Personal Worth Statement Form

What you experience as a teller seems to vary on not only the bank you work for, but the branch you work in. For instance, my experience as a teller is probably very different than those in a lot of other bank branches because I work at a branch that has a lot of higher end clientele. We do a lot more catering and hand-holding than other branches do, and sometimes have to bend the rules a little to get things done.My day starts with me putting up my stuff in a secure area in the break room. If I’m opening, I disarm the alarms and do the morning walk-through with another teller. Then we deal with all the daily duties like getting the work together from earlier that week to send to the main office, putting together the sell for the armored truck, or auditing one of the many machines or vaults we have.I get out my drawer, boot everything up, finish putting the Nightdrops in the system, and then I wait. The morning is usually slow, so we spend a lot of time talking and trying to entertain ourselves… or trying not to fall asleep. Businesses show up a little later in the morning usually or throughout the day. And from there its an array of change orders, trying to sort out the mass of bills and checks sometimes neatly put together and sometimes crammed in a bag with such little care that it could take you 5–10 mins just to sort into some sort of order. But you get through all that and then you wait some more… and you wait some more…. and you wait some more… Given, a lot of branches are actually busy, so there is very little waiting involved, and much more trying not to lose your mind. But this is my branch.There’s a lot of checks being cashed, checks and bills being deposited, and people asking what their balance is. You get the occasional person bringing in their change to cash out. Or you get to let someone into their safe deposit box. That’s all the easy part of being a teller.The hard part is the questions you have to answer and the regulations that you have to follow. Telling people “I’m sorry I can’t do that,” and then having to try and explain why, because they don’t understand. It’s a lot of filling out forms. If I had a dollar for every slip I’ve had to fill out for someone I would’ve nearly doubled my paycheck every month. All of that is monotonous, though. And it can drive you crazy after a while. But the part of my job I really enjoy are those rare instances when I feel like I can actually really help someone. To put in the extra mile and teach someone who’s concerned about counterfeit 20s in her yard sale how to tell the difference between what’s real and what’s fake. To teach someone who doesn’t know English very well how to write out English numbers on his checks so he can pay his employees. It’s painstakingly going through every transaction with someone on their banking statement and showing them the result until they’re satisfied. It’s teaching high school kids how to fill out their first bank deposit form. It’s letting someone know their driver’s license is about to expire. It’s always been the small things that really make the job worth doing to me.But in between all of that, there are the vast arrays of paperwork that have to be done every day. Phone calls for all the check, debit card, and foreign currency orders. Followed by writing out hold logs. Trying to fill private banking’s little tasks. Occasional product phone calls can be assigned, which can take anywhere from one minute to an hour and thirty depending on the number of calls and the type. There’s filling out the occasional credit card application for a customer or a direct deposit request form. Then there’s the federal reporting forms that have to be filled out occasionally depending on the circumstance. In our branch, we also get a large amount of loan work that gets sent our way, so that takes up some time as well—completing their transactions and being essentially front-line secretaries. There are of course sales goals to fill, but at least in my bank, my job doesn’t rely on me signNowing my goal.Even with all that seriousness, some of it can be very funny. Like the truck who ran over lane 4. Or the fact that our ATM is constantly on the fritz and has a taste for eating people’s checks. Or when we’ve accidentally sent two tubes to the same lane. Or that guy who came in wanting to withdrawal $2000 in 1s for a wedding… or someone who chose to deposit an entire tub full of coin. There are days when I go home wanting to scream, and then there are days when I smile from ear to ear, but in the end, I love my job. It may not be an end game for me, but I have very few complaints. I work for a good company, and for now, that’s good enough for me.As for advice… the only thing I can tell you is… try to find joy in the small things. Be kind and people will often be kind to you.

