Sign Georgia Banking Permission Slip Easy

Industry sign banking georgia permission slip easy

welcome to the final session of the 2020 fall conference section 8 made simple assisting some of georgia's most vulnerable citizens my name is jill cromarti i am the division director for housing finance and development i will be the moderator for today's final session before we begin let's quickly cover a few housekeeping items please be sure to to mute your mic during the presentation if you have any questions during the session feel free to type them into the chat we will save all questions until the end i will be i will read them during the q a portion of the presentation you can also use the raise your hand feature at the end during the q a as well this session will be recorded and will be available after the conference to you and anybody else that is unable to attend lastly you will receive an evaluation immediately following the presentation and it will also be emailed to you please commit please complete it as we value your feedback and with that said let me introduce the panelists for today dave wismet serves as the division director for the housing assistance division at dca his division includes the state's public housing authority which administers over 14 000 housing choice vouchers in 149 counties he also oversees the office of homeless and special needs housing which includes a number of federally and state-funded housing programs dave obtained his undergraduate degree from the university of north carolina at shelby chapel hill and his juris doctorate from university of georgia school of law valencia jordan is the director of operations of the housing choice voucher program prior to her employment with dca valencia served in various leadership capacities at other public housing authorities she possesses over 16 years of human services experience and possesses multiple certifications in public housing valencia is a native georgian and is extremely civic minded and very active in her community she enjoys spending time with her two children volunteering at her children's schools attending basketball games and supporting north carolina tar heel basketball last but not least is roberto morales roman he is the senior housing policy analyst for dca he is an attorney city planner and a self-described policy wonk with over seven years of policy experience in policy research and analysis in both legislative and executive branches born and raised in san juan puerto rico roberto has committed to finding a way to grow planting trees in his yard that can survive the winter welcome to the guests and with that maybe we should jump into our first poll question do you think the hcv program positively or negatively impacts your community please select one positively negatively or unsure it looks like about half of you have participated if you would like to vote please do so now the poll will close shortly all right thank you dana and with that i will turn it over to you valencia some of today's goals are we're going to discuss the history of the housing choice voucher program and housing policy we'll discuss the populations and sub-populations served will explain the difference between public housing and hcv we'll discuss dca's public housing authority outreach work we'll discover what excuse me discuss what rad is rental assistance demonstration and its benefits and we'll talk about how we're going to partner how dca wants to partner with the community and benefits of the program dca administers the housing choice voucher program in 149 of those counties it's important to note that dca does not have any real property or any public housing properties or projects that we own and run unlike many other housing authorities slide so dca has locations uh two locations uh in the state uh the first is in norcross the second being in waycross slide so what i'm gonna do is quickly walk you through sort of key changes in housing policy uh and sort of how we got to where we are today uh and this will kind of give you an instant phd in housing policy so to speak but until the end of the 1930s really not much was going on with housing policy other than depression recovery and slum removal uh that all changed with the housing act of 1937. uh the housing act of 1937 was kind of the first big housing act and that gave birth to public housing agencies that basically could contract with the federal government to construct and operate public housing states were required to pass enabling legislation local governments had to contract with these phas to get funds and that really created the framework for distribution of federal housing funds that is used today slide so if we skip forward 12 years we have the housing act of 1949. uh and obviously in 1949 uh arthur miller's death of a salesman won the pool of surprise harry truman won the presidency uh but this act uh basically articulated uh really for the first time that all people should have decent and safe housing the farmer's home administration was created to provide federally insured mortgages for rural and farm communities the urban renewal program was created that provided slum clearing extended federal mortgage programs expanded traditional public housing programs and it limited public housing to low-income families one of the unintended consequences of limiting public housing to low-income families was the concentration of poverty and this is something that we'll see uh through a lot of other legislation to try to limit or eliminate concentration of poverty but this sort of started a little bit of that cycle uh going in housing slide so as we move into the 60s and 70s uh we had more significant changes beyond uh just tied eye and big hair the housing act of 1965 created the first federal program that allowed housing assistance to residents of privately owned housing so this was kind of the forerunner really to section 8 and the housing choice voucher program and really represented a very large philosophical shift deconcentration of poverty was a sub goal which we just talked about how that had been created in the housing act of 1969 was then passed to continue direct assistance to the most needy and under the housing act of 1969 families could only spend up to 25 of their adjusted annual income for rent uh and then operating subsidies were established as well to reimburse public housing authorities