Promissory Note Forms

It may be possible, so don't give up. You'll need to check the promissory note or ask your lender. Co-signed loans are almost all private loans, so the terms will vary by loan and by lender. However, many loans with co-borrowers will allow what's called a co-borrower release after a certain number of payments. So, if your ex has been making payments on the loan steadily, you may be able to fill out a form or two and have it transferred entirely to them. You should be able to call the lender and get the details of how to do that from them; I'm not sure if it will require co-operation between you and your ex.

NOOOOOOO. You are talking to a military romance scammer. I received an email from the US Army that directly answers your question that is pasted below please keep reading.I believe you are the victim of a military Romance Scam whereas the person you are talking to is a foreign national posing as an American Soldier claiming to be stationed overseas on a peacekeeping mission. That's the key to the scam they always claim to be on a peacekeeping mission.Part of their scam is saying that they have no access to their money that their mission is highly dangerous.If your boyfriend girlfriend/future husband/wife is asking you to do the following or has exhibited this behavior, it is a most likely a scam:Moves to private messaging site immediately after meeting you on Facebook or SnapChat or Instagram or some dating or social media site. Often times they delete the site you met them on right after they asked you to move to a more private messaging siteProfesses love to you very quickly & seems to quote poems and song lyrics along with using their own sort of broken language, as they profess their love and devotion quickly. They also showed concern for your health and love for your family.Promises marriage as soon as he/she gets to state for leave that they asked you to pay for.They Requests money (wire transfers) and Amazon, iTune ,Verizon, etc gift cards, for medicine, religious practices, and leaves to come home, internet access, complete job assignments, help sick friend, get him out of trouble, or anything that sounds fishy.The military does provide all the soldier needs including food medical Care and transportation for leave. Trust me, I lived it, you are probably being scammed. I am just trying to show you examples that you are most likely being connned.Below is an email response I received after I sent an inquiry to the US government when I discovered I was scammed. I received this wonderful response back with lots of useful links on how to find and report your scammer. And how to learn more about Romance Scams.Right now you can also copy the picture he gave you and do a google image search and you will hopefully see the pictures of the real person he is impersonating. this doesn't always work and take some digging. if you find the real person you can direct message them and alert them that their image is being used for scamming.Good Luck to you and I'm sorry this may be happening to you. please continue reading the government response I received below it's very informative.   You have contacted an email that is monitored by the U.S. Army Criminal Investigation Command. Unfortunately, this is a common concern. We assure you there is never any reason to send money to anyone claiming to be a Soldier online. If you have only spoken with this person online, it is likely they are not a U.S. Soldier at all. If this is a suspected imposter social media profile, we urge you to report it to that platform as soon as possible. Please continue reading for more resources and answers to other frequently asked questions:  How to report an imposter Facebook profile: Caution-https://www.facebook.com/help/16... < Caution-https://www.facebook.com/help/16... >   Answers to frequently asked questions:  - Soldiers and their loved ones are not charged money so that the Soldier can go on leave.  - Soldiers are not charged money for secure communications or leave.  - Soldiers do not need permission to get married.  - Soldiers emails are in this format: john.doe.mil@mail.mil < Caution-mailto: john.doe.mil@mail.mil > anything ending in .us or .com is not an official email account.  - Soldiers have medical insurance, which pays for their medical costs when treated at civilian health care facilities worldwide – family and friends do not need to pay their medical expenses.  - Military aircraft are not used to transport Privately Owned Vehicles.  - Army financial offices are not used to help Soldiers buy or sell items of any kind.  - Soldiers deployed to Combat Zones do not need to solicit money from the public to feed or house themselves or their troops.  - Deployed Soldiers do not find large unclaimed sums of money and need your help to get that money out of the country.  Anyone who tells you one of the above-listed conditions/circumstances is true is likely posing as a Soldier and trying to steal money from you.  We would urge you to immediately cease all contact with this individual.  For more information on avoiding online scams and to report this crime, please see the following sites and articles:   This article may help clarify some of the tricks social media scammers try to use to take advantage of people: Caution-https://www.army.mil/article/61432/< Caution-https://www.army.mil/article/61432/>   CID advises vigilance against 'romance scams,' scammers impersonating Soldiers  Caution-https://www.army.mil/article/180749 < Caution-https://www.army.mil/article/180749 >   FBI Internet Crime Complaint Center: Caution-http://www.ic3.gov/default.aspx< Caution-http://www.ic3.gov/default.aspx>   U.S. Army investigators warn public against romance scams: Caution-https://www.army.mil/article/130...< Caution-https://www.army.mil/article/130...>   DOD warns troops, families to be cybercrime smart -Caution-http://www.army.mil/article/1450...< Caution-http://www.army.mil/article/1450...>   Use caution with social networking  Caution-https://www.army.mil/article/146...< Caution-https://www.army.mil/article/146...>    Please see our frequently asked questions section under scams and legal issues. Caution-http://www.army.mil/faq/ < Caution-http://www.army.mil/faq/ > or visit Caution-http://www.cid.army.mil/ < Caution-http://www.cid.army.mil/ >.  The challenge with most scams is determining if an individual is a legitimate member of the US Army. Based on the Privacy Act of 1974, we cannot provide this information. If concerned about a scam you may contact the Better Business Bureau (if it involves a solicitation for money), or local law enforcement. If you're involved in a Facebook or dating site scam, you are free to contact us direct; (571) 305-4056.   If you have a social security number, you can find information about Soldiers online at Caution-https://www.dmdc.osd.mil/appj/sc... < Caution-https://www.dmdc.osd.mil/appj/sc... > . While this is a free search, it does not help you locate a retiree, but it can tell you if the Soldier is active duty or not.  If more information is needed such as current duty station or location, you can contact the Commander Soldier's Records Data Center (SRDC) by phone or mail and they will help you locate individuals on active duty only, not retirees. There is a fee of $3.50 for businesses to use this service. The check or money order must be made out to the U.S. Treasury. It is not refundable. The address is:  Commander Soldier's Records Data Center (SRDC) 8899 East 56th Street Indianapolis, IN 46249-5301 Phone: 1-866-771-6357  In addition, it is not possible to remove social networking site profiles without legitimate proof of identity theft or a scam. If you suspect fraud on this site, take a screenshot of any advances for money or impersonations and report the account on the social networking platform immediately.  Please submit all information you have on this incident to Caution-www.ic3.gov < Caution-http://www.ic3.gov > (FBI website, Internet Criminal Complaint Center), immediately stop contact with the scammer (you are potentially providing them more information which can be used to scam you), and learn how to protect yourself against these scams at Caution-http://www.ftc.gov < Caution-http://www.ftc.gov > (Federal Trade Commission's website)