I live in Calif and purchased two handguns over the last three years. I took the Firearm Safety Test and was issued a certificate (not a license) proving I had passed the test. I then filled out the background check form, paid for the guns and waited 10 days for the check to be completed and then came back and picked them up. There is no license for firearms in Calif. Howevr……that doesn’t mean your ownership is completely hidden. The FFL salesperson/retail store must keep a record of the sale and your ownership. This is a traceable ownership. When a gun is manufactured the company (Ruger for instance) establihes its ownership of that gun. When the gun is shipped to the FFL retail store the ownership is transferred to the store but Ruger keeps a record of where it was shipped. When the FFL retail store sells the gun to me they must then keep a record of who and where it was sold to….and so on for each sale/trnasfer. This is a way the gun can be traced if ever need be but there is no government agency that keeps record of my ownership. If I am wrong on this I would like someone to please correct me.An example - My DIL’s father passed away two years ago. His residency was Nevada. He wanted her to have his 9 mm (Taurus I believe) as a memento from him. The gun had to be taken to a Nevada FFL dealer who then filled out the paperwork to make a transfer to her who is a resident of California. She had to show a death certificate, I believe. the gun was then shipped by the Nevada dealer to a Calif dealer (selected by her) and when it arrived she was notified. She then went to the dealer and retrieved the gun. She did the transfer legally and proper. What people don’t talk much about is the hand over as a gift of a decedants gun to a friend or family member. Traceability of the gun is mostly lost at that time. I believe there are a huge number of these untraceable guns in the US.

Yes you can. Should you? Perhaps, but remember that the 1099 is what the IRS is going to receive. There could be differences.You may receive a 1099 which is missing basis information. You will indicate that, and use your records to fill in the missing information.My suggestion is to use the 1099, cross-referencing to your statements.

If that is necessary, the university or the faculty will inform you of that. These things can vary from university to university. Your best option would be to check your university website, financial services office or the Bursar office in your university.

