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When I filled out my insurance form from my employer, they asked if I smoke. How can they verify this?They can probably tell by smelling your breath or looking at your teeth, but no one is gong to challenge what you put on the form.HOWEVER…What will happen if you develop a smoking-related illness is that the insurance company can deny coverage based on your fraud when filling out the forms.That’s they way insurance contracts always work. For example, you could get cheaper car insurance if you tell them your car is a cheaper model. Then, if you have an accident and put in a claim to repair a more costly model, they deny it saying that’s not the car they insured. Or perhaps you have a homeowner policy in which you declared all electrical work had be done by licensed electricians. Then there is a fire and they find you had done some of your own wiring to finish a basement room. Coverage denied.So, no one is going to question your answers. But the insurance will be pretty worthless if you lie on the application. They will accept your statements as fact and take your money, but when it comes time to collect, they can deny payment based on your lies.
Do you have to fill out form 1099 (for tax reporting) if you send over $600 in bitcoin to company for a product?Among the numerous tax forms, the IRS will be expecting you to fill out a 1099-MISC form in two cases:you made payments to freelancers or independent contractors for business-related services totaling at least $600 within the year;or you paid minimum $10 in royalties or broker payments in lieu of dividends or tax-exempt interest.However, if you made any payments for personal or household services, there is no need to submit a 1099-MISC form.This site has a lot of information about it - http://bit.ly/2Nkf48f
Should I dress up if I'm going into a recruiting company to fill out my employment form?If you’re going in just to fill out forms and it’s not a part of the interview process then I’d say you should wear whatever you would normally wear to work.Appropriate work attire varies by region, industry and company. So if you’re not sure how to dress for work then consider how your interviewers dressed during your interviews. Were they wearing suits and ties? Tee shirts and jeans? Did it vary from person to person or was the dress fairly consistent?If you’re still unsure then dressing up a little bit never hurts.
What are some reasons that a health insurance company would ask for a pre-authorization form to be filled out by a Dr. before filling a prescription?One common reason would be that there is a cheaper, therapeutically equivalent drug that they would like you to try first before they approve a claim for the prescribed drug. Another reason is that they want to make sure the prescribed drug is medically necessary.Remember that nothing is stopping you from filling the prescribed drug. It just won't be covered by insurance until the pre-authorization process is complete.
What are the best companies to take out travel insurance with, and how much premium is required to be insured?Picking the right travel insurance company is very important, because dealing with claims or getting emergency assistance when needed is crucial while traveling. There is no specific premium required to purchase, the prices do vary based on many different factors, so make sure when you purchase you get these from your company:A company that will search out only the top rated plans and show you plans from all underwriters. That way you can view many plans and pick one for the right priceA company with a claims support team that will support you in case you need any assistance with filing your claims, or in case your claim is denied a company that will appeal the claim with you and help you through the processCustomer care representatives that are honest and will help you pick out the plan for your needs, rather than ones that make the most money for them24/7 assistance. Not all companies have 24/7 assistance, and will only be available from 9–5, which is ridiculous since when you are traveling emergencies can occur at anytimeCustomer reviews, always check what other customers dealing with the company have said about them so you know you are in good hands when you travelI use G1G Travel Insurance whenever I travel. They are open 24/7 for emergency support and questions you may have, have a Zero Complaint Guarantee, and a designated Claims Support Team that helps you through any issues you have while traveling. G1G’s search algorithm also recommends the best plans based on your age, destination, and length of travel. They have been around since 1985 protecting millions of travelers in the process as well, and have a 5 out of 5 stars on Google reviews. I hope this helps, safe travels!
Do the HIPAA laws prohibit Health Insurance companies from allowing members to fill out and submit medical claim forms on line?No, nothing in HIPAA precludes collecting the claim information online.However, the information needs to be protected at rest as well as in-flight. This is typically done by encrypting the connection (HTTPS) as well the storage media