This is almost precisely what the business of a bail bondsman is. You pay the bondsman a fee and he pays the bond for you. If you fail to appear, the bondsman will go after you for the forfeited bond.The court will typically not accept an unsecured note in lieu of cash, but the court may accept a secured note backed by reasonably negotiable properties, such as real estate or marketable securities, in lieu of cash bond. The purpose of bond is to ensure the appearance of the defendant at trial, by making failure to appear expensive. Accepting an unsecured note does not serve this purpose.

Departments of education and school districts always have to make decisions about what to include in their curriculum.  There are a lot of life skills that people need that aren't taught in school.  The question is should those skills be taught in schools?I teach high school, so I'll talk about that.  The typical high school curriculum is supposed to give students a broad-based education that prepares them to be citizens in a democracy and to be able to think critically.  For a democracy to work, we need educated, discerning citizens with the ability to make good decisions based on evidence and objective thought.  In theory, people who are well informed about history, culture, science, mathematics, etc., and are capable of critical, unbiased thinking, will have the tools to participate in a democracy and make good decisions for themselves and for society at large.  In addition to that, they should be learning how to be learners, how to do effective, basic research, and collaborate with other people.  If that happens, figuring out how to do procedural tasks in real life should not provide much of a challenge.  We can't possibly teach every necessary life skill people need, but we can help students become better at knowing how to acquire the skills they need.  Should we teach them how to change a tire when they can easily consult a book or search the internet to find step by step instructions for that?  Should we teach them how to balance a check book or teach them how to think mathematically and make sense of problems so that the simple task of balancing a check book (which requires simple arithmetic and the ability to enter numbers and words in columns and rows in obvious ways) is easy for them to figure out.  If we teach them to be good at critical thinking and have some problem solving skills they will be able to apply those overarching skills to all sorts of every day tasks that shouldn't be difficult for someone with decent cognitive ability  to figure out.  It's analogous to asking why a culinary school didn't teach its students the steps and ingredients to a specific recipe.  The school taught them about more general food preparation and food science skills so that they can figure out how to make a lot of specific recipes without much trouble.  They're also able to create their own recipes.So, do we want citizens with very specific skill sets that they need to get through day to day life or do we want citizens with critical thinking, problem solving, and other overarching cognitive skills that will allow them to easily acquire ANY simple, procedural skill they may come to need at any point in their lives?

