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Texas Installments Fixed Rate Promissory Note Secured by Residential Real Estate Texas Form

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Texas Installments Fixed Rate Promissory Note Secured by Residential Real Estate Texas Form

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[Music] what is a promissory note and a deed of trust typically when you want to put a lien on a property and someone is lending someone money you put a lien on the property that way the investor is protected or the lender we call them so what do we do well give us a term sheet we need to know how much the buyer or borrower excuse me is borrowing and what are the terms is it for a year six months five years 20 years 30 years we need to know that we'd also like to know what the principal and interest payments are going to be so we need to know what the interest is going to be for the loan are there any special uh you know requests that need to be put into the note so the note is basically a negotiable instrument that can be sold down the road whereas the deed of trust is a recorded security instrument that we record to protect the lender what is the power of a deed of trust well if the borrower does not do what's in the note then the lender can foreclose on the property

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