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Answer of Garnishee Form

Answer of Garnishee Form

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Hi there this is Jonathan Ginsberg, I'd like to talk to you today about how to stop a wage garnishment. A wage garnishment, if you're not aware of it is when a creditor has a judgment against you, that creditor can take that judgment to the sheriff of the county where the judgment was issued, get something called a FiFa, and then go to your employer with that FiFa and say, "Withhold 25 percent of this person's paycheck and send it to me." So it's a very powerful tool in the hands of creditors and judgment creditors. And if it happens you need to move very quickly otherwise you stand to lose a chunk of your paycheck. Now let's first talk about what a judgment is, and basically a judgment is when a creditor has filed a law suit against you, and either you have ignored the law suit, you didn't answer it, or you did answer it and the judge in the courtroom said I think you owe the money. And a legal judgment has been issued.

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