In India there are a number of banks both Public and private sector from which you can avail an education loan. There are also dedicated loan Companies from which you can avail an education loan. Many a time these Companies have a tie up or are supported by a bank. One needs to know the following before applying for an Education LoanNationality : You should be an Indian National to avail an education loan in India.Age : You should be 18 years of age to avail an education loan or your parents can take the loan in their name. Banks might set an upper age limit of 35 years and no educational loan is given if you are above this age.Admission to an educational course : You should have secured admission for a professional, technical or a management course in India or abroad. You should have secured at least 60% in all your previous qualifying examinations.Documentation : You will have to fill the loan application form and submit documents such as an address proof, mark sheets, admission letter for the course. The co borrower (Parents or the third party Guarantor) has to show proof of income (salary slips) as well as the income tax statements of the past 2 years.Loan Amount : You can avail a loan for a maximum amount of INR 10 Lakhs if you are studying in India. For foreign studies a loan amount of INR 20 Lakhs can be availed.Collateral for the loan : You do not need to place collateral (security) for loans up to 4 Lakhs. If you avail a loan between 4-7.5 Lakhs you require this loan to be guaranteed by a third party. For a loan above 7.5 Lakhs banks take collateral such as your house or a property a fixed deposit or a life insurance policy.Margin (Amount you pay from your pocket) : If you avail an education loan for an amount under 4 Lakhs and meet the requirement criteria the bank will disburse (pay) the entire loan amount .You do not have to pay anything from your pocket. For an educational loan between 4-10 Lakhs you have to shell out (pay) 5% of the loan amount from your own pocket. For an educational loan taken for foreign studies you will have to pay 15% of the amount from your own pocket.Tie-ups with educational institutions : Banks have a tie –up with educational institutions and if you get an admission in any of these institutions your loan can be sanctioned within 20-30 days.Time Period of the loan : Banks give you an educational loan for a time period of 10-15 years including the years of study (time taken to complete the course).You have to repay the educational loan through EMI either within 6 months after you get a job or after a year of completing the course whichever is earlier called Moratorium period.Past credit history : Your credit score is maintained with CIBIL (Credit information Bureau of India Limited) called CIBIL TransUnion Score on a scale of 300-900. An ideal score is around 750.If you have defaulted on your past loans then you will not be able to avail an educational loan due to a bad credit score.Processing Fees : You have to pay a processing fee for an educational loan taken for foreign studies. No processing fee if the loan is availed to study in India.Prepayment Charges : If you prepay your loan there are no prepayment charges.RBI has recently abolished prepayment penalty on all floating rate loans (Loans whose interest rate fluctuates with the market or the economy).Disbursement of the educational loan : The loan amount will be disbursed in stages directly to the institution where you have secured admission.Types of interest rates : Private banks and foreign banks offer educational loans at a fixed rate where the rate of interest remains constant across the tenure (time period) of the loan.Nationalized banks offer educational loans at a floating rate where the rate of interest fluctuates with the market (economy) rates.What are the tax benefits of availing an education loan in India?You can avail tax benefit on your educational loan under Section 80 E of the income tax act if the loan is taken in your name for a higher education or for your spouse and children. You can claim a tax deduction on the interest portion of your educational loan. You can avail these tax deductions for a period of 8 years after you start paying back  the EMI on your educational loan. You cannot claim a deduction on the principal of your educational loan.What is the student loan moratorium?If you had availed an educational loan before March 31st 2009 and you are unable to repay the interest component of the loan even after December 31st 2013 the Government will bear the interest burden on the education loan. (You do not have to pay any interest on the education loan if even after December 31st 2013  there is interest pending/outstanding)as per the interim budget in February 2014.What happens if I pay the interest on the educational loan in the moratorium period?Banks allow you to repay the educational loan through an EMI either within 6 months after you get a job or after a year of completing the course whichever is earlier called Moratorium period (grace period) .You can start making your interest payments on the educational loan as soon as your course starts. If you pay back the interest on the education loan in the moratorium period you get a discount (cut) on the interest rates by 1% in this period.Visit : Financial Advice : Life, Health, Auto Insuranceor give us a missed call to learn more.or follow us on Quora,  Facebook and twitter

The most frequent use of a Promissory Note is in International Trade. When goods are ordered from overseas the Suppliers want some guarantee of payment and the customer wants some protection against the goods being shipped being of the quantity and quality ordered. The Prommisory Note covers both parties in this respect. If the goods don't meet the standards of the contract it is unenforceable and the same applies if the goods aren't received. However if the terms are met the bank or Issuer has to honour the Promissory Note.A cheque is a form of a Promissory Note. You can Sue on the cheque being bounced. Your only defence would be if there was a written contract setting out the conditions under which the cheque was issued and proving that they weren't met. An expensive process. In some European Countries issuing a cheque knowing that there aren't funds to meet it is a Criminal and not a Civil Offence.

