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going through what I've selected out of the landlord tenant code is going to give you a very good idea of what it's like to manage rentals we're going to start with section 50 106 the rental agreement term and termination of rental agreement all right so if you saw the landlord tenant code and it's like stack of papers like that you might look at and go oh my god like I'm never going to understand this but it's really it's way more boring than it is hard to understand it's got an index you know it's good like it tells you like this section is do this it's really not that hard so when we start to read this you'll see it's written in pretty easy to read language so rental agreements the term and termination of a rental agreement all right so no rental agreement unless it's in writing shall be effective for longer than one year that's not hard to understand we're no term is provided a rental agreement for premises shall be deemed and construed to be for month-to-month right pretty easy nobody said there was a term what do you assume month enough all right the landlord may terminate any rental agreement other than month-to-month agreements by giving a minimum of 60 days written notice to the tenant prior to the expiration of the term of the rental agreement hard to understand right so if you want to give your tenant notice and it's due March 1st you need to back up 60 days and that's when you can give the moves so you can't say they get in the contract for a year in 30 days into the water main reason you want get out but can you give us a notice and terminated yeah business entities for then innovate so right here so as the as the tenant you you enter an agreement that says I'm going to rent this place for one year for this much money and you pay whatever to move your stuff in for the landlord then to be like a sorry you got to go it's unfair so unless certain things happen which we'll go over you have to use that expiration so if you don't write that 60-day notice is now terms after the lease expires yes it goes month-to-month 1618 members you have to get that design that day every seat did or anything like that you need to know you deliver that to them they either certified mail or certificate of mailing certified mail is I don't know what it costs certificate of mail is peanuts of him much much cheaper the other benefits a certificate of mail is they don't have to go to the post office and get it so if you send it certified and it'll pick it up they haven't been notified all right where the term of the rental agreement is month-to-month the landlord or tenant may terminate the rental agreement by giving the party the other party a minimum of 60 days written notice which 60-day period shall begin on the first day of the month following the day of actual notice so what's today February 1/6 so if you're on a month-to-month lease and you want to give your landlord notice of moving you can say here's my note my 60-day notice and that 60 days would start March 1st got that so it's just the difference between if you have a lease that's in the middle of a term and months a month is just that in one you have to pay attention to the expiration date of the lease and in the other it's two full calendar months all right the Fair Housing this is basically discrimination no person being an owner or agent of any real estate house apartment or other premises shall refuse or decline to rent sub rent sub leaves whatever based on race creed religion marital status color sex sexual orientation oops sorry pull that together gender identity that's kind of a new one national origin disability age or occupation or because the tenant we're person has a child or children you can't charge them more rent for those things in case of discrimination under this section the tenant may recover damages sustained as a result of the landlord's action including but not limited to reasonable expenditures necessary to obtain adequate substance substitute housing so you might think to yourself I wouldn't do that maybe you would but it's in another slider the landlord is not just you so if you call whoever your maintenance man and your maintenance man goes out on your behalf and Snickers at the disabled transvestite who answers the door and says something rude about if you would lose a hundred pounds you wouldn't be pulling the rail out of the wall you're screwed quick you just you need to know who is acting on your behalf so are these things things people care about yeah especially if you're being discriminated again but let's talk about legal aid legal aid provides legal services to people who qualify for it for free and they receive grant money from the government and they have a budget for these things like their job is to defend this and they have money to defend it and the disability especially with like service animals that's kind of a new thing or at least a hot topic so you might have a unit listed for rent and you get a call from legally but it's acting as a tenant and they say would you accept pets and they try to trip you up now I want you to think about something if you're aware of how a business works with a budget what normally happens at the when you're forecasting the next year so let's say your department you're running a department at your company and you get a hundred thousand to run your show and you get to the end of the year you spend seventy and you think yeah guess what happens to next year's budget they change it from a hundred to seventy Amendola oh man I need to be using my puppy and if your job was with that money to defend this stuff you probably would look a whole lot better if you were out there in real world scenarios defending stuff so if you're not getting enough action you're like I need to go find it and I just told you that legal aid is looking for you and that's just the way it is now you don't have to be like but you need to be careful so to answer that question I don't think those emotions are the same or you could if you're just now you there's this is a deep topic but you don't necessarily have to if you have an apartment building and you say this apartment building is pet free you know for whatever reason like there just are no pets in this building then you have a reason to say that this is a no pet so you know like we have people with allergies in this building and we just make sure that you know they're comfortable whatever that's been consistent man so here check this out so when when I own the property management company I was the only all white person okay and I think our tenant base was probably there's probably less than 40% white and we had a window a payment window people communicate around whatever and if they're late either what do people do can you wave relate to you and and sometimes you say yes sometimes you say no you just kind of look at the situation how often they might ask and make your determination the day somebody said I bet you waive it more for the white people I was like oh I was so mad but you know we had to do I was like here's the new policy nobody gets away so it makes it consistent and is that the fairest thing I guess what you don't want to do is you don't want to say you're this you're that and I'm going to treat you different like that's the whole objective so