NOOOOOOO. You are talking to a military romance scammer. I received an email from the US Army that directly answers your question that is pasted below please keep reading.I believe you are the victim of a military Romance Scam whereas the person you are talking to is a foreign national posing as an American Soldier claiming to be stationed overseas on a peacekeeping mission. That's the key to the scam they always claim to be on a peacekeeping mission.Part of their scam is saying that they have no access to their money that their mission is highly dangerous.If your boyfriend girlfriend/future husband/wife is asking you to do the following or has exhibited this behavior, it is a most likely a scam:Moves to private messaging site immediately after meeting you on Facebook or SnapChat or Instagram or some dating or social media site. Often times they delete the site you met them on right after they asked you to move to a more private messaging siteProfesses love to you very quickly & seems to quote poems and song lyrics along with using their own sort of broken language, as they profess their love and devotion quickly. They also showed concern for your health and love for your family.Promises marriage as soon as he/she gets to state for leave that they asked you to pay for.They Requests money (wire transfers) and Amazon, iTune ,Verizon, etc gift cards, for medicine, religious practices, and leaves to come home, internet access, complete job assignments, help sick friend, get him out of trouble, or anything that sounds fishy.The military does provide all the soldier needs including food medical Care and transportation for leave. Trust me, I lived it, you are probably being scammed. I am just trying to show you examples that you are most likely being connned.Below is an email response I received after I sent an inquiry to the US government when I discovered I was scammed. I received this wonderful response back with lots of useful links on how to find and report your scammer. And how to learn more about Romance Scams.Right now you can also copy the picture he gave you and do a google image search and you will hopefully see the pictures of the real person he is impersonating. this doesn't always work and take some digging. if you find the real person you can direct message them and alert them that their image is being used for scamming.Good Luck to you and I'm sorry this may be happening to you. please continue reading the government response I received below it's very informative.   You have contacted an email that is monitored by the U.S. Army Criminal Investigation Command. Unfortunately, this is a common concern. We assure you there is never any reason to send money to anyone claiming to be a Soldier online. If you have only spoken with this person online, it is likely they are not a U.S. Soldier at all. If this is a suspected imposter social media profile, we urge you to report it to that platform as soon as possible. Please continue reading for more resources and answers to other frequently asked questions:  How to report an imposter Facebook profile: Caution-https://www.facebook.com/help/16... < Caution-https://www.facebook.com/help/16... >   Answers to frequently asked questions:  - Soldiers and their loved ones are not charged money so that the Soldier can go on leave.  - Soldiers are not charged money for secure communications or leave.  - Soldiers do not need permission to get married.  - Soldiers emails are in this format: john.doe.mil@mail.mil < Caution-mailto: john.doe.mil@mail.mil > anything ending in .us or .com is not an official email account.  - Soldiers have medical insurance, which pays for their medical costs when treated at civilian health care facilities worldwide – family and friends do not need to pay their medical expenses.  - Military aircraft are not used to transport Privately Owned Vehicles.  - Army financial offices are not used to help Soldiers buy or sell items of any kind.  - Soldiers deployed to Combat Zones do not need to solicit money from the public to feed or house themselves or their troops.  - Deployed Soldiers do not find large unclaimed sums of money and need your help to get that money out of the country.  Anyone who tells you one of the above-listed conditions/circumstances is true is likely posing as a Soldier and trying to steal money from you.  We would urge you to immediately cease all contact with this individual.  For more information on avoiding online scams and to report this crime, please see the following sites and articles:   This article may help clarify some of the tricks social media scammers try to use to take advantage of people: Caution-https://www.army.mil/article/61432/< Caution-https://www.army.mil/article/61432/>   CID advises vigilance against 'romance scams,' scammers impersonating Soldiers  Caution-https://www.army.mil/article/180749 < Caution-https://www.army.mil/article/180749 >   FBI Internet Crime Complaint Center: Caution-http://www.ic3.gov/default.aspx< Caution-http://www.ic3.gov/default.aspx>   U.S. Army investigators warn public against romance scams: Caution-https://www.army.mil/article/130...< Caution-https://www.army.mil/article/130...>   DOD warns troops, families to be cybercrime smart -Caution-http://www.army.mil/article/1450...< Caution-http://www.army.mil/article/1450...>   Use caution with social networking  Caution-https://www.army.mil/article/146...< Caution-https://www.army.mil/article/146...>    Please see our frequently asked questions section under scams and legal issues. Caution-http://www.army.mil/faq/ < Caution-http://www.army.mil/faq/ > or visit Caution-http://www.cid.army.mil/ < Caution-http://www.cid.army.mil/ >.  The challenge with most scams is determining if an individual is a legitimate member of the US Army. Based on the Privacy Act of 1974, we cannot provide this information. If concerned about a scam you may contact the Better Business Bureau (if it involves a solicitation for money), or local law enforcement. If you're involved in a Facebook or dating site scam, you are free to contact us direct; (571) 305-4056.   If you have a social security number, you can find information about Soldiers online at Caution-https://www.dmdc.osd.mil/appj/sc... < Caution-https://www.dmdc.osd.mil/appj/sc... > . While this is a free search, it does not help you locate a retiree, but it can tell you if the Soldier is active duty or not.  If more information is needed such as current duty station or location, you can contact the Commander Soldier's Records Data Center (SRDC) by phone or mail and they will help you locate individuals on active duty only, not retirees. There is a fee of $3.50 for businesses to use this service. The check or money order must be made out to the U.S. Treasury. It is not refundable. The address is:  Commander Soldier's Records Data Center (SRDC) 8899 East 56th Street Indianapolis, IN 46249-5301 Phone: 1-866-771-6357  In addition, it is not possible to remove social networking site profiles without legitimate proof of identity theft or a scam. If you suspect fraud on this site, take a screenshot of any advances for money or impersonations and report the account on the social networking platform immediately.  Please submit all information you have on this incident to Caution-www.ic3.gov < Caution-http://www.ic3.gov > (FBI website, Internet Criminal Complaint Center), immediately stop contact with the scammer (you are potentially providing them more information which can be used to scam you), and learn how to protect yourself against these scams at Caution-http://www.ftc.gov < Caution-http://www.ftc.gov > (Federal Trade Commission's website)

The best investment you can make is to invest in yourself.   The second best investment you can make is to reduce costs.Invest in yourselfEducation: You should be investing in your education.  That doesn't necessarily mean college or grad school -- but it does mean massive knowledge accumulation to advance your career.  Luckily, the cost of attaining knowledge has gone down dramatically. Buy time to focus more on your career.  You can invest small amounts of money to buy yourself time.  You can invest money to pay for things like grocery deliveries, laundry services, etc. to increase your time.  Sometimes you can get a whole hour for less than you make in 10 minutes -- always make that trade-off if you can afford it.  If you can put more hours in your career, you should see faster and larger raises, promotions, etc.More details at: What is the best way to maximize profit using my 20K?Cut your expensesThe second best investment for a young person to make is to cut your expenses -- especially the reoccurring expenses.  Cutting expenses is much better than corresponding income because you get taxed on income.  And if you live in a place like California or Manhattan, then you get taxed A LOT on income (top tax bracket for Fed+State+local is about 54%).  For instance: Cut expenses like your monthly cable bill -- if you call your cable or mobile phone provider, you could probably knock off $15/mo in a 30 min phone call.  That means you just made $180/year tax free.   Cancel other services you don't use.  Get a place with lower rent and just live cheaper.  Long-term: two years of savingsIf you grow your revenues enough and cut your expenses enough, you will save.  If things go well, you might achieve freedom.  My definition of financial freedom for a young person is having two years of savings in the bank.  That means you could sustain your current lifestyle for two years with no additional income.  If you can achieve two years of savings, you can take real risks.  You can quit your job to pursue a "crazy" idea.  You have freedom to build real wealth.

