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Chapter 13 Plan and Coversheet Rhode Island Form

Chapter 13 Plan and Coversheet Rhode Island Form

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[Music] have you ever wondered what determines how many months will be in your chapter 13 plan this is usually pretty easy to determine if you understand a few factors the first factor is your income if your income is above what's considered the median income line for your household you're required to do a 60-month plan that's a five-year plan to repay your debts the only way you can go lower than that in that situation is if you pay all of your debts back faster than that in a shorter plan the other thing that determines how many months your plan will be is when you fall under the median income line anybody under the median income line can do a 36 month plan if they so desire however some people would still elect to do a 42 48 or even a 60 month plan just to make their monthly plan payment lower now you can sometimes do even shorter plans like 16 month or even 12 month plans but those are only for cases where you're electing to pay back all your credito

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