you know being consistent certainly helps in that regard right so and you've got to think about that across the board just just remember that it just you have to make policies you need to write things down and say this is how we do it and just be consistent and so once I sound like I'm sitting here so going back to to make this guy scenario where he said something so clearly heard is disrespectful to lieutenant but if you are not refusing to do the repair well that's whatever thing he was saying if you didn't pull the handrail up if you weren't so heavy you wouldn't pull the handrail out of the wall yeah but I mean he's so fix that handrail I mean if he doesn't what if he would if he doesn't what if he comes back to the what did he made a crazy remark about the person's weight and forgot to tell the office when he got back that tenant could say I remember that comment and now I'm not getting my things fixed hello legally I was discriminated against but you have a good idea for maintenance a property management is a rather all repetitive and how in fact a story instead of its actual personal to you you are still responsible now you have a layer in there right you hired somebody who is a professional so let's say you hire somebody and they just turned out to be I don't let's say they had one bad employee and that bad employee caused an issue with your tenant and that tenant is just on fire and looking for whoever you know they're going to them to the property management company and to you right so what is your real liability here like real world so you say I chose this property management company because of their reputation I never heard anybody else complain about them they have insurance they seem professional what more could you really do right so chances are you're off the hook but if it got to be a big issue they might want to know a little bit more about your relationship with them and try to tie you into it and they probably would have to prove some sort of negligence on your part but you are still the owner and still responsible okay that's pretty much it consistency and documenting your policy is did I already explained this to you a summary the code you need to give it to them if you fail to do it the tenant may plead ignorance of the law and the defense all right you have been signed a thing so you does ever see that you have that sort of favor yeah part of your lease so the landlord is the owner the lessor the sub lessor of the rental unit whatever any person authorized to exercise any aspect of the management of the premises including any person who directly or indirectly receives rents or any part thereof any person held out by the landlord at the appropriate party to accept performance I don't know that any person in whom the tenant normally deals as a landlord so if you send somebody out to collect rent - then that's the landlord so really anybody who's interacting with the tenant on your behalf is the landlord here's what you're obligated to do comply with the laws provide a rental unit that doesn't endanger the health welfare or safety of the tenants keep clean and sanitary in the common areas make good repairs here's this is important make all repairs and arrangements necessary to put and keep the rental unit and they whatever that word is there to in as good a condition as they were or ought to or ought by law or agreement to have been at the commencement of the tenancy so if the tenant took it in a certain condition but it really wasn't supposed to be that way like you have a garbage disposal and it wasn't working given the garbage disposal should work right so you're responsible for that if you don't want to be responsible for the garbage disposal take it out before you show provide trash cans things like that all right this is a little bit more in that so the landlord may agree Inc by conspicuous writing separate from the rental agreement that the tenant is to perform specified repairs maintenance tasks alterations it has to be legit like the work has to be performed by the tenant for the benefit of the rental unit they have to be adequately paid and the agreement entered into is not for the purpose of evading an obligation of the landlord this does not mean that like woohoo I get to give them the maintenance like that's not a bad thing if that's part of your agreement that's fine but you can't say are a tenant you need to do the maintenance and mopping or whatever like that's part of your deal like you can rent this for 800 bucks a month and I don't want to be bothered ah alright so this is a 15 day following receipt of notice if there exists any condition that deprives the tenant of a substantial part of the benefit or enjoyment of the tenants bargain and their bargain is what they're paying for their rental unit the tenant may notify the landlord in writing of the condition and if the landlord doesn't remedy it within 15 days the tenant may leave so what would that be a little busy unless it's like leaking in a substantial part of the place like their living room their bathroom their bedroom like I can't go anywhere now getting leaked on everywhere that's substantial and this is subjective if they have a leak yeah I mean that's expected so no baby but this is to kind of give you an idea of how quickly you need to react and to what and it's a little surprising it's very generous I think so if you rented a place and you couldn't use half of your apartment for a couple weeks wouldn't that no would be that would feel like an eternity if the land is the tenants remedy if the landlord doesn't do it so if the landlord fails to repair maintain or keep it sanitary 30 days from receipt of notice that's how long you have it so and the lead landlord needs to initiate reasonable corrective measures within 10 days and remedy it within 30 so if you get notice of a leaky roof you got ten days to get off your butt and start and you got 30 days to have it done I think that's plenty of time so let's talk about reality here how many landlords do you think go I have that much time and they take it a lot so how think about what a turnover costs if you treat your tenants like you're only worth me taking the maximum amount of time you're not going to want to stay with you they're not going to want to renew here's here's my opinion so after you meet the tenant and you agree on the rent and they move in and you've had that personal interaction for a while chances are you're not going out and knocking on their door and getting rent they're either going to directly deposit it in your bank account either like from their desktop or walk into your bank and just deposit slip and pay or they're going to come in to your office if you have one or mail but you really after that initial time you don't have much of an interaction it's just yours check here's a check that's all they know like they have a place to live and they keep giving you money and what's like at that point if they're paying you were paying someone else it's all the same like they're just paying that money when they need you is when you make the difference so if they call you at 2:00 in the morning this is your chance to shine like this is like show time if that tenant calls you in the middle of the night do you think that they're going there's one of annoying now they're probably and it