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Individual Underwriting Form Oman Insurance Company

Individual Underwriting Form Oman Insurance Company

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hi everyone this is Prashant partiban today I'm going to take a training on underwriting process in Property and Casualty Insurance basically underwriting has three core functions one is risk evaluation the second one is risk pricing the third one is policy Servicing during the risk evaluation the underwriting team evaluates the applications received from the customers or the Brokers and determine if we need to accept this risk or not during the risk pricing we determine the premium for the policy so what kind of Premium we have to charge based on the risk characteristics of the customers during the policy servicing we kind of do any endorsements based on the request from the customers or kind of cancellation reinstatement any servicing that the customer request us we do using the policy servicing step now we know what is underwriting who does all those underwriting activities they are called as Underwriters so the one who performs the underwriting functions now there are a few

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