You can pay off the amount owed on the note. You may be able to declare bankruptcy, depending on the situation... Signing that note was likely a mistake. You may have been better off letting the house go to foreclosure.

Years ago I worked at document management company.  There is cool software that can automate aspects of hand-written forms.  We had an airport as a customer - they scanned plenty and (as I said before) this was several years ago...On your airport customs forms, the "boxes" that you 'need' to write on - are basically invisible to the scanner - but are used because then us humans will tend to write neater and clearer which make sit easier to recognize with a computer.  Any characters with less than X% accuracy based on a recognition engine are flagged and shown as an image zoomed into the particular character so a human operator can then say "that is an "A".   This way, you can rapidly go through most forms and output it to say - an SQL database, complete with link to original image of the form you filled in.If you see "black boxes" at three corners of the document - it is likely set up for scanning (they help to identify and orient the page digitally).  If there is a unique barcode on the document somewhere I would theorize there is an even higher likelihood of it being scanned - the document is of enough value to be printed individually which costs more, which means it is likely going to be used on the capture side.   (I've noticed in the past in Bahamas and some other Caribbean islands they use these sorts of capture mechanisms, but they have far fewer people entering than the US does everyday)The real answer is: it depends.  Depending on each country and its policies and procedures.  Generally I would be surprised if they scanned and held onto the paper.   In the US, they proably file those for a set period of time then destroy them, perhaps mining them for some data about travellers. In the end,  I suspect the "paper-to-data capture" likelihood of customs forms ranges somewhere on a spectrum like this:Third world Customs Guy has paper to show he did his job, paper gets thrown out at end of shift. ------>  We keep all the papers! everything is scanned as you pass by customs and unique barcodes identify which flight/gate/area the form was handed out at, so we co-ordinate with cameras in the airport and have captured your image.  We also know exactly how much vodka you brought into the country. :)

If you have acquired the cash legally and can prove that, then you will only need to declare the cash, as you have to declare anything over $10,000.If you don’t declare the cash, even if you acquired it legally, it can be confiscated, until it can be proved to be legitimate, as well as a fine being imposed.If you didn’t acquire the cash legally and cannot prove that it isn’t illegal money, then if found, it will be confiscated and held by police, and used against you as evidence in any court case against you.Now if you are trying to smuggle the cash, your best hope is to try and hide it and then hope that your bags aren’t searched or it doesn’t show up on X-Ray.An example I have seen on a tv show, “Border Security”, was a young teacher who had been working in Japan, and was returning to Australia. He had about $15,000 in Japanese Yen. He had not declared it and it was found. The cash was going to be confiscated by the Federal Police, although because he could prove that it was his savings and that he hadn’t meant to “smuggle” it, he was given a warning.

A promissory note is a financial document that outlines a promise to pay a specified sum of money to a designated party under agreed terms. It is often used in real estate transactions, personal loans, and business financing. Understanding this document is crucial as it legally binds the borrower to repay the loan under the specified conditions.

With airSlate SignNow, you can easily create a customizable promissory note using our intuitive templates. Our platform allows you to input specific terms, such as loan amounts and payment schedules, ensuring that your document meets legal standards. This streamlines the creation process, making it accessible for both individuals and businesses.

Absolutely! airSlate SignNow offers a cost-effective solution for managing promissory notes, allowing you to eSign and send documents without high fees. Our pricing plans cater to various business needs, ensuring that you get the best value while keeping your document management affordable and efficient.

Security is a priority at airSlate SignNow, especially for sensitive documents like promissory notes. We utilize advanced encryption protocols, multi-factor authentication, and audit trails to ensure your documents remain secure and confidential. You can send and store your promissory notes with peace of mind, knowing they are protected.

Yes, airSlate SignNow integrates easily with various software applications like CRM systems and cloud storage services. This allows you to streamline your workflow for managing promissory notes and other documents. Our seamless integrations help enhance productivity and keep your documentation process organized.

eSigning a promissory note with airSlate SignNow is quick and straightforward. Simply upload your document, add the necessary signers, and send it for signatures. The recipients can sign electronically, and once completed, you'll receive a legally binding document that’s easy to store and share.

Using airSlate SignNow for your promissory notes comes with multiple benefits, including enhanced efficiency, reduced paperwork, and a user-friendly interface. Our platform simplifies the entire process from creation to signing, making it an ideal choice for individuals and businesses looking to save time and resources.