could happen but they're probably upset they're probably scared they're if my heat went out it's 2:00 in the morning what can use the landlord do nothing at 2:00 in the morning chances are but if you take the call and tell them you understand and how important it is and that you're going to put them as the first stop in the morning you think about what just happened like they now know that you're there for them they weren't left wandering all night and mad so what else can you do in that situation like if it's a heats out situation you know I've got my three kids here and it's like negative five well you can't get you're not going to call an HVAC company here nobody's going out then less you want to spend a whole lot of money but we used to have like a room full of space heaters yeah we'll be out I'll get somebody to come out and drop off some space heaters for you to keep you warm to again done I guarantee you that if those are your practices when they call you answer and you take care of things reasonably fast that your relationship with them is going to save you a lot of money and when else do you have the time to be special for know making mapping like send them a thank-you note every time they send the rent all right that's it when they need you be there essential services 48 hours so that's water heat electricity can you see that is this too small depends on the eye strength of the student all right so I don't think I can make this any bigger so this is the tenant right to early termination so as a landlord you'll become familiar with this list because people who want to break their lease in the middle will try thei best to fit into these scenarios a fake letter from a fictitious employer who is having them move 30 miles away so they can leave with 30 days notice if the tenants employment with their present employer requires a change in excess of 30 miles a serious illness of a member of the tenants immediate family so you look at this list and just know that they're going to read to listen if they want they're gonna try it so you just need to try to make sure it's legit landlords remedies for failure to pay rent all right so how many people here are familiar with the process if a tenant doesn't pay does anybody know all right Wow here I haven't had that problem yet lucky you have to get but I'm going to have you're gonna laugh yes so they do get a letter so it's called a five-day letter and here's where there's confusion so a five-day letter is a letter you send out after the due date and it says you have five days to pay or else that gets confused with on the fifth day after rent is due there's a late fee so somehow those get kind of joined together and people think that you wait five days until they're late and then you send a five-day letter telling them that they have a late fee because they're five days late no no so and what happens if you don't get this letter right and then you try to take them to court the judge goes what does that start over so they relate you relate they relate with their rent and then you sent them a letter and then they didn't pay and then you filed in court to get a court date and then the court dates let's say you're lucky and it's a month out and then you get to court and you're scared to be because it's your first time and the judge goes what does that start over if you learn I don't know man you think I already just lost all this time and now I'm going to double it so this stuff here is important so anytime after rent is due the next day you can send them a letter that says your rent was supposed to be this much and paid by this day you haven't paid pay up immediately or else and I'm not telling you what to write I'm just telling you the gist of the letter then you can send them another letter that says you have a late fee now you need to pay that you could wait until the late feet kicks in and then send them one letter that says you have five days to pay up oh and you also owe the lady and get your math right because the judge looked at I go these numbers don't work or you say but you confuse this poor tenant so bad they don't know what to pay does that matter calories versus business age yes it's business days I think it's business days for the first week and any timeframe over a week two calendar days I think but it's in like a it's in the code like I couldn't spend time to look it up it's pretty clearly I think it says time computations like in the index and explains it but it's like it goes from business days to Calgary's at sun cut off alright so let me see you can demand payment and notify the tenant in writing that unless payment is made within a time mentioned in such notice to be not less than five days after the date notice was given or since that's where the five day letter comes from the rest of agreement shall be terminated so that's what you're telling them you don't pay in five days we're done but you know it's terminated it's terminated that doesn't mean anything's like your judgment thank you you need to take it record and really get them out of there if the tenant remains in default the landlord may bring action for summary possession which is taking the court and whatever whatever other proper proceeding all right these are tenant obligations for the rental unit comply with whatever they're supposed to do for the city county state keep it clean and safe dispose of all Ash's rubbish and garbage keep all plumbing fixtures used by the tenant as clean and safe as their condition permits like would you think that that would be the case so what does that mean like in everyday terms your toilet is nasty like seriously that is gross you need to clean that used in a reasonable manner plumbing eating electric all that stuff don't willfully destroy two-face don't tamper with smoke detectors carbon monoxide detectors all that stuff so basic rules specifically go by it's a totally bad one final to add on to know what um so in essence you could take a cover sheet and staple it to the top of the code and those are the rules if you want to change the rules they're not upheld by the court oh go back to what happened oh so then you you go for summary possession so are you taking the court and the judge says oh yeah I see what's happening here Tennant you you owe this rent this is legitimate and the landlord is asking for possession possession granted so now the tenant has so many days to move out I'm thinking solution judge my view doesn't consume nas oh sure they might be that the tenant made a good case that they didn't understand or they cried or you know in JP court you're not talking like lawyers on the bench this could be some traffic cop that got the position or anybody like you want to apply apply so and then there's not like case laws or it gets just like there's the code and the judge goes okay I see I see you know this is what it says what they might be swayed sometimes I mean because we had almost 400 units right so you can imagine it was so funny like we would show up on landlord-tenant day you'd be like Ferris properties courtroom a all others courtroom B would be like everybody files in so depending on what judge you get like you're like yay or uh and it's the same stuff and one judge just might be a little more sympathetic or a little harder you just you don't know we used to try to in