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Primary Beneficiary Certificate Youngergeneration Form

Primary Beneficiary Certificate Youngergeneration Form

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welcome back to solutions for financial independence joining me now John Halterman with beacon wealth management how you doing John hey I'm doing great Nicky are you doin well thank you this week we have a question from Doug and metaphor he says I don't understand the difference between a primary and primary beneficiary and a contingent why are they needed well Doug let's start out with you know what is what are the beneficiaries you know primary beneficiary is that if something were to happen to you and let's say you have an investment account or life insurance account there the person who's going to get the proceeds of your account upon your death now a contingent is the next person in line and so what happens is if you and your primary or in a accident together and you pass away then the contingent beneficiary is gonna receive the money so let's say for simplicity you have an IRA account your wife is the beneficiary and your child is the contingent beneficiary well you and your wif

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