The only time I know that financial statements are asked for is when one applies for a business or personal loan, or applying for a mortgage. Each bank or credit union can have their own document requirements, however for each transaction. It really is at their discretion.

Do you remember these guys?Suresh Raina, Piyush Chawla, RP Singh (Photo Credits left to right: Wikipedia, Wikimedia, Vimeo[1] )Surprised at what this has to do with the question? Please allow me to explain.FLASHBACKThe 700 crore Ambedkar Memorial Park at Lucknow is probably the most ambitious project among all the memorials and statues built by Mayawati Government across Uttar Pradesh. Total cost: 2,600 crore INR.In 1994 Mayawati inaugurated the Dr. BR Ambedkar Sports Complex in Lucknow. The stadium boasted of 72 crore worth of infrastructure: — 6 tennis courts, 4 basketball courts,— the only Olympic-sized swimming pool in the state at that time!— cricket ground with good seating capacity,— indoor stadium housing Table Tennis area, Badminton courts, Gymnasiums— hostels for athletes and residence for coaches;Suresh Raina, R.P. Singh and Piyush Chawla were among some of the athletes who were nurtured by the complex. It also hosted some reputed state and national level tournaments. The lush green sprawling complex also became a part of the lives of the locals who could be seen jogging, playing and witnessing sports activities.The complex’s only fault was that it shared its boundaries with an old Ambedkar Memorial which was constructed in 2003.END OF GAMESIn 2007 when Mayawati became the Chief Minister of U.P., she announced the re-construction of the old memorial into an even larger and more elaborate one. In July 2007 the complex staff and their families were given 4 hours to vacate the premises to facilitate its demolition!A legal battle ensued.[2]No prizes for guessing on who won.The officials and athletes were moved to hostels and complexes in other cities that failed to measure up to their old home. Who knows how many blooming careers got trampled that day? It was a sad time for sports in the state, whose infrastructure was already in shambles.[3]AFTERMATHIn return for their tax money the public got a brand new ‘Ambedkar Memorial’.With many Mayawati statues and her handbagMayawati ‘emblem’ with the HandbagsHandbag, Handbag, Handbag…(Image Sources [4][5])Seriously, what is with the bag?!Some of these statues are estimated to have costed 3.5–7 crores.‘The Elephant Corridor’: Featuring 62 giant elephants on either side, each of which costed around 70 lakhs each.Oh by the way.. this is her political party symbolTo be honest there are other statues as well, honoring those who worked for equality and justice - Jyotirao Phule, Narayana Guru, Birsa Munda, Shahuji Maharaj, Bhimrao Ambedkar, Kanshi Ram and others.[6]But, you now know who the star of the show was.TOURISMThe memorial has become popular, but visitors are mostly from within the city and nearby towns.A couple of Bollywood songs have been shot at this place.[7]The memorial was constructed in a posh residential area of the city, with Taj Mahal Hotel and Sahara City nearby. Due to high property rates it wasn’t lucrative for small businesses to flourish here.The memorial is not the sole cause of tourism growth. Other contributors in the vicinity include two massive green parks, a badminton academy which can hold national & international tournaments, a beautiful riverfront, theaters, shopping malls, private and government offices.[8]THE BIGGEST BENEFICIARIES?Mayawati’s assets have always been in question but she has always claimed that her wealth comes through gifts donated by faithful supporters of her party.[9]Her regime saw her brother also benefiting exponentially - from net worth of 7.5 crores to 1316 crores. That is roughly 18000% in 7 years![10]He opened several companies (5 in below pic) who received funding from a host of ‘shell’ companies, ghost investors and ‘sweetheart’ deals.[11] Whether this has any relation to the memorials and statues has NOT been established.After Mayawati’s term ended and Akhilesh Yadav’s Government took over, the police started investigating an alleged 40,000 crore statue scam.The former Lokayukta of U.P., submitted his report to former CM Akhilesh Yadav in which Mayawati was exonerated but 199 other individuals were indicted.The UP Lokayukta said that around Rs 4,188 crore was spent on the purchase and finishing of stones for the memorials, out of which around 35 percent went into the pockets of ministers, bureaucrats, politicians, contractors and engineers.In latest developments the High Court and Supreme Court have tightened their noose around Mayawati over the matter.