certain cases when we were really nervous about the security deposit amount especially in a large house with a lot of kids and you're going if there's like red juice all over this carpet that's going to be a lot of money so we're like how do we get enough security deposit if you're limited to one month's rent so we just thought thought thought and we say well there's nothing that says that the rent has to be a certain way like they can pay all twelve months up front why can't they pay instead of 1/12 the first month one six and then the second month and then like taper it down so that you're getting more money up front so that you could see how they're taking care of the house and if it's bad then you can start like hey you're not taking care of my place according to this code some judges were like no problem some judges were like you can't do that what plan the same room so and that's a frustration for sure case where their case where then there's somebody heat song skin I just lost my click up Luke sorry because what that their case where maybe dependent a small string so you can't pick them out the waters now all day in a situation where again kicking them out nope that's our Galapagus you as the landlord can only accept so much responsibility like you don't have to pay for housing a tenant who can't afford your place there another question places a question 19 women the number of people you that like you have its bedroom apartment they want to move 10 people in there or something like that I mean there's occupant giving fire but that's basically you go by whatever the code is for where you are cause 5 yep and it also states like if if it's a single parent with kids right it's a two bedroom two girls okay a boy and a girl okay up to a certain age so it's pretty specific okay so the tenants obligation relating to defective conditions so this is what does a tenant have to do that they recognize something is wrong with the house that needs to be fixed any defective condition of the premises which comes to the tenants attention and which the tenant has reason to believe is the duty of the landlord or or another tenant to repair shall be reported in writing by the tenant to the landlord as soon as practicable the tenant shall be responsible for any liability or injury resulting to the landlord as a result of the tenants failure to timely report such condition no consider in writing instances that's where I'm going with it so you open yourself up to the communications you want to accept now here's all right so you go to court and you're saying Kenan hasn't paid and of course the tenants trying to figure out how to stay well they don't fix anything what are you talking about well I told you that the business was broken and this was broken that whole thing just gets ended the judge will say can you show me in writing where you reported that to the landlord I texted it wait a minute that's it's not in writing click that's in text so if the tenant goes well look we've texted a few times in the past open yourself up to text being legitimate communication same thing with email or Facebook I guess or whatever right so you just really need to be careful with what you're going to accept now the other thing is that it's their responsibility so they don't tell you about a roof leak that turns into a big problem you could say that they're liable you could go for it but colleges would rule in that case hard all right tenants obligation to permit reasonable access so this is basically you're allowed to go in there with 48 hours notice you let me see the landlord shall not abuse the right of access nor use it to harass the tenant the landlord shall give the tenant at least 48 hours notice of the landlord's intent to enter except for repairs requested by the tenant because that is their invitation to come in if they report something you don't need to notify and shall enter only between 8 a.m. and 9 p.m. so don't look you can always do a job security deposit this is a big one all right so no landlord shall require a security deposit in excess of one month's rent where the rental agreement is for one year or more doesn't say for nine months everyone that's one way around really - we wouldn't have time to go through all this and a lot of blah blah blah I got this one reported let me give you your security Father like our different stories queries I'm on Easter speak up well we are there I know each security deposit shall be placed by the landlord in an escrow bank account in an FBI insured bank with an office that accepts deposits within the state so remember was the orange Bank so if you wanted to have one of those bank accounts there had to be a branch there ing branches couldn't use them just onto your right hand and for an escrow account right so some people say well do I need a separate escrow for each unit for each tenant no some people do but because I don't have that security positive you should um someone told me that if somebody else that decide to be in a separate account like not in your personal stuff like I have no December account with an escrow account oh that's your escrow account it needs to be in a separate bank account they can then separate savings account yeah good fun yes fun yeah so here's the thing you can't do you can't use that money though so and if the tenant asks you where it is you need to tell them so let me see here the landlord shall disclose to the tenant the location of the security deposit account if they ask the security deposit principle shall be held and administered for the benefit of the tenant and the tenants claim to such money shall be prior to that of any creditor of the landlord including but not limited to bankruptcy so that money if you get in trouble can't be touched it's really just for that so that's like protection for the tenant all right so here's how the security deposit money gets allocated to reimburse the landlord for actual damages caused to the premises by the tenant which exceed normal wear and tear so if you need to paint is that normal you'd have a hard time saying it's not but sometimes it's way beyond normal wear and tear so your here's my recommendation when before they move in each phone video saves a lot to travel a lot of arguing in the end and then the second use if it's not all used up by that to pay the landlord for any rental arrearage including late fees and stuff and then third would be the reimburse the landlord for any expenses incurred in renovating and rear-ending due to premature termination so the important thing here is one year keep it in an escrow account and you can't use it for anything else and then it goes for damages and then back rent completely so if for some reason a tenant wants to know where the security deposit is you just you just have to say if that whisp it's bank yeah my branch is whatever if you want to give them the branch Oh yet still let's see where a tenant is required to pay a fee to determine the tenants creditworthiness such fee is an application fee a landlord may charge an application fee not to exceed the greater of either 10% of the monthly rent for $50.00 so when you take a nap fee first of all don't feel like the 50 bucks is like too much or the 10% is too much people are used to paying that you don't have to be shy about it if you get a tenant report it could