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in this video I'm gonna be covering the Beluga pay payment platform [Music] hey guys and welcome to today's video so today was I'm gonna be covering Beluga pay I had one of the representatives from blue girl reach out to me and asked if I could reveal the project so I'm gonna do that for you guys today I'm gonna give you my honest thoughts on the project the goods the bads and an overall opinion so Beluga pay guys what is it it's a system which utilizes a mobile device and a payment card so I'll give you guys a quick video over here to show you guys what it's all about this one's from the CEO of Beluga pay and you can see what Beluga pay are trying to do and why they're BBI token is useful yes I think I speak for most people when I say we need a more real-world uses of cryptocurrencies especially in our favorite shops we believe that merchants should have a complete mobile point-of-sale that accepts credit cards cash and cryptocurrencies all in one system the Beluga pay is a mobile point-of-sale system that offers multiple payment options inventory management customer relationship tools and data analytics we began our journey as a mobile point-of-sale system back in 2014 where we parted with one of the largest financial institutions in Latin America called biotech where they have over 70 billion dollars in assets and 1,200 branches all across Mexico now it's time to take our project global and add cryptocurrency torches hold the world what thousands and millions of people can pay using cash credit debit and the cryptocurrency of their choice all in one system Beluga pays native token is called EDI and one of its main utilities is providing immediate settlement to merchants for example if a customer uses their credit card to pay a merchant on Friday and most developing nations merchants wouldn't receive those funds until Wednesday but if they use the BBI token and the power of the beluga pain Network they can receive their funds almost instantly that same Friday in the crypto currency of their choice time is money allowing merchants to receive payments almost instantly gives them access to operating cash which allows them to expand their business Beluga pay believes that by allowing immediate merchant settlements business analytic tools and multiple payment options we can really help businesses grow those of you who are potentially interested join us in our journey in making merchants lives so as you guys can see the project is really awesome it's quite unique with a few of the things they're doing by allowing this all in one payment system with your credit card payments your fiat currency cash payments and your cryptocurrency payments all in one and you know also teaming up with Visa and MasterCard makes them quite robust and quite unique so we'll go into it a little bit more guys and check it out it's essentially based around a mobile platform so it's going to be quite easy to use and quite simple and they are targeting merchants guys so they want to help businesses you know really take their payment systems to the next level by utilizing Beluga pay and allowing their transactions to happen a lot faster and allowed to have that accessible cash a lot quicker and have that capital they're ready to use a lot faster so you know it's quite awesome like he said there that bebe our token is the native token for Beluga pay there's quite a lot of benefits to that as well guys you can use the B bi token to purchase a beluga Pro membership which comes with advanced analytics and customer relationship management now you also be rewarded 0.5% from all transactions if you are a beluga pay be bi token holder you also have loyalty rewards based on how many be bi tokens he hold and that's a bit more details on the membership there guys and you can also use as gasps for faster loans and merchant payouts so you know it's quite a few benefits to it it's pretty cool that I've been working at this since 2014 and as we've seen the cryptocurrency space grow over the last year guys they have really stepped up to the plate and decided to incorporate that into their payment system so you know it's pretty sweet it's an all-in-one system and one thing I do like he goes it is fully compliant with the KYC and AML or know your customer and anti money laundering laws so you know it's really awesome they complied they're safe there I see you actually begins in 19 days and I believe they are in their pre sale at the moment guys so if you do want to contact them you can jump over here and send them an email you know that's pretty much it if you do want to join the presale they have that there and the white papers also available here so I'll run you guys through the white paper just quickly we'll have a quick look here on the table of contents you can see a few other things that they talked about the abstract the token the opportunity in the market a little bit about the Beluga pay system and the expansion plan as well as the roadmap product overview and the token sale breakdown so when it comes to the abstract guys they point out a few key factors here now 39 percent of the total global population still do not have access to a bank account now in developing countries that number has even higher so Beluga pay are aiming to not just bring them a bank account but to bring them an all-in-one payment system that allows you to use cryptocurrency and fiat currency so you know they're going to be aiming to leverage these new technologies and develop an open source asset transferring platform that provides these instant transactions and makes things a lot faster and a lot simpler so the mission is to help the unbanked become a part of the newer better and fairer global financial system here's an example case of how the Beluga token can be used as well so you know there's quite a few benefits involved there as well and here's an example on how the whole process works guys so we have a consumer that buys or consumes a service the consumer makes that payment the product using fiat