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Colorado Colorado Installments Fixed Rate Promissory Note Secured by Residential Real Estate Form

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Colorado Colorado Installments Fixed Rate Promissory Note Secured by Residential Real Estate Form

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mortgage annual percentage rate example a borrower takes out a three hundred thousand dollars mortgage to buy a three hundred thousand dollars home putting zero percent down the stated mortgage interest rate is five percent which equates to fifteen thousand dollars in annual interest or one thousand two hundred fifty dollars per month but if closing costs of eight thousand dollars were rolled into the mortgage the final principal amount would go to three hundred eight thousand dollars the five percent interest is then calculated on this new amount totaling one hundred fifty four thousand dollars per year or one thousand two hundred eighty three dollars and thirty three cents per month the APR would be equal to one hundred fifty four thousand dollars divided by three hundred thousand dollars or five point one three percent

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