cost 50 bucks per person and this is this would be per person so if I have to pull credit and criminal reports and do background checks landlords whatever that's easily could be like the hard cost would be like 25 for the reports and then some time for somebody to work on it yeah so like yeah 18 or older because this is saying creditworthiness right um but it would behoove you to do criminal background checks even if it's on your own dime in certain cases and you just all right look if you've ever had somebody in your house and the kids are dealing drugs or the grandkids are living with grandma and dealing drugs man it is a nightmare sometimes and you know maybe you could prevent that by pulling the credit and your criminal report and seeing that the grandson has been arrested three times you know what I mean I mean I can tell you story after story about drug busts in our units it's it's a mess and when you get back on track and find a grandson that's three rest and you tell them sorry Mike aridity because of a background check you can be on a team I can't oh yeah yeah like it but here's the thing right so upfront you're like here's my business and here are the conditions in which we don't accept based on criminal history so in ours it was violent crime drug dealing other than you know drug dealing if somebody got caught with possession of marijuana we didn't care but if they were dealing it we cared cares about a DUI fraud we weren't good with that [Music] and then you know you got to think also like for us aside from our maintenance guys it was women in the office showing and doing things like you don't wanna really need to be careful without who move your Tenon's are um let's see so you're saying the code even show the product is a rental unit to them it was my model background set out no not before you show it but before they actually grew them when we did showings it was usually if the if our person showing the unit wasn't totally comfortable and one of the maintenance guys would meet out there with them alright so here's something important within 20 days after the termination or expiration of the rental agreement the landlord shall provide the tenant with an itemized list of damages to the premises and the estimated costs of repair for each and shall tender payment for the difference between the security deposit and such costs of repair to the premises so you have 20 days to come up with your list of itemized repairs and costs that you're going to deduct from the security deposit and get that back to the tenant for failure to do that within 20 days from the expiration shall entitle the tenant to double the amount wrongfully withheld so you got to be on top of the funny things in economics and I kind of say well you have 20 days to get that to them but if it exceeds it then they were as a citizen where was it double the amount wrongfully withheld so you not if you weren't wrongfully withholding it a little bit process right so then in that case you weren't wrongfully withholding it then you need to get a judgment to get it but there's there's nothing like according to this there's nothing that you wrongfully withheld in creating a budget for each other in the last they talkin about that kind of thing good but here's I wouldn't I wouldn't mess around with it I would send them a letter and say your balance is zero because if there ends up being a time where you need to go to court you know what if they're not moving out or whatever if they want to see you for something you just don't want that to be part of their argument he doesn't do things well keeping even tell me about this they say the damage is done UNIX team is very hot right so then there isn't the UN said you a vibrator there's nothing wrong to leave withheld so there's nothing to double and give back to the tenant so let's say the tenant was due a hundred dollars back within 20 days and you didn't give him that letter within 20 days it took you 25 and the tenant goes you know what instead of that hundred you only 200ml of mine cause I they can see they can cause these wonderful faces so what I'm going to do oh I see so you're not saying if the accumulated amount is above the security deposit what you're saying is afterwards if it ends up costing you more yeah you can you can take them to court you know if it's a whole new court case but I can suspend a favor later yes pet deposits no landlord may require a pet deposit in excess of one month's rent regardless of the duration of the rental agreement a landlord may require it and damage to the rental unit caused by an animal shall first be deducted from the pet deposit where the pet deposit is insufficient such damages may be deducted from the security deposit a pet deposit is subject to you subsections bla bla bla down here you can't require a pet deposit if it's a support animal and if this year says that the landlord may increase the security deposit commensurate with the rent if the increase of security deposit will exceed 10 percent of the monthly rent payment of the increased security deposit shall be prorated over the term over four months so if your if your rent amount is going up you can increase the security deposit level you never had experience like trying to get rid of cats smell many many many many many many voters a possible smell of money no actually I love buying houses that are hoarder houses and calluses because normally people are like oh alright grounds for evicting tenant unlawfully continues in possession or any part of the premises after the rental agreement is over they wrongfully fail to pay rent they wrongfully deduct money for rent they breached an obligation relating to the use of the premises another holdover so they stay there when they shouldn't ten is convicted of a Class A misdemeanor or a felony which cause are threatening to cause irreparable harm to any person or property so you have your list of things that you can terminate for so here's what's important the the communication that you send to the tenant needs to be right and I want you to think about what I'm going to tell you in relation to the dollar amount that this could cost you so if you don't send the five-day letter properly it can easily cost you an extra month you're lucky if it only cost you a month of lost rent because I having to go back and do it over so let's just say that 800 Bucks lost on the Del Rio website there is a package of landlord documents that you can buy it's like four hundred and fifty bucks the attorney who drafted them is the attorney who drafted the landlord tenant code his name is michael Morton and he does a lot of stuff for us so I said Michael can you like produce something that landlords can just buy and using their business and know that they're getting it right so if you did and you get the document like a sample letter and it has references to the code and everything and then with each letter is an explanation of when and how to use the letter so this might be there yeah maybe not sit down an hour's my utter bollocks and that yeah so if you're really going to do it I recommend that if you make that investment all right that's why I said in light of what you could lose that's the price tag on it 450 bucks but it's it's communications for them being disruptive and all kinds of things so it's all in there