currency or cryptocurrency if that payment is made using a credit card in fiat currency the merchant can still decide to use the BBI tokens in order to receive an instant merchant deposit so that's quite sweet if the payment is made using cryptocurrency the settlement process is initiated and the payment to the merchant is transferred instantly so Wells e points will be accumulated for customers on every purchase of a product and a service and the loyalty points can be redeemed when the consumer or merchant has collected enough points these loyalty points are redeemed in the form of fiat currencies or belugas bbr token the ratio of points with currencies is calculated using built-in configurators and Oracle's based on market dynamics so interesting little schematic here as well goes just shows the platforms that beluga are involved in how the loyalty system works and how that be bi tokens incorporated into the system they talked a little bit about the gas behind it the architecture behind the blockchain and some of the market opportunity here guys so you know there's a few payment companies known as PayPal squaring for a starter Corp now these guys were founded quite a few years back now but as you can see their market caps are super super high and you know there's definitely a lot of potential for Beluga pay to follow down the same road now there's a lot of different card networks out there there's a lot of different gateways and things like that but Beluga pretty much intend to work with all the necessary parties to provide the most cost efficient and secure transactions in the future so you know they are going all-out guys they want to be one of the top payment systems in the world and they're really trying to achieve that in the short term so the two foundation goals for Beluga guys is to acquire the banking technologies and remain fully compliant with all those kyc and AML laws and I also want to distribute open source banking technology to entrepreneurs and small businesses so here's a quick look at the team we got Alex here's the chief executive officer he's a blockchain evangelist and a product designer so alex is the co-founder of belugas predecessor and he's also consultant for city coaching executives on best practices of blockchain technology and entrepreneurship a few more here guys which I won't go into it is a pretty complex team they got a lot of developers and UI designers a lot of people involved in the software and the blockchain behind it so you know it's quite good to see such a large team and so many people working on this project they've also got some awesome advisors here like Don Dodge who is currently a developer advocate at Google and also an advisor to Google Ventures and a few more reputable advisors here as well guys so it appears that there's definitely quite a strong following behind Beluga now one thing that does make Beluga different to some of the other crypto bank competitors out there belugas fiat and credit card products are live and have been in the market for several years with proper banking support so Beluga does want to stay traditional to the banks guys you know by allowing those two worlds to combine seamlessly and work within each other is quite awesome so we're not you know switching straight over to crypto and we're not staying with fiat currency you know you'll be able to use both of these currencies in the same platform so when it comes to expansion guys they are looking to go global and as you can see here's a quick overview of where they're looking to expand as for Australia doesn't look like much happening over there for now but you know I'm sure they'll get there eventually so anyone is in these regions this should be of interest to you and it should be available very soon now in terms of the roadmap guys like I said they have been around since 2014 working on these different payment methods and you know evolving their technology now when it comes to 2017 guys the pre-sale has launched in quarter four so the ICO has a maximum of 30 million and basically that's all that's in store for the rest of 2017 guys which were almost wrapping up we're not far away and when it comes to 2018 Beluga is planning to be listed on major exchanges in early 2018 and their open source restaurant network will also be launched and their mobile point-of-sale solutions so in the third quarter of 2018 as well guys they're planning to add five new local banking partners and open up the Southeast Asian African and South American markets so this thing is going to go global really quick guys it's going to be expanding it's going to be revolutionary and I think it's going to do quite well so yeah they've really got a strong product behind this and what they're trying to do is really awesome and its really innovative so the Beluga point-of-sale app is actually currently in private alpha on iOS and also goes here's a quick look at their estimated growth rate so you know 2018 and 2019 they're looking at some quite decent growth rates so you know that might be an incentive to get involved in this Accio if you do participate in ICS and you wish to obviously I'm not a financial advisor so that's at your discretion now the white paper also covers some of their other different products here guys which you guys can come check out I'm not going to go into too much detail there they also do take talk about the token sales so when it comes to ticket sale guys they've got a hundred million fixed supply of BBI tokens now the ICO will start on December 14th of 2017 and end in January 31st of 2018 so about a month and a half on the IC o---- guys the BBI token is an ER c20 token and it's aimed to be listed on exchanges on February 14th so in terms of the IC o---- you know it's going to be listed on these exchanges quite promptly after the IC o---- ends so if you do get involved towards the end of the IC o---- period does there's a quick chance to just wait till they open up on exchanges and watch where that price goes and you know make some decent profits there so the IC o---- presale