Pre Qualification Form Arizona Association of REALTORS
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People also ask
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What is required for prequalification?
Key Takeaways Pre-approval requires proof of employment, assets, income tax returns, and a qualifying credit score. Mortgage pre-approval letters are typically valid for 60 to 90 days. Upon pre-approval, the lender will provide the maximum loan amount, which helps set a price range for the home shopper.
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What is the purpose of the AAR prequalification form?
The AAR prequalification form, also known as the Arizona prequalification form, lets agents, lenders, and sellers know that you have the income, credit score, and other circumstances that make you more likely to qualify for a loan. It can also reassure sellers that you will likely get approved for a mortgage.
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What is an AAR prequalification form?
What is the purpose of the AAR prequalification form? A prequalification or preapproval letter is a document from a lender stating that the lender is tentatively willing to lend to you, up to a certain loan amount. This document is based on certain assumptions and it is not a guaranteed loan offer.
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What is the meaning of prequalification form?
A pre-qualification is an estimate for credit given by a lender based on information provided by a borrower. Pre-qualifications are conditional and involve the lender reviewing a borrower's creditworthiness before granting a pre-approval.
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What is the phone number for the Arizona Association of Realtors legal hotline?
If you have further questions about the Legal Hotline, please contact Jamilla Brandt at 602-248-7787 or 1-800-426-7274.
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What does a prequalification letter mean?
Pre-qualification means that the mortgage lender has reviewed the financial information you have provided and believes you will qualify for a loan. Pre-approval is the second step in the loan process, which is a conditional commitment to loan you the money for a mortgage.
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