchase the securities but in that case the government will be able to put together a proposal to raise resources from the financial services community and make the taxpayer whole that's what that's taxpayer protection and those provisions were added through hard work and leadership in a bipartisan way in crafting this legislation and putting it forward is it a perfect bill no but it is necessary and to simply say well I wish Congress had kept working on it to get it right but then not really have any suggestions for how to improve it other than vaguely referring to taxpayer protection that isn't leadership and and I think people understand and they know the difference and a quick related question we're all aware of the troubles on Wall Street and the ups and downs of the stock market what do those troubles senator sununu do for the enthusiasm an initiative that you've long championed and that's the partial voluntary privatization of Social Security is this issue now dead given how scary the stock market has been it shouldn't be for one fundamental reason everyone understands that is baby boomers age you're going to put tremendous financial pressure on programs like Medicare and Social Security so we need to begin looking forward to identify ways to make these programs as strong for future generations as they have been for our parents and grandparents and I think allowing workers the option of taking some of their social security taxes and putting them into an IRA or 401k plan with oversight with regulation in the long term is better for them because they own and they control those resources they know they'll be there for them when they retire and I think one of the worst things that I've seen in politics and this goes back to 2002 is jeanne shaheen or chuck schumer who's running 10 million dollars talk about negative ads 10 million dollars chuck schumer's running here in New Hampshire this is the Democratic Senate committee against me more than any other candidate and he is using that 10 million dollars to scare senior citizens suggesting that a proposal that looks forward to address social security solvency for younger workers somehow would threaten the retirement of someone who's retired today that is simply outrageous now I happen to think that people here in New Hampshire a little smarter than that whether you're retired or not retired this kind of demagoguery has kind of seen its day but it's going to be out there it's going to be out there week in and week out because Democrats have committed so much money to run against me but I think we need the leadership on Social Security we need reform for Social Security we need to protect Social Security and every year that I've been in Congress have been willing to provide that kind of common-sense leadership and a deficit related question for you governor Shaheen and this was asked of democrat barack obama in a presidential debate i'll ask you to given the enormous demands on the federal treasury now what programs do you as a Democrat give up what do you say to the American people yeah we'd like to do this but we just can't well clearly the fact that we've got a bail out on top of a debt that is almost 10 trillion dollars means that we're going to have to set clear priorities and be very careful about our spending in Washington but I I find an interesting to hear John Sununu talking about fiscal responsibility when he has supported George Bush down the line on his economic policies voted for every bush budget voted to double our national debt to almost ten trillion dollars and the social security concern that we're talking about if if we did what John Sununu and George Bush want to do with Social Security that would cost between a trillion and two trillion dollars that's not the way to fix Social Security so she's excited about the question like what is it guaranteed let me just finish social security because I think it is important to point out that Social Security is a guaranteed benefit it's been one of the most effective government programs ever in keeping people out of poverty and Johnson new news proposal would his initial legislation that he sponsored would require people to take a percentage of the money set aside for Social Security and put it in private accounts I don't think that's the way to save Social Security now specifically what would I do right there were two things that we need to do first of all we need to audit every single department within the federal government because what we've seen under the Bush administration has been in competent spending out-of-control spending we're giving 45 billion dollars to companies that ship jobs overseas and tax breaks we're subsidizing the oil companies in your data center adeptus trillion dollars maybe we'll get back to that in another question but I do want to move on and you mentioned oil companies which is great because our next question comes from Dennis paste and it's on that subject energy go ahead desk Thank You Laura governor Seguin businesses in New Hampshire and throughout the Northeast already pay some of the highest energy costs in the world you've called for a manhattan-style project like the world war two effort to develop the first atomic bomb for moving the United States sword energy independence what specific goals should the project have and how much will it cost I think moving the United States stored energy independence as one of our most important and critical challenges I think we need to take the billions of dollars that we've been spending to subsidize the oil industry and we need to put those dollars into alternative and renewable sources of energy and into energy