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LegalLife Multistate Guide and Handbook for Selling or Buying Real Estate Nebraska Form

LegalLife Multistate Guide and Handbook for Selling or Buying Real Estate Nebraska Form

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there is a simple formula for calculating if you should refinance your mortgage or not you should add up the actual cost of the refinance and then divide by the total monthly savings so let's say the closing cost $3500 and you're saving $250 a month 3500 divided by$ 250 is 14 this means it will take you 14 months to recover those costs if you're planning to stay in the home for the next few years then it's definitely going to make sense to do the refinance but if it's going to be less don't do it another thing to consider is reducing your term when you refinance so that you don't have to go back to a 30-year fixed like for example if you're 3 years into a 30-year fixed loan it may be worth checking to see what your payment would be on a 25-year term this way you are saving interest and cutting years off the total time which saves you a ton if you need help running the numbers on all of the above just shoot me a message any

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