Washington Chapter Bankruptcy Form
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Quick guide on how to complete washington information bankruptcy
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People also ask chapter 13 information
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What do you lose when you file Chapter 7?
A Chapter 7 bankruptcy wipes out mortgages, car loans, and other secured debts. But suppose you don't continue to pay as agreed. In that case, the lender will take back the home, car, or other collateralized property using the lender's lien rights.
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What is the income limit for a Chapter 7 in Washington state?
If your total monthly income over the course of the next 60 months is less than $7,475 then you pass the means test and you may file a Chapter 7 bankruptcy. If it is over $12,475 then you fail the means test and don't have the option of filing Chapter 7.
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What is the difference between Chapter 13 and 7?
The biggest difference between Chapter 7 and Chapter 13 is that Chapter 7 focuses on discharging (getting rid of) unsecured debt such as credit cards, personal loans and medical bills while Chapter 13 allows you to catch up on secured debts like your home or your car while also discharging unsecured debt.
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What is Chapter 13 bankruptcy in Washington state?
Chapter 13 Bankruptcy is commonly known as a “wage earner plan” in which regular income is used to repay part, most, and sometimes all your debts (though usually with reduced or zero interest). There are many reasons why people file Chapter 13 Bankruptcy.
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What is Chapter 7 bankruptcy Washington State?
Chapter 7 of the Bankruptcy Code provides for the “liquidation” or sale of a debtor's nonexempt property and the distribution of the proceeds to creditors. It is also commonly known as the “fresh start” type bankruptcy. In the case of an individual, the debtor is allowed to claim certain property as exempt.
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What is the income limit for a Chapter 7 in Washington state?
If your total monthly income over the course of the next 60 months is less than $7,475 then you pass the means test and you may file a Chapter 7 bankruptcy. If it is over $12,475 then you fail the means test and don't have the option of filing Chapter 7.
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