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Mortgage Help Forum LoanSafe Org Form

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down payment assistance programs are not all alike there are some that are grants which you do not have to pay back then there are some that are listed as a second mortgage which you are making a monthly payment every month along with your first mortgage then there are those that are forgiven if you stay in your house you live in your house for a certain amount of years often times it's 7 to 10 years if you've lived in your house for 7 to 10 years then it is completely forgivable then you have the down payment assistance that you will have to pay either when one of three things happen one you either pay your house off in full you'll have to repay that down payment assistance or you sell your house you'll have to repay that down payment assistance or you refinance your house you'll have to pay repay that down payment assistance so research the down payment assistance programs some require you to have a certain credit score check check it out I&

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