does have a 20% discount guys that will be active on November 14th so make sure you check that out and as a few important dates to look out for as well so if you want to join the Beluga community guys don't forget to follow those social media links and things like that and I'll keep you updated on what's happening so when it comes to the products guys I'll go over their different products really quick they have four main products which they cover here so they have the main product here which is the blue Gert point-of-sale system so this is the mobile app which will accept debit credit and crypto for small businesses so they aim to manage customers and grow with actionable analytics the second product is the Beluga restaurant edition guys so this one will be very handy for restaurant owners it's a tablet app to manage servers tables orders and food menus the Beluga peer-to-peer is an easy-to-use mobile app which can initiate peer-to-peer transfers with friends send via credit debit or crypto and deposit the next day into your bank account there's also the Beluga payment data scott-so merchants can purchase data with BBI tokens to see anonymized spending patterns from their ideal look-alike customers so over here guys they talked about a little bit more on the detail of each product but as you can see i'm just going to cover the point-of-sale system here guys so it's a multi-platform system it's white labeled the graphic design is awesome it's fast and secure top-notch quality and incredibly smart so it's a nice simple unique system guys and I think it's gonna perform quite well so when it comes to the other products guys you can check that out there the restaurant edition the peer-to-peer transfers and the data analytics you can all check out on their products page so when it comes to frequently asked questions now why Beluga the logo was actually named after the beluga whale so belugas are actually really smart and social animals and essentially the company is trying to emulate those key points of a beluga whale so when it comes to corporate structure the IP is held in the Canadian corporation beluga Inc now Beluga pay will establish a beluga foundation in Switzerland or the Cayman Islands that will own all IP licenses technology and issue those bv are tokens now the company's remote base guys they have partners in Canada Mexico India Latvia and the United Kingdom at the moment guys their apps aren't available in the App Store but if you do want some more details guys email support of beluga pay and they'll happily show you their products and give you a bit more information now when it comes to token sale they simply stay here they're having a token sale to raise funds and build a great community of supporters now when it comes to the asiagos they don't have a minimum raise so they can execute their platform whether they raise $1 or 10 million dollars so every bit does count whatever you do invest we'll help out the platform and we'll help you out in the long run there is a hard cap of a hundred thousand of theorem so that's quite good to see comes the pre-sale like I said twenty percent discount there but the minimum contribution is three aetherium as for a future price at the token they don't comment on future price of the BBI token as cryptocurrency is a volatile market and that would be considered as investment advice if you don't want to see their live products guys like I said contact support of Beluga PACOM and they'll walk you through their live products and give you a bit more detail on that in the pre sale there are actually allowing you to make purchases using Bitcoin or etherium but when it comes to the actual IC o---- guys it'll be etherium only so it stays compliant with those smart contracts and if you are wondering what happens to the unsold tokens guys all unsold tokens will be burnt so you know if you do having to participate in this IC o---- 100,000,000 BBI token hard cap and they only happen to sell twenty million of those the other tokens will be burnt guys now once those tokens are burnt guys obviously that will create a spike in value and you know it limits the supply so when we have a limited supply of a coin he lesser there are in circulation the higher the value is going to go as long as the demands there to support that so that's quite cool to see that they're doing that as well now I'm gonna give you guys my overall opinion on Beluga so I'm really impressed with this system guys there are a few small errors in the website you know I do like the overall design of things but there's just a few things that stand out to me that could be improved now when it comes to layout of these sorts of things I'd like to see it a bit more user friendly and a little bit more easier to understand overall though guys I really like the project I really like that what they're doing and I think it's cool that they're combining likes of fiat currency and cryptocurrency to produce that all in one platform now one thing I just want to point out though there are a lot of projects out there that are similar to this it's not a one of a kind so a few of them I just want to point out quickly our tenex Monaco bitpay Zappo and coin jar swiped so you know it's not the first of its kind guys so it's not gonna be revolutionary they do have a few features about them that make them unique and give them that advantage so you know it's quite cool see that's my opinion Beluga pay guys if you don't want to get involved in the ICO head over to the website join the pre-sale if not wait for the ICO to go live and you can get involved so if you do have any questions on beluga drop them in the comments below I'll be happy to answer those for you guys but if you did enjoy this video please leave me a like and subscribe to the channel if you're new here if you are a developer in the space and you are working on an ICO don't hesitate to reach out to me via the business email in the description below anyway guys thanks for watching the video have a good one and I'll see you guys in the next video [Music]