efficiency we need to support solar and wind and geothermal and biomass biofuels we need to provide tax credits to help create a market for those alternative energy sources you know this is not just a national security imperative as we look at reducing our dependence on foreign oil and stop sending the billions of dollars we've been sending overseas but it's an environmental imperative as we look at how we need to address global warming and most importantly it's an economic imperative because there are millions of new jobs to be created in those green energy technologies I was just at a company in New Durham last week called power span where they're making carbon capture they've developed carbon capture technology and they'll be able to provide clean coal technology for plants all over this country those are the kinds of initiatives that we should be investing in at the federal level that's what I would support and I think when I was governor one of the things that we did was to start retrofitting say public buildings for energy efficiency we did it all through performance contracting so it didn't cost any money and by the end of my tenure we were saving over a million dollars in costs and millions of pounds of pollution this is a win-win the United States should be a leader in creating those new clean energy jobs we should not be behind Germany or Brazil we should be a leader and New Hampshire is position to be at the forefront of that Thank You governor senator Sununu during the campaign you've talked about your support for alternative energy in a few moments ago you mentioned it in in the context of the bailout package but critics say that sometimes you voted against alternative energy could you tell us the kinds of alternative energy programs that you favor and why sure well let's talk specifically about the legislation I co-sponsored the legislation I helped write and the legislation that was passed and is now signed into law that jeanne Shaheen said she would oppose it provided a production tax credit for renewable energy for wind for solar for biomass wood-burning systems geothermal I helped write specific ledges that would provide a consumer tax credit for pellet stoves wood-burning systems that help New Hampshire's economy and all of these are renewable so they're good for the environment now that legislation also repealed tax subsidies for the oil companies the very one that Jean Jean says she opposes but again she wouldn't support this legislation that got the job done so that's alternative energy but what about conservation I also voted for legislation that raise fuel efficiency standards for cars that's important it's part of a balanced approach and we now well I hope implement consistently and in an effective way those higher fuel efficiency standards but conservation and alternatives that's not enough we need to use less energy those will help us use less but we need to produce more at home nuclear power needs to be part of the mix for 30 years jeanne Shaheen made a career trying to stop nuclear power not just here in New Hampshire but everywhere in the country she's had a recent conversion I think because of the energy crisis we need to produce more energy here at home we need to lift the ban on offshore drilling we did that as well success in Congress the band has now been lifted jeanne Shaheen opposed lifting that ban on offshore drilling we need to produce more energy here at home using American workers in American investment so we don't send a hundred or one hundred and fifty dollars a barrel overseas every time we purchase oil I want to give you an opportunity to talk about nuclear power governor sheen but first a question from my colleague Richard a great New Hampshire Public Television go ahead Richard well senator senator you've mentioned the con dental shelf regions that were under a moratorium it's still are i believe the energy department has concluded that access to those regions with about 18 billion barrels of oil roughly of them a quote would not have a significant impact on domestic crude oil prices before 2030 so my question in a broader sense focusing on those facts is this really an important issue this drill baby drill or should we be focusing more as you've been mentioning on the next generation of energy development as I indicated we need a balanced approach that does all of these things conservation alternative energy but also producing more here at home the moratorium has been lifted because the Liberals Democrats with jeanne Shaheen support failed to put in a rider to extend that moratorium that's good news to suggest that it won't have any impact on energy production or energy price prices for 22 years I find that a little bit hard to order to the others you depart and I think they're wrong I mean everything that the Energy Department has ever said or ever predicted certainly hasn't come true we can look at the fluctuation in the energy prices today and that's that's very obvious we don't know what resources are on the outer continental shelf that's one of the problems because that moratorium has prevented us from even looking and doing the research and the geology to understand what the reserves are that's why it's so important to lift the moratorium that's why it's so important to encourage production of oil shale in the interior even to allow production in northern Alaska in all of these areas where we're producing more energy here at home we can do it we will do it spending more money and using the best technology to protect the environment better technology than any other country in the world uses we should be proud of that as an American's make