Georgia Dream Program Reviews Form
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People also ask
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Do you have to pay back the Georgia Dream loan?
For questions regarding your mortgage payment, please contact State Home Mortgage at 1-800-781-8346. Do I have to pay back the down payment assistance loan? Yes. The down payment assistance is a 0% interest loan with no monthly payment.
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What credit score is needed for Georgia Dream Program?
Term/Amortization • 30 year fixed rate. Occupancy • Primary residence only. Purchase money transactions. Credit Score • 640 minimum.
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What are the benefits of the Georgia Dream Program?
Georgia Dream provides affordable financing options, down payment and closing cost assistance, and homebuyer education. Active military members, public protectors, educators, healthcare providers, and residents with family members living with a disability qualify for special down payment loan options.
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How does the Georgia Dream program work?
Georgia Dream provides affordable financing options, down payment and closing cost assistance, and homebuyer education. Active military members, public protectors, educators, healthcare providers, and residents with family members living with a disability qualify for special down payment loan options.
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How much does Georgia Dream give you?
Here at National Faith we are dedicated to making homeownership a reality for the Atlanta area through the Georgia Dream Program. We have different loan options to meet the needs of different people. They are: Standard: Up to $5,000 in assistance for all homebuyers.
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What is the minimum credit score for the GA Dream?
Credit Score • 640 minimum. See Underwriting AUS for no credit score. First mortgage rates are typically published weekly each Thursday. Second mortgage down payment assistance rate is 0%.
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What is the income limit for the GA dream?
Program targets first-time homebuyers. Maximum home sales price* is up to $425,000. Maximum income limits* are up to: $120,439 (1-2 persons)
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Do you have to pay back Georgia Dream?
The down payment assistance is a 0% interest loan with no monthly payment. A second mortgage lien is placed on your property. It is due when you sell, refinance or no longer occupy the home as your primary residence. When funds are paid back we use the money to help the next generation of applicants start the process.
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