for losses that they had in running their programs as we move into the 70s nixon froze housing new public housing units basically to evaluate the effectiveness of public housing and housing research and policy shifted to favor assistance uh to residents in privately owned properties and then finally in 1974 incidentally the same year the post-it note was invented by arthur frye the section 8 program was created along with a formula for distribution of funds and this act enabled federal money to be to be paid directly to owners of private units as subsidy assistants and really the government was signaling that it was at least in part getting out directly running the housing business in terms of owning and maintaining a public housing slide so one more so as we move into the 90s um the 1990 act this is the quality housing and work responsibility act and this really was the biggest housing act since truman's act of 1949 this act gave us the modern housing choice voucher program it eliminated the dual section 8 voucher and certificate programs eliminated a lot of duplicative regulations with inconsistent standards and really streamlining was the operative word it attempted to facilitate mixed income communities deconcentrate poverty created incentives for people to work and made federal assistance more flexible and accountable uh in performance of the phas and sort of the old model was that hud would just give money to the phas and say go forth and do great things i hear really for the first time hud really wanted to see actual performance and judge phas on how they performed with the money they were getting so slide and the reason for this is basically just because the government realized that it had a lot of money invested in public housing things were really not working out necessarily well for the residents the government felt that oversight was poor and that really the residents often paid the price for all of this and because it was seen as a big problem how public housing was run this was seen as a big solution to meet those challenges slide so there are a lot of examples of changes we're not going to read through all these um but there are many that have been very very important to phas such as dca one of which is having local preferences uh there were some old federal preferences that were abolished uh but local housing authorities were allowed to have preferences so that they could meet the needs of specific populations within their jurisdictions so for example dca has a preference for people with severe and persistent mental illness where they can move sort of to the top of the list and get housed immediately the act also allowed for old and worn out public housing to be more easily demolished and vouchers could be given out for people who lost their house some people may remember the atlanta housing authority tearing down most of their old public housing stock this flexibility enabled that to happen we also saw uniform and comprehensive housing quality standards uh they were incorporated so all properties had to meet certain standards uh to ensure that safe and sanitary housing were had by everybody next slide so this brings us to the housing choice voucher program uh so as we discussed the birth of the modern housing choice voucher program was one of the biggest things to come out of the 98 act this is the federal government's main engine to help very low income families the elderly people with disabilities get sanitary safe and decent housing in the private market and essentially as i'm sure many people are familiar with it participants can select their own housing they're not limited to local housing projects housing can be single family town homes apartments the tenant and the landlord sign a lease with each other and basically the tenant pays the difference in the rent charged by the landlord and the subsidized amount units must meet minimal health and safety requirements along with being reasonable in terms of the rental amounts these vouchers are portable meaning you can take it anywhere to another county to another state and it's just an enormously flexible program that's been very successful slide um so hcb is the largest housing assistance program in the united states um serving over two million low-income households uh one interesting fact that a lot of people don't realize is the average time on the program is only eight and a half years so we see many people increase their income uh to the point they no longer need the housing and that really is the goal is to give people a starting point uh so that they can eventually get themselves off of the program slide one thing you'll notice in terms of the distribution of where units are most of the units are still sort of in central city urban locations uh less in the suburbs uh and then very few comparatively in rural areas uh that has a lot to do with availability not necessarily uh demand but it's interesting to note that most units our single-family house or quads or less so these are really not massive apartment complexes where most people live but usually in smaller units slide and following along with that percentage uh you see that most people uh that are involved in terms of landlords are kind of mom-and-pop type landlords uh and most people own 2.3 you know two to three units so we're working with a lot of small landlords not necessarily huge corporate landlords slide um this is a great hud fact sheet um and i'm not gonna go into that since we lost a little bit of time but basically it just lays out the responsibilities that everybody has that hud has that the pha has landlord tenant uh and kind of how rent is determined um so with that i will hand it over to you valencia and i believe everybody now has their housing phd for the history of housing policy thank you dave thank you david so the next thing let me take a little bit one type we have is hcv regular housing choice voucher we have something called money follows the person we have enhanced voucher doj department of justice vouchers section 8011 mainstream project-based vouchers five-year mainstream bash vouchers home ownership and tenant protection so basically hcv vouchers just provide tenant-based rental assistance to very low income families to afford decent safe and sanitary housing these are just your basic hcv vouchers the next type we have is money follows a person the mfps this