it to protect the environment but also make a commitment a real commitment to producing more energy here in America well governor Shaheen on much the same topic your website actually says you want to quote smartly increase domestic production now you blame Wall Street speculators big oil companies and you state that closing loopholes would quote reduce the price of a barrel of oil by thirty to fifty percent well in recent weeks actually we've seen that price reduced by about thirty percent without taking any of those measures I mean can you explain that are the oil companies and speculators on vacation no unfortunately the speculators are still there but again this is an area where John Sununu and I have very different views because I think we should crack down on speculators who have been driving up the costs of energy John Sununu voted to for those loopholes in the first place and he's voted against every attempt to close the loopholes that are adding by summit most economic estimates as much as a dollar a gallon to the cost of gasoline we do need a comprehensive approach to our energy production in the future I have said I supported increased domestic production of oil but I think we should do that in a way that's smart so that I don't think we should be drilling three miles off the coast of rye beach or Hampton Beach I think we need to do it in a way that protects those special places in this country and the fact is that already the oil companies have 68 million acres where they have leases I think we should ask them to start their first half of those are offshore and seventy-nine percent of the lands offshore are already open to leasing so I think we should start there to go back to nuclear power I think nuclear power is going to be part of our energy mix that's a fact that's not going to change but I don't support subsidies for the nuclear industry just designs don't support subsidies for the oil industry and I don't think we should enter a major expansion of nuclear power until we have addressed how we're going to deal with nuclear waste but you know to listen to John Sununu talk about energy one would think we had made real progress in this country on energy policy during his six years in the Senate and 12 years in Washington but the reality is worse in this place because we haven't seen the kind of action in Washington that we need to address energy policy either to lower the costs or to provide long-term investments in clean energy technologies and that's what I want to do well senator sununu just back to that same source the energy department if you will they estimated also that there's about 40 billion barrels now available for exploration and leasing in the Gulf of Mexico about twice as much as under dispute in the continental shelf wondering why not focus on that area instead they have focused on that area they have issued leases and there are many leases that haven't been drilled yet and explored yet but that shouldn't prevent us from doing the right thing which is to lift the ban on offshore drilling you using your numbers you say 40 billion barrels that may be available in existing least areas 20 billion more as we open up the moratorium but let's face it we haven't done the work to really know how large that number is at tens of billions in the interior through oil shale 15 to 20 billion in northern Alaska all of these add up to allow us to produce more energy here at home demonstrate to the world we're going to use less produce more bring supply and demand back into balance and and that's why I think we need to pursue a balanced approach to say well I support nuclear power now as jeanne Shaheen says but I don't think it should be expanded look this is a one-person debate on the issue to say that we can't do a deal with the waist I don't think it should well you should go to the Seabrook nuclear power plant they're a barrier they are currently using a dry storage technique where they can store all of the used fuel rods from Seabrook over the entire life of that facility safely on an area the size of one football field okay I think that's a pretty good technical solution and I also know that in 30 or 40 years when they've it fully engaged they're very successful and efficient production of power there will have even better technology than we have today to deal with the waist so to suggest as jeanne shaheen just did that we can't deal with the waist when we are dealing with it safely effectively and efficiently is simply wrong it's misleading people in New Hampshire and it's misleading people in America let's deal with this real briefly because I know that energy costs are a huge concern for New Hampshire businesses and there is the hope by some that nuclear power would help reduce those electricity costs at least but in the interest of time I won't ask you to keep your answers to one minute but nuclear power governor Shaheen years bac you called nuclear power dangerous do you still feel that way I I think we need to find a way to deal with the waist and what Johnson new news talking about means that we've got a waste site a waste dump site right at the nuclear power plant at Seabrook I don't think that's the way we want to deal with the waist long term senator Sununu you're not concerned about the waist and yet there's this huge issue concerning Yucca Mountain nobody wants it in Nevada it's a giant issue the Republican nominee John McCain is calling for a major expansion of nuclear power plants how will we deal with the waste if we have as many as John McCain would like us to well I just described an existing safe effective way to deal with the waste over the next 50 years so why