eSignature Banking Presentation Iowa Fast

When a client enters information (such as a password) into the online form on , the information is encrypted so the client cannot see it. An authorized representative for the client, called a "Doe Representative," must enter the information into the "Signature" field to complete the signature.

Q. Okay. Now, you were saying that, to do a signature, you had to have your thumbprint or your fingerprint? A. I had my thumbprint on the first one and my first finger on the second one. Q. Okay. Okay. So they're -- are they both the same? I mean, they're both on the second one, right? A. I'm sorry? Q. Right. A. Yeah. Q. Right. A. Yes. They were the same ones. Q. Okay. What were the other two signatures on? A. The other one was a check. Q. Okay. A. I believe it was a -- one -- it was, I guess, a check made in my name that was to be cashed the following day at the Bank. Q. Okay. And what kind of check? A. Uh-hum. Q. What time did this check come in? A. I did not know the time until I went -- at a check, it was just before they closed at Q. Okay. And what time was it when the check came in? A. I don't recall. I think it was at Q. Okay. And did you know the day that the check came in, that you were told that the check had been cashed and that it was coming out the next day? A. Uh-hum. Q. Okay. And did you know what was in the check that you were supposed to have cash in the next day? A. Um, I'm sorry? Q. What was in the check that you were supposed to have that you were supposed to cash? A. Uh-hum. Q. And that check was made out to you personally, was it, Mr. Hallett? A. Uh-hum. Q. Okay. Did you know who it was that cashed that check that came in the day that the check came in? A. I don't know who cashed it because I had to go back and...

A: The signature is the key to the whole thing – it's a key to the contract, it's a key to the money, it's the key to the signature, or signature verifier, or signature verifier. So you can send a message that basically says you will accept a message in a certain format or any other message format you'd like and, if you are in agreement with it, you'll accept it and sign it. You could even do it the other way around. You could send a message saying, for example, "I don't like something, so here's a message with no other information, and, if I agree to it, I'll send it on to you with no return address or any other information, and, if you're happy with it, you can sign it." That way, you can verify that the sender hasn't altered it, but then you can't tell who they are or what the message said. That's the signature you'll usually see. Q: What makes this signature different from the one I use? A: When you're using your own private key, the transaction goes through using your private key, and when it sends the money through a third party, that third party takes a copy of your private key and sends it along with it. But when you sign a transaction with someone else's signature, it's a copy of their private key, so then you have this third party, which is called a signing party, that gets a copy of that signature – it can then verify that it really is coming from who it says it's coming from – and then the money actually shows up. That's a lot different. When you send me...