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Code of Laws Title 29 Chapter 3 Mortgages and Deeds Form

Code of Laws Title 29 Chapter 3 Mortgages and Deeds Form

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hi in this lesson we're going to get into the voluntary liens and foreclosures so in an earlier lesson we actually talked about the involuntary and the voluntary liens the involuntary liens were taxes and assessments and judgments and so on well we're not going to talk about them today what we're going to get into today are the voluntary liens namely mortgages deeds of trust and land contracts so let's get started in the first term you want to know about is this term hypothec a ssin to hypothec eight something is to place it up as collateral without giving a possession so for example if you've ever financed your car you're driving around in your car but the bank holds the lien on the property on that car well the same thing is true with real estate when you name your house or other property as collateral for a loan you hypothecated you name it as collateral but you keep possession so to hypothec eight means to play something as collateral

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