program is designed to assist in transition of elderly people or people with significant disabilities and acquire brain injuries um to keep them out of nursing homes that they're able to be you know out in the on their own independent living this program supports that so they can come out of any assisted living facilities and live independently within our communities the next type is enhanced vouchers these vouchers were made available to tenants who would otherwise be adversely affected by the hud program decisions so these vouchers are genuinely issued to provide continued assistance for a family of the termination of our project-based rental assistance so for example if someone was in the apartment complex or something and it's closed down to keep from displacing these families they will be able to receive an enhanced voucher the next voucher type are department of justice vouchers these provide assistance for persons meeting the criteria under the ada settlement agreement between the u.s department of justice in the state of georgia um it's facilitate facilitated through dvhdd and we work with them to carry out the remedy of the housing settlement agreement the next type is section 811 mainstream these vouchers are used to assist and provide rental assistance to non-elderly persons it can either be the head of household or any other family member with disabilities who are transitioning out of an institution or segregated setting at risk for institutional institutionalization homeless or at risk of becoming homeless the next type of project-based vouchers and you hear the term pvp project-based vouchers enables dca to provide assistance to eligible families including elderly and persons with disabilities who can use the voucher that's attached to an affordable decent um rental unit this unit stays with this type of assistance stays with the unit that's why it's called project based so it's not this type is not portable the next type is the five-year mainstream vouchers are used to assist uh these vouchers are used to assist and provide rental assistance to very low income families where the head of household spouse co-head is non-elderly or elderly with a disability the next type of housing program one that i'm very fond of it assists our veterans is the vash program and it just combines rental assistance to house homeless veterans they are able to receive sometimes case management and clinical services to keep them out in our community and active in our community the next type is home ownership this program affords families that are assisted under the hcv program to use their voucher to purchase a home and receive monthly rental assistance and excuse me monthly assistance in meeting their home ownership expenses and the next one is the tenant protection these vouchers are provided by hud to protect families from hardship as a result of a variety of actions that occur in hud's public housing multifamily portfolio or mod rehab so program facts for totals of the total that we have on the hcb program as of september 30th we had 11 324 families who received a regular hcv voucher we had 22 families on the money follows the person program we had four enhanced vouchers we were working with 391 families on the doj voucher program on the mainstream 811 we have 42 we have 119 currently active pbv vouchers we have 51 main year five stream vouchers we're currently assisting 472 veterans with housing we're currently assisting 49 families with home ownership and we have currently have 43 tenant protection vouchers so a lit le bit about this program is that families are able to choose the unit that meets their requirement it can be a single family home it could be a town home or an apartment they're able to choose the agency does not choose on their behalf so they receive their voucher and they go out and find a unit that they like and what works for their family as long as it can pass you know hqs housing quality standards and it's affordable um dca we receive our funds from hud to be able to sustain these programs and currently like i said as a as a night excuse me september 30th we're currently serving 12 432 georgia families um and we add more than 98 million dollars to georgia's economy on an annual basis so sometimes people confuse hcv with public housing this slide gives a breakdown of the difference between hcb and public housing in the hcv program they're privately owned units owned by landlords the inspections are done by the housing excuse me by the housing authorities inspectors security deposits are required and it equals to one month's rent recertifications are done on an annual basis by the hcv pha staff um the landlord has to enforce their own lease we are not a party to their lease resident services programs are limited in the hcv program they're kind of stand-alone and out on their own renting in the communities and the hcv staff works with the family and the landlord to address issues where needed the difference in public housing is that the units are owned by the public housing authority inspections are done by the housing authority's property managers security deposits can limit it to a hundred dollars research are done by property managers police enforcement is done by the housing authority and resident services programs are offered to those families that reside in public housing the next slide just shows you the basics of the hcv program kind of gives you the steps of it so the first thing we do is determine eligibility they apply to a waitlist and we determine their eligibility if they're eligible the second thing that takes place is that they are issued a voucher they attend a briefing sign family obligations get background information on the program and then the participant chooses a unit once they choose that unit they let the housing authority know we go out and do an inspection if we approve that unit we complete a half contract between the housing authority which is dca and the landlord this next slide is just a basic overview of the housing choice voucher life cycle if you see here at the top we go through the eligibility we pull them off the wait list and we receive those referrals we calculate their income issue the voucher they submit something called an rfta which is a request for tennessee approval we approve or deny a landlord we inspect the unit go to hap contract and start paying for the unit and