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Templatize frequently used documents to save time and reduce the risk of common errors when sending out copies for signing.
Stay compliant and secure when eSigning
Use airSlate SignNow to Sign Delaware Banking Emergency Contact Form Later and ensure the integrity and security of your data at every step of the document execution cycle.
Enjoy the ease of setup and onboarding process
Have your eSignature workflow up and running in minutes. Take advantage of numerous detailed guides and tutorials, or contact our dedicated support team to make the most out of the airSlate SignNow functionality.
Benefit from integrations and API for maximum efficiency
Integrate with a rich selection of productivity and data storage tools. Create a more encrypted and seamless signing experience with the airSlate SignNow API.
Collect signatures
24x
faster
Reduce costs by
$30
per document
Save up to
40h
per employee / month

Our user reviews speak for themselves

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Kodi-Marie Evans
Director of NetSuite Operations at Xerox
airSlate SignNow provides us with the flexibility needed to get the right signatures on the right documents, in the right formats, based on our integration with NetSuite.
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Samantha Jo
Enterprise Client Partner at Yelp
airSlate SignNow has made life easier for me. It has been huge to have the ability to sign contracts on-the-go! It is now less stressful to get things done efficiently and promptly.
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Megan Bond
Digital marketing management at Electrolux
This software has added to our business value. I have got rid of the repetitive tasks. I am capable of creating the mobile native web forms. Now I can easily make payment contracts through a fair channel and their management is very easy.
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  • Best ROI. Our customers achieve an average 7x ROI within the first six months.
  • Scales with your use cases. From SMBs to mid-market, airSlate SignNow delivers results for businesses of all sizes.
  • Intuitive UI and API. Sign and send documents from your apps in minutes.

A smarter way to work: —how to industry sign banking integrate

Make your signing experience more convenient and hassle-free. Boost your workflow with a smart eSignature solution.

How to electronically sign & fill out a document online How to electronically sign & fill out a document online

How to electronically sign & fill out a document online

Document management isn't an easy task. The only thing that makes working with documents simple in today's world, is a comprehensive workflow solution. Signing and editing documents, and filling out forms is a simple task for those who utilize eSignature services. Businesses that have found reliable solutions to industry sign banking delaware emergency contact form later don't need to spend their valuable time and effort on routine and monotonous actions.