[12] [13]The sweet irony is that the inquiry which was started by Akhilesh Yadav’s Government has come back to haunt Mayawati now, when she is all set to form a coalition with him in the upcoming Loksabha Elections.Akhilesh Yadav too is being probed under an illegal mining scam and irregularities worth 97,000 crores during his regime.[14] [15]I am no fan of statue building, but to answer the question:The Ram statue is Lord Ram’s statue and not Yogi’s statue.CSR funds for tourism and other private donations will be used to construct the statue (not taxpayer’s money). [16] Under Companies Act 2013, organizations can choose to donate these funds on a variety of projects such as education, health, water, poverty, sanitation, tourism, etc. (Below - U.P. CSR fund spending in 2017–18)[17]The State Government will be spending on the infrastructure around the statue. This is one of the several projects of Yogi’s Government for improving religious tourism in the state.[18] Given the success of Kumbh 2019, this claim may have some weight.Hopefully Yogi’s sister, who sells flowers, will not see an exponential rise in her net-worth like Mayawati’s brother.[19]Speaking of flowers…5 crore cash garlandGift Courtesy: ‘Faithful Party Supporters’Pic Courtesy: The Citizen[20](All images above without credits are from Wikipedia/Wikimedia under ‘labeled for reuse’ license)Footnotes[1] DSS Little Masters Cricket Championship[2] UP: Demolition of Ambedkar Stadium for Mayawati's dream project[3] Demolished stadium left a void hard to fill[4] UP Assembly polls: BSP banks on Mayawati’s statues for campaigning[5] Mayawati statues to be included and counted in census 2011[6] Ambedkar Memorial Park - Wikipedia[7] Ambedkar park - it doesn't get grander than this - Times of India[8] Gomti Nagar - Wikipedia[9] Mayawati pays Rs 15 crore advance tax[10] Rs 1,300 crore rise in assets of Mayawati’s brother under income tax lens[11] Massive setback to Mayawati, brother Anand Kumar’s Rs 1,300 crore wealth under IT scanner[12] Do Not Spare BSP Leaders Accused in Rs 1,420 cr Memorial Scam: Allahabad HC to UP Govt[13] Mayawati has to deposit money used for erecting her statues, BSP's symbol elephant: Supreme Court[14] Irregularities worth Rs 97,000 crore under Akhilesh Yadav government: CAG[15] Illegal mining scam: The corruption case against Akhilesh Yadav[16] Uttar Pradesh aims to tap CSR funds for 100-metre Ram Statue in Ayodhya[17] https://csr.gov.in/CSR/state.php...[18] Gurudutt Mallapur's answer to What do you think of Yogi Adityanath government's plan for a grand Ram statue in Ayodhya?[19] Meet the sister of CM Yogi Adityanath who sells flowers and lives simple life[20] Vemula Impact: Dalit-MBC Tailwind for Mayawati Campaign in UP

Example of net worth on balance sheet On the balance sheet, the total assets are recorded as $15,000. And, the total liabilities are recorded as $500. To find the net worth, subtract the liabilities from the assets. The net worth is $14,500.

A personal financial statement is a document or spreadsheet outlining an individual's financial position at a given point in time. A personal financial statement will typically include general information about the individual, such as name and address, along with a breakdown of total assets and liabilities.

List your assets (what you own), estimate the value of each, and add up the total. Include items such as: ... List your liabilities (what you owe) and add up the outstanding balances. ... Subtract your liabilities from your assets to determine your personal net worth.

The formal definition of net worth is the combined value of your assets, or the things you own that have monetary value, minus the value of your liabilities \u2014 the accounts or loans that you're paying off. Net worth is the combined value of your assets minus the value of your liabilities.

In a nutshell, your net worth is rEvally everything you own of significance (your assets) minus what you owe in debts (your liabilities). Assets include cash and investments, your home and other rEval estate, cars or anything else of value you own.