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Second Mortgage with Mortgagor's Recertification of Representations, Warranties and Covenants in First Mortgage Form

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Second Mortgage with Mortgagor's Recertification of Representations, Warranties and Covenants in First Mortgage Form

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- Good afternoon. My name is Robert Eckard. I am a board certified business litigation attorney licensed in Florida, Texas, and Washington DC. I've been litigating for over 20 years, and I'm gonna speak to you today about covenants, representations and warranties in this drafting dangerous provisions NBI seminar. Now, while every word in a contract is important, there are some provisions that must be drafted with extreme precision because they play a central role in what we'd like to decide of the economic risk allocation. And those provisions we'll be discussing today. Now, regardless of the area of practice, all attorneys should have a nuanced understanding of the concepts of covenants, representations, and warranties. So, what's the difference and why should we care? The basic definitions of a covenant as defined by Black's Law Dictionary is an agreement or a promise between two or more parties evidenced by a deed or writing, typically

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