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Fidelity 3394 Fla 12 Form

Fidelity 3394 Fla 12 Form

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array is an individual retirement account where you can invest after tax money with the purpose to be tax-free when you retire the difference between this and a normal investing account is that you are limited to how much you can fund the account this limit is called the contribution limit and as of this year 2022 that limit is six thousand dollars per year and if you were age 50 and above you can actually contribute seven thousand dollars per year meanwhile the minimum age that you are able to withdraw without penalties on your earnings is 59 and a half and these limits that I just discussed have consistently gone up in the past and they are expected to continue rising in the future something nice is that you're always able to withdraw your contributions at any time penalty free but if you invest the money and you have earnings and you pull out before you're 59 and a half you're going to have a big penalty especially if there's not a specific reason for the withdrawal such as a first

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