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Official Form 106j

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Instructions and help about Official Form 106j

The following program was produced by the United States Courts. Before you file a bankruptcy case, you must complete credit counseling provided by a government-approved agency. The purpose of this counseling is to explore alternatives to bankruptcy in your particular situation. You must obtain from the agency a certificate describing the counseling services you received. This certificate must be filed with the court as an attachment to your statement of compliance with the credit counseling requirement. There is an official court form that must be used for this purpose. Approved agencies may be found by calling the Bankruptcy Court in your area or by accessing a list found on the Bankruptcy Court’s web site. Many agencies offer on-line counseling sessions. The cost varies and some agencies will reduce or waive the cost depending on your circumstances. It is important to obtain this counseling prior to filing. If you do not, the court can dismiss your case and you may lose any filing

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