is but there are also yucca LA where they let me answer the question if you want to do a follow-up so I'm more than happy to but a good sound technical way to deal with a waste over the next 50 years we have long-term storage capability at Yucca Mountain both of those technologies are feasible they exist today and they're safe now there's no question we have to work through the political issues of deciding which process to use long-term we can also do reprocessing in France in Japan they use a fuel reprocessing to deal with the with the waste issue and in France and Japan are producing far more energy far more electricity for their economies than we're doing here I think we can do at least well as the French or the Japanese when it comes to producing electricity from nuclear power and nuclear energy I think we have the technology and I certainly hope that there are going to be people in the Senate as I will to provide the political will to deal responsibly with this issue you know I'm going to have to move on here to another issue that New Hampshire businesses say is almost top concern for them and that's the rising cost of health care for that I want to turn to Dennis pace Dennis Thank You Laura senator sununu health care continues to be a top concern of both workers and businesses here in New Hampshire and throughout the country senators McCain and Obama are offering very different approaches to dealing with the problems of rising costs and persistently high numbers of uninsured what do you think the key changes that need to be made to expand health insurance coverage are while at the same time trying to keep a lid on spending I think one of the most important changes is for our national policy on health health care to be more focused on small businesses much of the legislation we've passed deals with the biggest of the big businesses with ten thousand fifty thousand a hundred thousand employees allowing them to set up self-insuring systems or to purchase on a national scale using the power of their negotiating ability for 10,000 or hundred thousand employees that doesn't help small businesses in New Hampshire that's where most of the workers are that's where many of our uninsured are so what can we do to help small businesses one let them join together in number a thousand businesses with five employees each much more negotiating power to negotiate better prices nationwide lower cost cover more employees reduce the number without health insurance make it easier for small businesses to get access to health savings accounts it's not the perfect solution for every business but at least it will allow workers to save for their normal health care on a tax-free basis and by a lower cost insurance policy that covers them for catastrophic event and that's what most families worry about getting wiped out by a catastrophic injury or illness so let them join together make health savings accounts more avail for those individuals that aren't covered with health insurance give them a strong five thousand dollar tax credit for purchasing power in their hands a lot of people are frustrated with the current system because they feel like they don't have power they're being distanced from the decision-making whether it's with their provider or even with their company health care plan Barack Obama is putting forward van dates he's making the government more powerful more influential in this process and I don't think that's the answer put power and opportunity in the hands of small businesses and individuals in order to negotiate lower costs and increase the number of people who are covered by health insurance then would you support senator McCain's plan for tax credits for individuals for the insurance that they purchased coupled with premium tax on insurance benefits paid by employers well I've supported and co-sponsored legislation that would give individuals a five-thousand-dollar tax credit it's not structured the same way as Senator McCain's plan but the idea that we put purchasing power in the hands of the individual a five-thousand-dollar tax credit is very significant especially for someone that previously had no access to health insurance I think that will make a big difference we have opportunities to focus more on preventative care continue to reduce the costs that way encourage the use of health care technology i co-sponsored legislation this year to to better use electronic prescribing systems reduce medical errors improve the efficiency of physicians have worked very closely with community health centers supported the the Children's Health Insurance Program frankly against the wishes of my party because it's worked well here in New Hampshire all of these are important components of a health care policy that helps small businesses cover more employees that make sure that those who need additional help receive it at the state level and make sure that New Hampshire's health care infrastructure is as strong as it can be Thank You governor shahina I'd like to turn that same question to you what key changes would you make in our national health care policies at the same time trying to keep spending in check well health care is something that we need to do both because it ensures the health security of each family but also because it's a competitive issue it's one that's affecting our businesses and our ability to compete with business around the world so I think we've got to do a number of things I think we've got to increase access to people for health care and at the same time we've got to address costs I proposed a fifty percent tax credit for those businesses who are small businesses who are covering