in that cycle we complete an annual re-certification and that cycle continues until either a unit builds inspection or that person opts to move from that unit the next thing we have here is just the housing choice voucher flow chart and it just tells you what happened basically goes over those previous two slides that i discussed um i won't go into full detail there it just lets you know what happens once they submit that rfta to our office if it fills inspection then we go out and inspect again to see if the unit passes and we'll go ahead and house them if it doesn't feel then of course we go on and move to the housing process hcv program facts the hcb program operates by providing subsidy rental subsidy payments to the landlord as we discussed program participants normally pay approximately 30 of their adjusted gross income towards rent the landlord subsidy is paid on a monthly basis by dca and normally consists of the difference between the gross rent which includes an allowance for tenant pay utilities and thirty percent of that participants uh gross income adjusted income sorry when we calculate for uh housing participants dca estimates the annual gross income of all household members from all sources um we also give allowances to each family for dependents child care costs and or medical disabilities if they qualify we make those deductions and then we use we calculate a total attendant payment which is a greater of 30 percent of their monthly adjusted gross income 10 percent of the monthly gross income or 50 which is dca's minimum tenant contribution so everybody on this program has to pay at least 50 towards their um monthly rent amount on an on a monthly basis we will not approve a unit hud regulations prevents us from from approving a unit that the tenant would have to pay more than 40 percent of their adjusted gross income towards rent um that's considered a rent burden and unfortunately we just can't do it when they initially lease up in that unit usually the higher the rent the greater the financial responsibility for the participant and dca will pay a monthly half like i said that's equal to the lower of equal or the lower of the payment standard minus the total tenant payment or the gross rent which includes rent plus utilities minus the total tenant payment i know before i started working this in this program i often wonder you know who was on the program did they work those sorts of things so here are some demographics for you guys the household makeup approximately 46 percent of our participants are on a fixed income 19 percent are non-elderly and non-disabled and working 48 of our households include children average family finances um elderly fixed income our families average thirteen thousand three hundred and thirty seven dollars excuse me 377 dollars per year non-working families that don't have any earned income is unearned such as social security um child support they average uh on an average year they make about 14 443 and our working families average an annual income of about 21 895 so for each family it looks like dca we're paying about 651 dollars per month for each family on our program and our families are averaging about two hundred and thirteen dollars for per family that they're paying on their own per month we have about currently have about 7 400 active landlords um housing about thousand four hundred and thirty three families two thousand three hundred and thirty five of our participants are employed last year two hundred and fifteen people uh into 215 families ended their program participation that's by way of termination or voluntary withdrawal from the program um 241 families i'm glad to say graduated from our program that means that their income was oh they were over income for the allotted time frame and they just graduated and weaned off with the program and now self-sufficient last year we processed 9827 annual re-certification so we recertified 9827 families to continue to receive their assistance we also processed 2058 interim changes changes um the family may have lost income gained income removed the household number we processed 2058 of those and we admitted 857 new families to our program last year including portability which means people who are reporting in from other housing authorities i'm now going to turn it over to mr roberto morales all right good afternoon um so as most of you know you know public housing authorities or phas are you know public entities and created to administer certain local state and federal housing programs such as um you know public housing and housing choice vouchers and in georgia we have a a pretty big network of almost 190 local phas um that's you know vital vital to providing these these services so just as an example um i included some numbers here as a from the center on budget and policy priorities as you can see as of december of 2019 over 300 000 georgians were benefiting from federal parental assistance the majority of them being seniors children people with disabilities and a slide please as you can see um right down here uh you know almost a billion dollars of rental assistance programs um came into the georgia economy um as of 2018 so this is you know certainly very important to us next slide please anyway so in knowing you know the importance of local phase dsa uh dca has uh decided to carry out what i've been calling uh the pha outreach project so the purpose of the project you can see is threefold to gain familiarity with uh georgia's giant pha network increase and improve our engagement with local dhas and to share tools and help increase pha's access to dci services and programs and some steps we've taken with this project have been you know to create a database of existing phas that includes their contact information as well as the jurisdictions that they cover the services they provide um it's actually been pretty helpful reestablishing times ties with the georgia association of housing and redevelopment authorities gara they truly are an amazing resource with with impressive reach and finally we administered a survey to all georgia phas which uh the results of which i'll be discussing some slide thank you so the purpose of the survey was to gain uh a better understanding of the work that phas are currently carrying out as well as learn about some of their needs and limitations um see what opportunities this information