Get And Sign Apd 20 Nypd 2008-2021 Form

I am in the same boat as you. I grew up upper middle class and after graduation, I decided to go freelance and made $16,000 last year. I am very poor and definitely it is an adjustment, but I'm really glad I'm having this experience. I feel like I can appreciate things in new ways now.Here's what I've learned:1) Dress nice. You can live in a shack and eat like a hobo as long as you prioritize your clothing. Quality over quantity. If you have just a few classy outfits that you wear outside, you can use all your ratty shirts with holes in them at home and you'll still pull off a great first impression.2) Buy healthy food at the grocery store. The first few months I made the mistake of thinking I didn't have enough money to buy fresh food that I had always gotten at home. I would go with super cheap oatmeal and ramen and Burger King. Big mistake. My health went down a blackhole. I had no energy, my metabolism plummeted, and I got depressed.3) Nothing else matters as long as you spend your money on the above two and rent. I would only use my car to buy groceries (gas is expensive). I had no magazine or online sunscriptions. I definitely wouldn't buy alcohol or eat out.4) Craigslist is your best friend. I found the most comfortable mattress in my life for $40. I got all my plates and utensils for $10 (matching Ikea set even).5) Go to the dollar store. They have pretty much everything a drugstore has but 90% cheaper. They even have paint supplies (rollers, brushes, etc.) shampoo and organic groceries! (Jumbo can of organic tomato sauce $1).6) Keep an updated budget. Set aside money for rent and food; then if you can afford to, your savings; then withdraw cash for whatevers leftover and use it as spending money. Debit/credit is convenient, but it's very hard to stay in budget because you don't know how much you have left unless you check online several times a day. Just use cash and you will be surprised at how much you save.7) If you feel like splurging, spend money on something that you will use often. Don't spend $100 on a broadway show that lasts 3 hours or an $80 meal. Instead, you can buy a blender and a good vacuum cleaner. Boring? Maybe. But now you can have a clean floor and smoothies, everyday!