their employees because half of the people who are without health care in New Hampshire currently work for a small business we've got to provide some help to them and I think it should be targeted in states where they don't allow insurance companies to discriminate against people with pre-existing conditions who have some kind of vanilla illness this is where John Sununu and I would disagree because he thinks insurance companies should be allowed to cherry-pick and discriminate against workers who have had some previous illness a pre-existing condition I don't think that makes sense I think we've got to spread out the risk I also think we've got to move our healthcare system in a way that is focused more on preventive care and maintenance of chronic illnesses that's where two-thirds of our healthcare dollar goes and we've got to start changing the incentives in our healthcare system so that they work better to make sure that people get get the coverage that they need that's what I would do in the United States Senate and I think we've got to make sure that in the future we provide some assistance to families who are looking for the cover the cost of health care and the small businesses who currently can't afford it Thank You governor she could you just tell us briefly please where you stand on a senator Obama's plan for the national health care you know I support the intent of Senator Obama's plan that we should expand access to people and we should do something about costs I certainly think that's important for us to do and you know unfortunately this is one of the major challenges that we're facing in this country and my opponent has been in Washington for 12 years he's been in the Senate for the last six and he's voted down the line with george bush and he what he had to say about health care sounds great but in fact we haven't seen any of that in reality people are still facing increased health care costs they haven't seen a change in their ability to get access to care we haven't seen a change in health outcomes and we need to see some real action in Washington on this issue when I was governor I worked very hard to bring children's health insurance to New Hampshire despite the opposition from the legislature at the time I stood up to HMOs to make sure they couldn't deny people access to care and we need somebody who's going to fight in Washington just as hard for families and small businesses as i did when i was governor another health care question this one from richard acre go ahead Richard a governor Shaheen during your time as governor you tackled a number of programs to sort of fill in the gaps such as healthy kids while recognizing the fiscal limits known to all New Hampshire governors but your current proposals particularly those featured on your website see much more modest than Barack Obama's who is seeking a near universal coverage some Republicans regard his ID as a national health care is Barack Obama going too far do you think or are you playing it a little safe here no listen as I said I think his intent of his proposal to expand coverage to people is something that's very important and to try and address the cost is also critical there are a number of things that I think we should do at the federal level that we haven't seen yet I think we should all allow the rhian portation of safe drugs from Canada something that we talked about in the o2 campaign John Sununu said he would support and yet he's voted against it I think we should change our patent laws to allow generic drugs to come on to the market faster because generic drugs are on average about thirty percent less in cost I think we should require not prohibit but require Medicare to go out and get the lowest price for drugs that they can that's costing the all of us about 300 billion dollars over the next ten years I don't think we should be prohibiting them from doing that I think we should be requiring it we've got to make sure that we're getting the best bang for the buck when we're spending taxpayer dollars to address health care costs and that's a difference between my opponent and me he's voted to prohibit competitively bidding those prescription drugs I think we should require it Oh senator Sununu you talk a little bit about the health care legislation you already supported there was a recent bill to help families and small businesses pay for health care among other measures I read it would give a 2500 dollar individual tax credit six thousand dollars for an uninsured family of four create Association health plans for small businesses my question why not make the tax credit actually closer to the real cost of family coverage which is about twice what was in the bill well because you want to make sure that there are different alternatives and different choices that are available not just to the individual but to businesses as well and if you simply under your suggestion I guess make the full cost of a health insurance policy available to every American well now you have the government using taxpayer dollars to cover health insurance for everyone in the country I that's it called nationalized healthcare system and I don't think it's really what the people in America or New Hampshire want to see they want to see their competition innovation they want to see investment new drugs new technologies and the way we do that is provide by providing as many alternatives as possible for small businesses to cover their employees with healthcare in the ways that i described you mentioned associated health plans you mentioned health savings accounts we've already talked about the importance of many of those ideas a tax credit