Obee Credit Union Reviews Form
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People also ask
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Is there a downside to a credit union?
Limited accessibility. Credit unions tend to have fewer branches than traditional banks. A credit union may not be close to where you live or work, which could be a problem unless your credit union is part of a shared branch network and/or a large ATM network such as Allpoint or MoneyPass.
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What does Obee Credit Union stand for?
The credit union was named “The Olympia Brewing Company Employees and Families Credit Union.” Ted, who was afraid he would have to write that name by hand “at least 40 million times,” objected strongly and countered with “O Bee Credit Union.” The name stuck and history was made.
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How do you know if a credit union is good?
When visiting a credit union, pay close attention to the service. Are the representatives friendly and responsive? Does the credit union offer one-on-one service and financial coaching for members? The level and quality of service you receive can tell you a lot about what it's like to be a member.
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Is it better to have a bank or a credit union?
Generally a credit union will have lower/no fees, better customer service, higher savings interest rates, and lower loan rates, that's why they are often recommended over big banks who often charge fees for everything.
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What are some negatives of a credit union?
Cons of credit unions Membership required. Credit unions require their customers to be members. ... Not the best rates. ... Limited accessibility. ... May offer fewer products and services.
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Does joining a credit union hurt your credit?
Because credit unions are not-for-profit, they can offer members numerous benefits that can directly and indirectly build an individual's credit score.
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Who are the top 5 credit unions?
Navy Federal Credit Union. Navy Federal is the largest credit union in the country. ... State Employees' Credit Union. ... Pentagon Federal Credit Union. ... SchoolsFirst Federal Credit Union. ... Boeing Employees Credit Union. ... Golden 1 Credit Union. ... America First Credit Union. ... Alliant Credit Union.
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Why do banks not like credit unions?
Major corporations tend not to use credit unions simply because most credit unions are located in small geographic regions and do not have the size and scale to meet their needs. Credit Unions do have competitive loan rates, provide better-personalized services, and lower fees compared to large money center banks.
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