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A smarter way to work: —how to industry sign banking integrate

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How to safely sign documents using a mobile browser How to safely sign documents using a mobile browser

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How to digitally sign a PDF document on an iOS device How to digitally sign a PDF document on an iOS device

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How to electronically sign a PDF document on an Android How to electronically sign a PDF document on an Android

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How do you make this information that was not in a digital format a computer-readable document for the user? " "So the question is not only how can you get to an individual from an individual, but how can you get to an individual with a group of individuals. How do you get from one location and say let's go to this location and say let's go to that location. How do you get from, you know, some of the more traditional forms of information that you are used to seeing in a document or other forms. The ability to do that in a digital medium has been a huge challenge. I think we've done it, but there's some work that we have to do on the security side of that. And of course, there's the question of how do you protect it from being read by people that you're not intending to be able to actually read it? " When asked to describe what he means by a "user-centric" approach to security, Bensley responds that "you're still in a situation where you are still talking about a lot of the security that is done by individuals, but we've done a very good job of making it a user-centric process. You're not going to be able to create a document or something on your own that you can give to an individual. You can't just open and copy over and then give it to somebody else. You still have to do the work of the document being created in the first place and the work of the document being delivered in a secure manner."

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A: You can use a PDF as long as no copyright, license, or attribution is specified. Q: What is the difference between the two types of licenses? A: Open licenses allow you and other people to use the work in many ways. By giving others permission to remix, translate, and redistribute the work, you give them the legal right to copy, modify, use, display, and distribute your work. Q: Why does Creative Commons want me to get a Creative Commons license? A: The main benefit of the Creative Commons licenses is giving you control over how your work is used. When using the Creative Commons licenses, you can be as specific or as vague as you like about who the recipients of your work are. This can have a big impact on the kinds of uses you can put your work to. Q: Is there a deadline when I will want to use a Creative Commons license? A: The best way to figure out when you and your friends will get a Creative Commons license is to sign up for the monthly updates. In the Updates you'll find information about when to get your license, and how to get the license if you decide to use it yourself. Q: How does Creative Commons help my community? A: In addition to making licenses easy to understand and understand, the CC licenses also encourage others to join together and support each other. When you make a public work, you give everyone else the same opportunity to use and adapt it. You can help your community's work survive by using Creative Commons licenses, and encouraging...

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