though gives the individual another alternative and another choice to purchase a health care Paul see that's better for them in their their family you know jeanne Shaheen suggests that I've voted with the Republicans or the President on every health care issue well of course except children's health insurance where I did not except for the Republican prescription drug bill where I did not except for funding for community health centers where I did not I have never hesitated to stand up for what I think is right for New Hampshire whether it's healthcare taxes energy any other issue I vote with New Hampshire a one hundred percent of the time we can do a better job in encouraging competition and innovation making choices available to families the most important thing is to put power in their hands to support them with the kinds of programs that their employer can use to improve coverage improve quality of care for everyone in New Hampshire we have another question this one from Dennis pace go ahead Dennis senator sania America's highways and bridges are aging we're all familiar with the Minnesota bridge collapse how do you reconcile the need for more money for infrastructure repairs with the financial constraints from the bailout from the national debt where is this money going to come from what must we sacrifice well I think leadership means being clear and being honest with people here in New Hampshire and across the country the money comes from them where does any federal spending come from sometimes it's hard to tell when someone like James Dean is proposing more and more new programs as if the money just appears it is all taxpayer money and I will never ever forget that so with a highway or an infrastructure program we need to design that program so that it collects fees the primary one is gasoline taxes they go into a trust fund and we should use every penny of that trust fund for improvements to roads and bridges and infrastructure we're going to debate a new bill coming up in the next session of Congress a five or a six year highway bill we can strengthen that trust fund by getting rid of the subsidy that we have for ethanol the tax subsidy I don't think they need it I've never supported it and that would bring more revenues into the trust fund we need to look at increasing the competition that's in the system so that contractors across the country or making the best bids on different programs and i'm pleased to say over the time that i've been in Congress New Hampshire has continued to receive more from the trust fund than we pay into the trust fund now I can't predict that that will be the situation and forever but it is a reflection of the older infrastructure that we have here in New Hampshire and in parts of the Northeast I'll continue to work to represent New Hampshire well but at the same time I'm going to stand up and and fight when I see money being misspent I was one of only 15 senators to vote against the bridge to nowhere because I think that wasn't a good use of taxpayers money no matter what part of the country it was in so standing up for the taxpayers making sure that that program is strong and whole insolvent and making sure that New Hampshire continues to be a well represented when those negotiations take place Thank You governor Shaheen could you address your approach to dealing with our aging infrastructure and repairs yes our infrastructure our roads and bridges are critical they're critical to our economy they're also critical to our national security to make sure that we can move people in material when I was governor I worked very hard to increase support for infrastructure and we did that we increase support for our roads and bridges we need to do the same thing at the federal level and we have not done that right now we're spending ten billion dollars to reconstruct Iraq we ought to take those dollars ask the Iraqis to pay for the cost of their own reconstruction and take those dollars and start investing them in infrastructure here at home and listening to John Sununu talk about his fiscal responsibility is just not credible during his years in Washington he's voted with george bush for every b sh budget voted to double the national debt to 10 trillion dollars now another almost trillion dollars for the bailout and what we need is somebody who's going to go to Washington and really be fiscally conservative really be responsible with the taxpayer dollars he talks about support for infrastructure the fact is New Hampshire share of the federal dollar for infrastructure is going down over the next couple of years and John Sununu has consistently voted against funding for infrastructure for transportation projects here in New Hampshire I think that's the wrong way to go I think we need to be supporting those dollars we need to do something about fuel tax evaders we need to make sure we're closing those loopholes that allow companies to spend money offshore we need to close the tax loopholes that allow companies to ship jobs overseas and we need to be severely in those dollars here at home thank you need sister time I need to I need to wrap you up there I think he was holding up the wrong cart i followed Jeffy's i do have one last question that business and industry association members say is very very important to them and i'll turn to you first center Sununu this is the employee Free Choice Act or known as card check now for those who don't know this would alter the way employees at a given workplace decide to form a union from voting in private to voting in public this means your co workers union reps your boss would all know how you voted what is your position