Use airSlate SignNow and industry sign banking delaware emergency contact form later online hassle-free today:

  1. Create your airSlate SignNow profile or use your Google account to sign up.
  2. Upload a document.
  3. Work on it; sign it, edit it and add fillable fields to it.
  4. Select Done and export the sample: send it or save it to your device.

As you can see, there is nothing complicated about filling out and signing documents when you have the right tool. Our advanced editor is great for getting forms and contracts exactly how you want/need them. It has a user-friendly interface and total comprehensibility, giving you total control. Sign up today and begin increasing your digital signature workflows with effective tools to industry sign banking delaware emergency contact form later online.

How to electronically sign and fill documents in Google Chrome How to electronically sign and fill documents in Google Chrome

How to electronically sign and fill documents in Google Chrome

Google Chrome can solve more problems than you can even imagine using powerful tools called 'extensions'. There are thousands you can easily add right to your browser called ‘add-ons’ and each has a unique ability to enhance your workflow. For example, industry sign banking delaware emergency contact form later and edit docs with airSlate SignNow.

To add the airSlate SignNow extension for Google Chrome, follow the next steps:

  1. Go to Chrome Web Store, type in 'airSlate SignNow' and press enter. Then, hit the Add to Chrome button and wait a few seconds while it installs.
  2. Find a document that you need to sign, right click it and select airSlate SignNow.
  3. Edit and sign your document.
  4. Save your new file to your profile, the cloud or your device.

By using this extension, you avoid wasting time on dull assignments like saving the file and importing it to an eSignature solution’s catalogue. Everything is close at hand, so you can quickly and conveniently industry sign banking delaware emergency contact form later.

How to digitally sign docs in Gmail How to digitally sign docs in Gmail

How to digitally sign docs in Gmail

Gmail is probably the most popular mail service utilized by millions of people all across the world. Most likely, you and your clients also use it for personal and business communication. However, the question on a lot of people’s minds is: how can I industry sign banking delaware emergency contact form later a document that was emailed to me in Gmail? Something amazing has happened that is changing the way business is done. airSlate SignNow and Google have created an impactful add on that lets you industry sign banking delaware emergency contact form later, edit, set signing orders and much more without leaving your inbox.

Boost your workflow with a revolutionary Gmail add on from airSlate SignNow:

  1. Find the airSlate SignNow extension for Gmail from the Chrome Web Store and install it.
  2. Go to your inbox and open the email that contains the attachment that needs signing.
  3. Click the airSlate SignNow icon found in the right-hand toolbar.
  4. Work on your document; edit it, add fillable fields and even sign it yourself.
  5. Click Done and email the executed document to the respective parties.

With helpful extensions, manipulations to industry sign banking delaware emergency contact form later various forms are easy. The less time you spend switching browser windows, opening some profiles and scrolling through your internal data files searching for a doc is more time and energy to you for other important assignments.

How to securely sign documents in a mobile browser How to securely sign documents in a mobile browser

How to securely sign documents in a mobile browser

Are you one of the business professionals who’ve decided to go 100% mobile in 2020? If yes, then you really need to make sure you have an effective solution for managing your document workflows from your phone, e.g., industry sign banking delaware emergency contact form later, and edit forms in real time. airSlate SignNow has one of the most exciting tools for mobile users. A web-based application. industry sign banking delaware emergency contact form later instantly from anywhere.

How to securely sign documents in a mobile browser

  1. Create an airSlate SignNow profile or log in using any web browser on your smartphone or tablet.
  2. Upload a document from the cloud or internal storage.
  3. Fill out and sign the sample.
  4. Tap Done.
  5. Do anything you need right from your account.

airSlate SignNow takes pride in protecting customer data. Be confident that anything you upload to your account is protected with industry-leading encryption. Auto logging out will shield your information from unwanted entry. industry sign banking delaware emergency contact form later from your mobile phone or your friend’s mobile phone. Safety is key to our success and yours to mobile workflows.

How to electronically sign a PDF file on an iPhone or iPad How to electronically sign a PDF file on an iPhone or iPad

How to electronically sign a PDF file on an iPhone or iPad

The iPhone and iPad are powerful gadgets that allow you to work not only from the office but from anywhere in the world. For example, you can finalize and sign documents or industry sign banking delaware emergency contact form later directly on your phone or tablet at the office, at home or even on the beach. iOS offers native features like the Markup tool, though it’s limiting and doesn’t have any automation. Though the airSlate SignNow application for Apple is packed with everything you need for upgrading your document workflow. industry sign banking delaware emergency contact form later, fill out and sign forms on your phone in minutes.

