Sign Alaska Banking Last Will And Testament Simple

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Sign in Alaska Last Will And Testament for Banking

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hey Paul here and in this video we're gonna go over a very simple sample handwritten will that complies with Louisiana's Bolivia requirements and it would fit under a circumstance for example where a parent wants to leave their estate to their children so alright so in these times where we're all in on following a stay at home order the elderly the seniors there they're not getting out they're not getting anything done some of them are worried that they're gonna get sick some of them are worried that they're gonna get sick and they pass away and so here's an example where a person can can handwrite their own will leaving their estate to their children I'm gonna show you a few different formats here but let's take a look at it alright first thing I want to do is I want to look at the formality rules for a handwritten or holographic Testament particularly for the state of Louisiana 26 states permit handwritten wills every state can be a little different on what their formality requirements are but here's Louisiana's rule right here and Ola graphic or handwritten Testament is one entirely written dated and signed in the handwriting of the testator the testator's the person writing will date may appear anywhere in the Testament but the testator must sign the Testament at the end of the Testament another sentence that says you really shouldn't write anything after you sign it but it says here the Ola graphic Testament is subject to no other requirement as to form that's it entirely written dated ensign in your handwriting now if you look at the other type of valid will in Louisiana it's called the notarial Testament that's the more traditional where it's typed up by lawyers typically has what's called an activation clause in it which makes it valid also it's required that the signatures be notarized by a notary and also witnessed by two people who are not family members but the Ola graphic testament no notary no witness requirement just must be entirely written dated and signed in your handwriting okay so let's take a look at an example where for example a parent may want to leave their estate to their three children equally or however many children they have equally and they want to name their executor so here's an example the date is written at the top for since there's a sentence like this in virtually every will where you're declaring it to be your will and you're revoking prior wills and castles councils like an amendment and here it is right here I leave my estate to Peter doe Susan doe and Joseph doe equally so let's say John Doe he has children maybe he's not married either divorced spouse may have passed away and he just wants to leave what he has to his three children equally it doesn't have to be children he could leave it but this is an example where he leaves it to certain people equally and then he names his executor I named Peter Doe who happens to be one of the heirs perhaps one of his children as the executor and we always suggest that you name an alternate executor and in John's case he named Susan as the alternate executor and he put this provision here which enables the executor to act under the more streamlined independent executor provisions and the important signature at the end of the document now some people when they leave it to their children most want to leave it equally but sometimes people want to leave it in percentages here's an example of that same first sentence same date at the top but let's say for example Peter has done very well and Peter doesn't need as much as maybe the others or maybe Peter is estranged somewhat from John and John doesn't want to leave Peter a full share there could be any number of reasons where a parent or someone writing a will would want to leave things and percentages to their heirs important that the percentages add up to a hundred same executor provision same important signature at the end so that's that's another form where here its left equally here it's left in percentages all right some people are concerned hey if I leave my estate to my children equally what happens if one of my children dies before me well it's not addressed in their will but it is addressed in one of our Louisiana law provisions which essentially says if you leave things to a child and that child dies before you or their legacy lapses then accretion takes place in favor of their children which in layman's terms means if you leave things to your children and one than dies before you and they had children then their share goes to their children so if we look back at the example let's say John prepared this will five years later Susan died she had two children five years after that John dies what would the one third that would have gone to Susan would would be divided equally between Susan's two children okay few points to consider here is Ola graphic will such as this are only permitted in 26 States and the rules can vary from state to state even though you will have a last will and testament if you do something like this they're still going to be what we call in Louisiana succession what we call in other states probate when you pass away so there'll be that court and attorney involvement if you would prefer that your heirs not have that court an attorney involvement then perhaps you need to look at setting up a living trust titling your assets and your trust assets on the trust don't go through that court and attorney involvement when you pass away but the Ola graphic Testament it is every bit as valid as the typed up lawyer prepared notarized and witnessed notarial Testament you can do it either way in Louisiana this just makes it this is a mechanism that makes it easier to get things done and to get things done you know quickly no matter of minutes maybe even in a matter of seconds now what I'm showing you here it it doesn't cover things like specific of a quest so let's say John wanted to leave his home specifically to Peter and then leave the rest of his estate a certain way this doesn't address that some people just want some some non titled personal effects to go to certain people so what some people do is they they leave the wheel looking like this and then they create what I'll call a non-binding in formal side letter where it's just a letter it's not part of the will it's not a legal document but here's one where dad just said look I hope you'll carry out my wishes and make sure these these items get distributed to these people and then the three children who were named in the will they'll honor dad's request and they'll you know distribute the gun collection the clock the baseball card collection whatever to the people that dad had expressed so that this keeps all of these these people and these items out of dads formal probate proceeding when he dies so he's keeping the estate legal document simple but stating his non-binding requests and a side letter all right also this is a scenario where those three years they're going to receive their inheritance what's called out right as opposed to in trust some people want to say that when I die this child or these people's share will be held on a trust they can't manage money it needs to be managed by somebody else it's doled out to them over time this does not do that also this does not appoint guardians if John had minor children I'm kind of making an assumption that John may be 60 or 70 years old it doesn't have any minor children anymore as children or adults they can handle their share right and know guardians need to be named also in this sample form it doesn't provide for co-executor x' sometimes a parent wants all three of their children would be the co-executor Zoar they want to co-executor x' this is really a simple form that provides for one executor and they a backup so there you have it a real coming in its most simplest form the simplest of all Ola graphic testament single person leaving their estate to three adults equally or three adults in percentages naming their executor in their alton executor anxious to hear your comments whether you find something like this helpful i can go a long way with this with other sample provisions and quite frankly other states requirements also real important that you smash the like button hit also hit the red subscribe button and the notification bell so the YouTube algorithms will keep my estate-planning videos in front of you so you can learn new stuff every day or just about every day ok we'll see

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