presents the survey uh was administered with uh help from gara who arguably um at least from what i saw with their with their list server arguably uh have every single pha as a member very impressive and we collected responses from 90 of them so out of 186 people that we or phas that we sent our survey to uh 90 of them answered to almost half which is pretty good anyway we analyzed the responses and were able to extract five major themes from them slide okay so pha survey results this is the first theme surprise surprise there is an overwhelming consensus that uh more funding is needed over 73 percent of pha's listed funding is something that they would benefit from um those of us you know working in affordable housing you know this is no surprise right but considering the fiscal reality of most municipalities uh in this country i want to dig a little into dig a little more into vha's funding and revenue sources which could help inform uh the steps we take in the future to finance uh more housing resources so as you can see in in the breakdown here for example a significant majority of phas depend on rent as a source of revenue uh with bond issues issuances uh coming in second and these are you know we also divided in non-federal and federal sources to get a pretty good idea of where the money's coming from slide all right and now you know in terms of federal sources we wanted to see how many phas were receiving funding other than the more common you know operating subsidy capital fund uh housing assistance payments and as you can see over 74 stated that they did not receive uh federal funding other than than those three we also wanted to ask about uh nofa applications which could be helpful in covering some funding gaps and you know despite uh respondents overwhelming response in terms of of a necessity for funding we found that 69 of the uh phas um you know had not applied for no funds in the past five years and you know we'd have we'd have to you know honestly we'd have to look into the nofas that were announced in the past five years what they were for you know to make more nuanced conclusions about this number but it's still a significant um majority of respondents uh who have not applied and certainly uh something to look into and you know of the 17 who said that they had um you know we had a just a median of two and an average of three applications throughout these five years slide all right theme two the second theme is that uh phas are in need of a variety of resources in addition to funding um again not uh groundbreaking information to those of us working in affordable housing however you know we do want to know more about the resources other than funding that phase are in need of so when asked what pha's biggest obstacles were to expanding or growing the services that they provide almost 68 percent of respondents lifted a lack of resources in general um but in other questions right we you know they also we also have numbers like these where you know 50 58 stated that they could benefit from more training uh 54 from more technical assistance 36 percent for more staffing and we actually i'll come back to these figures a little later slide thank you as a third theme um we found that very few phas have completed rad conversions and many stated that they were not interested in in carrying them out so you know just to start here so rad is is hud's rental assistance demonstration program um it provides a way for phas to move public housing units into a section eight uh platform and allows them to you know use uh kind of leverage public and private debt and equity to invest in and much needed a capital improvements for these properties um which we will be discussing uh rad a little late a little later as well um so anyway yes only 25 out of our 90 respondents here which is fewer than a third of the respondents have completed rad conversions without light tech um when asked and as a little background sorry just i'll link back a little bit here we asked about rad conversions with litex or without light type so uh here we see without light tech which were the more common ones only only uh 25 out of 90 have uh completed a red conversion without light tech when asked why they've never completed a direct conversion without litec 28 out of 90 uh which is actually over a third said they were not interested in drag conversions um without leicester however only three said that they did not need grad conversions so it would be good to look into why so many are not interested if only three have said that they don't need it um some interesting answers there uh had to do with control of the properties and whatnot um we didn't get enough of those you know written in answers to to give a better idea of what's behind that disinterest um but there were a few tidbits we definitely need a little little more research into that um 25 of the phas mentioned either a lack of funding to initiate the process or or the need for technical assistance um but fortunately only six uh mentioned needing both and moving on to slides please rad conversions with litec so only eight out of nine respondents have completed a rad conversion with leitech uh leaving 82 respondents who have not when asked why they had never completed a red conversion with litex 31 out of those 82 said that they were um not interested but only five stated that uh they had no need to update their properties so something to keep in mind is is that um many jurisdictions don't have the demand to make a litec uh deal pencil out um and many phas also don't really have the resources to carry out like fake deals in the first place so this is uh definitely something to to look into a little more um but that we were you know not able to do yet with with this survey and speaking of this year uh 33 phase mentioned either a lack of funding to initiate the process or the need for technical assistance but only seven said that they were in need of both okay slide all right so when asked what programs uh they would like to provide or expand uh phas actually let me clear that up a little bit oh so yes so we asked sorry this gets a little confusing for me a little bit sometimes let me uh rewind there we go okay so when asked uh about the programs that they provide or would like to expand or reduce et cetera psjas uh just showed significant interest in rental housing development um i did want to uh