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EQUAL CREDIT OPPORTUNITY ACT Forbuyersonlyrealtycom  Form

EQUAL CREDIT OPPORTUNITY ACT Forbuyersonlyrealtycom Form

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hi this is Laura National Credit Federation the Federal Trade Commission is the agency that enforces the Equal Credit Opportunity Act underneath this law credit discrimination is forbidden creditors cannot accept or deny an application based on race color religion national origin sex marital status age or because you receive public assistance now on the other hand they are allowed to request this information but it cannot be used towards her against you to make a decision the most common deciding factors for a credit application are things like income debt and credit history this law covers any business or organization that extends credit this includes but is not limited to banks small loan and finance companies retail and department stores credit card companies and credit card unions or credit unions everyone involved with the provision of credit or the decision of the terms must comply to research your rights covered by federal law you can visit our website wwlp.com or click the link

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