on this issue senator senator well I'm against it and I'm against it because I think it goes against everything that most Americans believe it and that's whether it's a ballot a vote for who's going to represent you in a union or whether it's a valid or vote for school board or United States Senate or governor it people should have a right to vote their conscience in private and the rhetoric from from jeanne Shaheen or the far-left might be well this is about putting workers on a level playing field but it's really about taking away the right to that private ballot and when you have to sign a card it's a public act you're subject to intimidation maybe intimidation from your employer maybe intimidation from other employees but it's just not right to subject the worker to that potential I think opposing this legislation and preventing it from becoming law it's about protecting workers rights making sure that they they're working in an environment where that intimidation doesn't take place making sure that we show them clearly that we care about the privacy of their ballot make sure we show them that we want them to make the best choice for them when it comes time to cast that vote I think at the end of the day people in New Hampshire and across the country would look at an initiative like this and say why would it even come forward well the answer is simple okay the union leadership in Washington wanted it to come forward they forced it to come forward they pushed it forward they're going to keep pushing it forward but this is about protecting the rights of workers and the right of voters whether you're in a workplace or here in New Hampshire to a secret ballot I think it's in New Hampshire's interest I vote New Hampshire's interest one hundred percent of the time and I'll continue to do that in the United States Senate thank you all very much your thoughts also on the car tech issue please well this is an area where I appreciate that some of us in this room may disagree I support the rights of workers to organize and I think they should have the opportunity to determine if there's going to be an election health how they want that election help whether it's employers should employees should determine that not employers but what John Sununu said sounded good but the fact is in Washington he's not been a supporter of workers rights and I don't think it's good for the business climate to pit workers against employers you know my father always told me that the best thing you can do for somebody is to make sure they get a good job and that's been a fundamental axiom that I have carried with me everywhere and the attack ads that have been used on this issue against me here in New Hampshire have as their underlying premise that if I support workers I can't support business well you all know that's not true because you worked with me when I was governor here and you know that I worked very hard to make sure that we had a climate in New Hampshire that was favorable to business that's why I took the first trade mission overseas to make sure that businesses could get access to international markets that's why I increase support for tourism because it's the state's second biggest industry and we need to do a better job of supporting it that's why I set up the first job training fund to make sure that we had workers who could get the skills that they needed to compete in the future why I worked so hard to support schools and our university system because I understand that we've got to have a skilled educated workforce for the future and you know back when I was in the state Senate and New Hampshire was facing the worst recession we'd seen in the early 90s I worked in a pie partisan way with Ed DuPont and with Republicans in the state Senate to address the challenges we were facing with our bank closings at the time to set up an economic development fund and to invest in research and development for small business by setting up the Industrial Research Center those are the kinds of values that I would take with me to Washington because I think workers and businesses should work together to improve this economic climate that we're in and that's all the time we have I want to thank our sponsor Lincoln Financial Group and our partners the New Hampshire business and industry association New Hampshire Public Television the New Hampshire Union Leader and sunday news and of course New Hampshire Public Radio and especially thanks to our candidates senator john sununu former to govern jeanne Shaheen thank you very much for giving us your time Jay we appreciate it thanks to Lincoln Financial Group for sponsoring the business and industry Senate candidate forum which has been produced in partnership with the New Hampshire BIA the union leader New Hampshire Public Radio and New Hampshire Public Television New Hampshire vote you

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A smarter way to work: —how to industry sign banking integrate

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How to digitally sign a PDF file on an iOS device How to digitally sign a PDF file on an iOS device

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How to sign a PDF document on an Android How to sign a PDF document on an Android

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When a client enters information (such as a password) into the online form on , the information is encrypted so the client cannot see it. An authorized representative for the client, called a "Doe Representative," must enter the information into the "Signature" field to complete the signature.

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