explain or describe a little bit how we measure the responses since it's different to what we've been discussing so far so this time this theme responds to a question where phas were given a list of programs and services and asked to state whether they already provide them they're interested in providing them or want to expand the services that they already provide or whether they're not interested in providing or want to shrink or eliminate the service so to tell you the responses we divided those up between positive and negative and neutral as you can see on the slide and then we subtracted the total negative answers from the total positive answers to determine whether it's a net positive or net negative interest in each service or program and i very much hope i'm not complicating a simple process with a contract description um but as you can see um slide that it hasn't there we go thank you uh interesting rental housing development you know stood out with the highest net potential positive score uh followed by home ownership counseling um and with the lowest uh net negative so the least interest or uh for pha saying that they wanted to reduce or remove the servicer program were mortgage reinstatement owner occupied rehab and down payment assistance and finally slide thank you so while the results uh are a fruitful start a more granular approach may help to identify the needs of uh the phase more clearly so the the polarized nature of pha's responses to the survey in terms of the programs services and and resources that that arouse interest among the among them you know suggest that we would need to further segment dhas to identify need more precisely so you know further research should identify each responding pha so that patterns can be identified and exogenous factors such as geography demographics or other localized circumstances may be noted uh to be clear so in this survey you know phas were not identified so we don't know who is uh answering the questions and or or where they are in terms of you know their jurisdiction um so segmentation could be applied uh by geographical region it could also be based on population density urban rural divide demographics income levels among other factors to kind of further understand these answers that we're getting from the phas another important step would be to follow up with some of the possible connections between responses or or themes that we found more broadly so for example despite dha's funding concerns um almost 70 percent of them have not applied for nofa's in the last five years uh but a significant amount of respondents could we if it's not too difficult we turn our slide 40. thank you um as you see here you know a significant amount of uh respondents also reported that they could benefit from training technical assistance and staffing you know in you know in significant number so these figures could point to uh an intersection of of needs that hinders pha's ability to access or or even prohibits access to other resources but really more research would be needed to understand the why behind most of these issues or you know how this need for training technical assistance funding etc might connect to the you know lack of applications for nofas or or or the low level of of interest in actually i would say high level of disinterest getting technical here in uh in rad conversions and that is pretty much it um so servers like these uh especially with the help of you know organizations like gada um i think are are very important for for our future relationship with uh phas throughout georgia um you know it helps us understand each other help each other out um and the more we understand what everybody needs the more we can kind of cooperate and and you know get those resources for for the people of georgia so more research would definitely be uh beneficial here it's very interesting thank you roberto thank you valencia and dave i did receive a couple of questions directly so um although they are not available in the chat i'll read them off to you all um dave and valencia this is one for you all does the hcv program require proof of citizenship this is valencia i'll take the report yes every applicant to our housing program has to declare their citizenship status okay are there income limits for the program yes there are income limits okay um let's see oh this is a very popular one is your wait list open right now for new applicants our waitlist is currently closed however we are receiving referrals for many of those programs that i mentioned earlier and so we are currently housing people however our wait list is just closed for new applicants currently okay it's good to know so i guess this probably leads what's the biggest challenge that you all are facing or that you anticipate other phas might be facing during this time i'm sorry could you repeat the question jill yes what's the biggest challenge for you right now or the challenge that you would anticipate other phase might be experiencing during this time dave do you want to take that one sure let me get unmuted um i think i think one of the biggest challenges is finding units right now which always is a little bit of a an issue uh as well as the fact that a lot of people have lost their jobs in employment uh and so the housing authority is having to spend a lot more money on rent uh which means that we can put fewer vouchers out on the street but i think it's still very very difficult for people to find units and locate units and be able to even see units uh when they have a voucher in hand and are searching and i know valencia you wanted to discuss the uh rad a little bit as well so i'm going to turn it back over your way for that okay thank you dave so roberto has been discussing rad um previously in basically red is the rental assistance of a demonstration was created to give public housing authorities a powerful too to preserve their public housing properties um red rad allows public housing units to convert their pha operating subsidy and capital funding to a long-term project-based rental assistance contracts the goals are to stabilize funding to create access to private capital and then streamline some of hud's programs and to enhance housing options for current residents of phas five things you should know about rad conversions are rad allows public housing authorities to leverage public and private debt and