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What is the Difference between a Conventional, FHA, and VA Loan  Form

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hey this is richard ireland with keller williams realty center and i'm here with tom biegler who is a branch manager at mission mortgage and today we're going to talk about some questions that buyers have in regards to financing [Music] so the three most common types of loans that i see as a real estate agent are fha va and conventional what are the major differences between these types of loans sure so the main difference is we'll start with fha fha only requires a minimum of three and a half percent as a down payment so for most buyers with a conventional loan you'll need to put five percent down although there are some options for first-time buyers that will allow you to put just three percent down however standard conventional will require five percent down the va loan is a loan that allows you to put zero down for veterans active duty service members national guard so that will allow a zero down payment also with zero monthly mortgage insurance wher

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