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workers compensation insurance protects your employees for injuries during the course and scope of employment and it protects your business from related losses trusted guidance is provided by Florida WC comm your partners the majority of our clients have filed what is known as a workers compensation exemption form workers comp exemptions have been created to allow owners and officers of a business to exclude themselves from workers comp coverage the basis for this is that workers comp insurance is designed for as coverage that you give to your employees and for your workers not for the owner of the business and the reason that you exclude yourself is to save money on your premium because your payroll is they no longer added to the payroll computations that calculate your premium and so even for business that's in the construction industry that can add up to a couple thousand dollars of savings per year for each officer that's removed from coverage and we recommend this for all owners a

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