Seller's Information for Appraiser Provided to Buyer North Carolina
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People also ask
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Does the seller find out the appraisal value?
Home Buyers: If the appraisal comes in at ABOVE purchase price, the lender will not reveal the appraised value to the seller. The lender will simply inform the seller that the appraisal comes in “as-is, at value.” This assures the seller that there are no appraisal-related issues with the loan approval process.
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Can the seller ask for a copy of the appraisal?
The seller often does not generally get a copy of the appraisal, but they can request one. The CRES Risk Management legal advice team noted that an appraisal is material to a transaction and like a property inspection report for a purchase, it needs to be provided to the seller, whether or not the sale closes.
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Which of the following is a material fact that a seller must disclose in North Carolina?
What are material facts in North Carolina real estate law? Material facts are any pieces of information about a property that could influence a buyer's decision to purchase or the price they are willing to pay. These can include structural defects, environmental hazards, legal disputes, and more.
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Do you share an appraisal with a seller?
Once the borrower receives the appraisal report from the lender, they can share it with their agent, the seller, or whomever they please. In a Divorce situation. If one party orders the appraisal, that party is in control of who has access to the final report.
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Who owns the appraisal report?
The lender owns the report, even though the borrower pays for it. Appraisal Requested by Mortgage Broker for Private Lenders: Mortgage brokers often arrange appraisals for private lenders. The broker commissions the appraisal, but the private lender owns the report.
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Can borrowers talk to appraisers?
Then, let me clear up some misconceptions. There is nothing to preclude ANYONE from speaking to the appraiser. There are NO regulations stating the mortgage broker (or anyone else) cannot have contact with the Appraiser.
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Is a sellers disclosure required in North Carolina?
The Residential Property Disclosure Act, codified as North Carolina G.S. 47E, requires the seller of residential real estate (one to four dwelling units) to complete a form—known formally as the Residential Property and Owners' Association Disclosure Statement—disclosing conditions and defects with the property.
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Can a seller ask for a copy of the appraisal?
The seller often does not generally get a copy of the appraisal, but they can request one. The CRES Risk Management legal advice team noted that an appraisal is material to a transaction and like a property inspection report for a purchase, it needs to be provided to the seller, whether or not the sale closes.
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