equity in order to reinvest in the public housing stock um units move to a section eight platform with a long-term contract that can be renewed in perpetuity use of this agreement is also reported under rad further enforcing hud's long-term interest and this ensures that the units remain permanently affordable to those low-income housing households number three is residence benefits uh benefit for from a right to return or prohibition against restraining and robust notification and relocation rights residents continue to pay 30 of their income towards their rent they maintain the same basic rights they have when they're in the public housing authority program and they gain a new option to request a tenant-based rental assistance if they decide to subsequently move from that housing project to another property number four is red also maintains ongoing public stewardship of the converted property through queer rules requiring ongoing ownership or control by the public or non-profit entity and then finally rad is highly cost effective relying on shifting existing levels of pha funds to the section 8 accounts as properties convert so you can see the benefits here illustrated before rad properties were not funded at 100 in public housing phas could not borrow money the funding failed to keep up with the deteriorating properties and residents cannot choose to move without losing their assistance post rad properties are now placed in a more stable section 8 funding platform phas and owners can more easily borrow money and perform rehabilitative work on those properties the living conditions for the residents have drastically improved and residents can ultimately receive if they decide they can ultimately act and receive a tenant based voucher so they can be a part of the regular section 8 housing project housing program and moved to a unit of their choice after a year in the pvb program in two years in the project-based rental assistance program this is just another overview of the tenants right i won't read that to you that's just a good hud illustration just letting you know that once these properties phase do decide to convert to a rad conversion that tenants are protected and they do have rights so the next thing we wanted to go into was dca wanted to moving away from rad we want to partnership with municipalities um dca vouchers could be a partial solution to the workforce housing workforce housing is generally understood to mean affordable housing for families with earned income that is insufficient to secure their own housing so hcv vouchers make it affordable for many to live in better areas and where they work we would love to work with local governments local governments could help us by promoting our program to landlords working with dca to host local landlord events and make connections with landlords um you could let us know if you think there are any preferences that you need or maybe helpful for your communities you can offer information on the program when waitlists are open to better house your residents of your citizens of your county or your your municipality we would love for you guys to talk to dc about need for vouchers in your areas or your regions currently our wait list is on uh israel by a county by county basis and we can pass that information along on jobs to tenant search excuse me on jobs to tenants searching for housing we would love for you to participate in working to bring affordable development to your community as part of your long-term planning process and we want you to consider policies that will enable more lower income families to be able to utilize vouchers in your municipalities for example some communities have passed ordinances that uh federal rental assistance is a protected source of income and so it's unlawful for landlords to refuse to rent um our voucher holders so that that has proven to be very helpful in certain municipalities helping families have a safe and stable housing use benefits as far as beyond housing itself low mod low slash moderate income properties will be maintained to a uniform housing standard because we're always coming into the community at least on an annual basis inspecting these units and requiring landlords to keep their properties up and maintained tenants have rules they have to abide by to be able to main eligibility on this program so they're more apt to do the right thing in the neighborhood businesses will be able to better able to will be able to better hire and retain lower wage income excuse me employees because they will have housing in their community where they work could possibly bring in new business you need help you need to house your workers residents are better connected to public services such as child care and other benefits that will make safe and stable families children and recipient families stay in school longer and show higher academic achievement there's reduced crime substance abuse that has been observed in hcv recipients especially in children participants choose the neighborhoods they may want to live in so they can get closer to places that offer better educational economic and social opportunities for their families and stable housing also promotes better health outcomes lower income tenants paying full rent can easily slip into homelessness and hcb makes all of that affordable and better and better and improve your communities so in closing we're going to do a close-out post and close our polling question if you'll just answer the following questions it'll give us some background as to what your areas and your communities are in need of in regards to our housing programs okay so we thank you guys for answering those polling questions um we've reached the end we did get off to uh we had technical difficulties initially but we appreciate you joining us today um if you guys have any help comments or questions feel free to type them in the chat session we have run run over the time right now but feel free to type them in there i'm also going to go to the next slide that provides our contact information for dave myself and for roberto if you want to reach out to us if you have additional questions feel free to always reach out to us and we'll be glad to answer any questions you have and we look forward to partnering with you guys in the community thank you all see you again next year thank you so much everybody thank you so much