How to sign a PDF on an iPhone

  1. Go to the AppStore, find the airSlate SignNow app and download it.
  2. Open the application, log in or create a profile.
  3. Select + to upload a document from your device or import it from the cloud.
  4. Fill out the sample and create your electronic signature.
  5. Click Done to finish the editing and signing session.

When you have this application installed, you don't need to upload a file each time you get it for signing. Just open the document on your iPhone, click the Share icon and select the Sign with airSlate SignNow option. Your sample will be opened in the app. industry sign banking delaware emergency contact form later anything. Additionally, using one service for your document management needs, everything is easier, better and cheaper Download the app today!

How to electronically sign a PDF file on an Android How to electronically sign a PDF file on an Android

How to electronically sign a PDF file on an Android

What’s the number one rule for handling document workflows in 2020? Avoid paper chaos. Get rid of the printers, scanners and bundlers curriers. All of it! Take a new approach and manage, industry sign banking delaware emergency contact form later, and organize your records 100% paperless and 100% mobile. You only need three things; a phone/tablet, internet connection and the airSlate SignNow app for Android. Using the app, create, industry sign banking delaware emergency contact form later and execute documents right from your smartphone or tablet.

How to sign a PDF on an Android

  1. In the Google Play Market, search for and install the airSlate SignNow application.
  2. Open the program and log into your account or make one if you don’t have one already.
  3. Upload a document from the cloud or your device.
  4. Click on the opened document and start working on it. Edit it, add fillable fields and signature fields.
  5. Once you’ve finished, click Done and send the document to the other parties involved or download it to the cloud or your device.

airSlate SignNow allows you to sign documents and manage tasks like industry sign banking delaware emergency contact form later with ease. In addition, the safety of your data is top priority. File encryption and private web servers can be used as implementing the newest functions in info compliance measures. Get the airSlate SignNow mobile experience and operate more efficiently.

Trusted esignature solution— what our customers are saying

Explore how the airSlate SignNow eSignature platform helps businesses succeed. Hear from real users and what they like most about electronic signing.

The BEST Decision We Made
5
Laura Hardin

What do you like best?

We were previously using an all-paper hiring and on-boarding method. We switched all those documents over to Sign Now, and our whole process is so much easier and smoother. We have 7 terminals in 3 states so being all-paper was cumbersome and, frankly, silly. We've removed so much of the burden from our terminal managers so they can do what they do: manage the business.

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Excellent platform, is useful and intuitive.
5
Renato Cirelli

What do you like best?

It is innovative to send documents to customers and obtain your signatures and to notify customers when documents are signed and the process is simple for them to do so. airSlate SignNow is a configurable digital signature tool.

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Easy to use, increases productivity
5
Erin Jones

What do you like best?

I love that I can complete signatures and documents from the phone app in addition to using my desktop. As a busy administrator, this speeds up productivity . I find the interface very easy and clear, a big win for our office. We have improved engagement with our families , and increased dramatically the amount of crucial signatures needed for our program. I have not heard any complaints that the interface is difficult or confusing, instead have heard feedback that it is easy to use. Most importantly is the ability to sign on mobile phone, this has been a game changer for us.

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Frequently asked questions

Learn everything you need to know to use airSlate SignNow eSignatures like a pro.

How do you make a document that has an electronic signature?

How do you make this information that was not in a digital format a computer-readable document for the user? " "So the question is not only how can you get to an individual from an individual, but how can you get to an individual with a group of individuals. How do you get from one location and say let's go to this location and say let's go to that location. How do you get from, you know, some of the more traditional forms of information that you are used to seeing in a document or other forms. The ability to do that in a digital medium has been a huge challenge. I think we've done it, but there's some work that we have to do on the security side of that. And of course, there's the question of how do you protect it from being read by people that you're not intending to be able to actually read it? " When asked to describe what he means by a "user-centric" approach to security, Bensley responds that "you're still in a situation where you are still talking about a lot of the security that is done by individuals, but we've done a very good job of making it a user-centric process. You're not going to be able to create a document or something on your own that you can give to an individual. You can't just open and copy over and then give it to somebody else. You still have to do the work of the document being created in the first place and the work of the document being delivered in a secure manner."

How do i put my sign on a pdf file?

How do I get your permission?

How to create an electronic signature without a scanner?

I've been doing that for years and never had any problems. You might want to try one of these: I've been looking at a bunch of these and couldn't find any easy and quick instructions. Would love some tips on how to set it up! I found a site that has a good tutorial, but the website is now down. Any links you can give? Here is the tutorial I found: Thanks. It's great!