Chapter 13 Plan and Coversheet Rhode Island Form
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People also ask
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What happens after you complete your Chapter 13 repayment plan?
If an eligible debtor has complied with terms of the plan and all other legal requirements, the Bankruptcy Judge will enter an Order of Discharge upon the completion of the plan. The Trustee's Office does not issue Discharge Orders. Please note that some debtors are not eligible for discharge.
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What does Chapter 13 not cover?
Not all debts can be discharged through bankruptcy, including child support, alimony, certain unpaid taxes, and more. Income tax debt is also very difficult, though not impossible, to get discharged. Most loan debt can be alleviated through bankruptcy.
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What happens after a Chapter 13 plan is confirmed?
After a Chapter 13 repayment plan is confirmed by the Court, you and your creditors are bound to the terms of the plan. You will continue making payments pursuant to the Chapter 13 repayment plan for the remainder of your Chapter 13 bankruptcy case (36 to 60 months).
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How do I amend my Chapter 13 plan after confirmation?
Modifying Your Plan After Confirmation If you are trying to reduce your payment amount, you will need to attach proof of your changed circumstances (such as recent pay stubs showing a reduction in income) to the motion. If no one files an objection to your modified plan, the court will normally grant the motion.
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What does order confirming Chapter 13 plan mean?
An order confirming the chapter 13 plan is a Bankruptcy judge's approval of the Debtor's proposed chapter 13 repayment plan. For more information, see 11 U.S.C. §1325 . Click here to return to Common Terms and Definitions Frequently Asked Questions.
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How long does it take to complete a Chapter 13 plan?
It may take approximately three to five years to complete the repayment plan. You need to make regular payments to the trustee in ance with the bankruptcy repayment plan approved by the trustee.
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What are the contents of a Chapter 13 plan?
A chapter 13 bankruptcy is also called a wage earner's plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years.
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What are the final steps on Chapter 13?
Timeline of the End of Your Chapter 13 Trustee Audit. Trustee's Motion to Deem Mortgage Current (If Necessary) Notice of Completion of Plan. Motion for Entry of Discharge. Steps to Completing Your Motion for Entry of Discharge. What Your Discharge Means. Final Step: Final Decree (Case Closed) and Freedom!
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