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Form 3967 Depository Agreement for SERS Benefit Payments

Form 3967 Depository Agreement for SERS Benefit Payments

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Instructions and help about Form 3967 Depository Agreement For SERS Benefit Payments

Laurie is going to start us off this hour and Laurie's an Idaho hey Laurie welcome to the Dave Ramsey show thank you my question for you is whether it is a good idea to take a lump sum for your pension payments or take the payments or take that lump sum and roll it into a self-directed real estate IRA we just learned recently about that from our CPA so we're just not sure what would be the best route to go my husband 62 turned 62 yesterday wanted to retire yesterday and but we're not quite there we don't think that he were totally debt-free yeah in general terms I always take the lump sum and roll it to an IRA okay here's why pensions are highly regulated and they make they have they have to invest in such a way that they make a substandard rate of return and so a typical pension is going to make 6 to 7% in a 10 to a 12% world okay so they don't do very well so if you just took the money and invested it in good mutual funds you would make more money than the pension would pay you okay

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