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FAQs wells fargo payoff
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What are you banned from? Why?
I’m banned from the United States of America.It happened in early May this year. I drove down from Toronto to Niagara Falls because I’ve never seen the big leak before, and while I was there, I thought I may as well pay a visit to the land of the free. I walked through Rainbow Bridge (there is a $.5 toll, quite like an exit fee from Canada), and arrived to the border station.I immediately noticed how itchy the Americans are. They thoroughly scrutinized and tapped down every pedestrian. Before me there was a group of three Canadian teenagers. It was pretty obvious that they are not al-Quaeda or Mexicans, also that they are just headed to Buffalo to have a good party, yet they questioned them for several minutes like there was an actual danger of them staying illegally and disrupting the precious national security of the U. S. of A.At my turn, I handed over my Hungarian passport, to which the border guard made a face like I casually dropped a hand grenade on his desk. Granted, we are a rare sight at the land border, but I still wasn’t from fucking Narnia. The guy suspiciously went through the pages, found that there is only one single stamp in it, the one which I got when I landed in Toronto, and there came the questions.“What is the purpose of your visit?”“I would simply like to take a look at the waterfall from the US side.”“Have you ever been to the US before?”“No, this is the first time.”“How long do you plan to stay?”“About an hour perhaps. As you see, I am here with just a camera and a credit card.”“Where do you live?”“I live in Hungary, Budapest.”“What were you doing in Canada?”“Visited a friend and looked at the big white north.”“Do you have a family?”“No, I am single.”“What do you work?”“I am a software engineer.”“What kind of software do you make?”“Currently I am building mobile applications.”“Who is your employer?”“I’m a freelancer.”The border guard shut my passport, looked at me suspiciously and said:“Sorry sir, you’re denied from entering the United States.”“Denied? Why?”“I am not satisfied that you’d leave the country after your visa expires.”“Why on earth would I stay?”“I don’t know sir, but you definitely lied to me. There is no such thing as a freelance engineer!”No amount of explanation cut it any more. I told him to look up “freelance software engineer” and he’ll find a plethora of agencies looking for them, or just take a look at the job section on Stack Overflow. He told me to follow him to a room where they took my mugshot and fingerprints like I were some criminal. I was told that if I want to try again, I will have to go to the US embassy, present my employment papers, evidence that I have strong roots in Hungary and they may lift the ban. I’ll also need a new passport.I was given some document stating that I am persona non grata and pointed out. When I walked back to the Canadian side, I told the border guard that I’ve been booted. She laughed. “You too? Welcome back then.”
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How can I reopen my Wells Fargo account after they close it?
Every banker will swear up and down that it’s not possible to re-open a closed account if you ask, but it is possible, and I’ve seen it done under rare circumstances. The emphasis is on the “rare”, though, as there are a host of good reasons they would rather open a new account instead:The banker gets a “pack” for opening a new account that counts toward their sales goals and the store’s daily goals, but gets nothing for re-opening.A new account goes through verifications, and no one wants to be the manager who approves a re-opening for a customer that was on Chexsystems and then proceeds to defraud the bank.Re-opening can cause glitches and systems issues as the bank uses a lot of different computer systems that talk to each other and not all of them might recognize the open status at the same time.If you can convince the manager that the account was closed for an illegitimate reason and you absolutely need the account number to stay the same, you might have a shot, but I wouldn’t hold my breath. I think I’ve seen maybe 1 or 2 accounts re-opened in the 3 years I worked in retail banking.
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How to decide my bank name city and state if filling out a form, if the bank is a national bank?
Somewhere on that form should be a blank for routing number and account number. Those are available from your check and/or your bank statements. If you can't find them, call the bank and ask or go by their office for help with the form. As long as those numbers are entered correctly, any error you make in spelling, location or naming should not influence the eventual deposit into your proper account.
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How much cash can the average ATM machine hold?
Bank ATM machines can hold 200k some even more.If you are thinking about stealing one you might want to change your mindThese machines have many failsafe devices built in, they have rated doors, what that means is with every tool you need and with extensive knowledge it will take you at least 15 minutes to open the 1st door, then another 15 to open the second one, drop the machine or get it hot and automatic relock devices go off, then even if you get the lock to release now you have to find all the relockers. Then when you do get it open, you discover it was almost out of cash. The service that stocks these machines varies the cash amounts by demand and on no set schedule, the cash is preloaded in a case that is set in the machine so the people loading it don't know exactly how much is in there. There are cameras in and outside the machine as well as other countermeasure devices, so yes there could be life changing money inside or you could just be going to jail for a thousand or so dollars.
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How did you figure out that your signNow other was cheating on you?
Suspicious but unsure, I asked her directly if she was cheating, and she said no. We were having a lot of trouble and were seeing a marriage counselor, and my main complaint was that she had never “paired up” with me - as a couple - she was her thing and I was my thing. We argued over the tiniest stuff - she would pick a fight about everything.And in all that time, I told the counselor - it’s like breathing for her. She takes sides against me even when she’s knows I’m right. I’ll make a schedule for the kids and she will tear it down and rebuild it - largely the same - but now she can claim it’s her idea and her handwriting. She claimed to never take sides against me. I gave more examples of this behavior until the counselor had heard enough.A friend is an investigator with an insurance firm, and he goes about finding frauds and rooting-out their dastardly plans. Makes pretty good money at it. I asked him how he would go about it.He said - don’t ask “yes or no” questions until you get a “hit” on the open-ended ones. But always asked open-ended-ones. Watch their behavior. Do they fidget, watch the door. do strange things they don’t normally do in a conversation, like they are uncomfortable? And you asked a yes-or-no question - you let her off easy. He gave me a couple of examples.A week later I had to stay late at work and wrap-up some contracts, and when I got home was treated to the usual barrage of “who else was there? who was the last one to leave before you?” Hmm - these were open-ended questions. No wonder I felt so naked.So I asked her where she had been. And hit her with my first question - When was the last time you were intimate with a man besides me?She stared at me. Silence. I mean, cut-it-with-a-knife silence.She finally said “Define intimate”Hmm - interesting answerI gave a very broad definition without naming specific forms of sexual activity.She said “does it include oral sex”I said - let me modify my original question - when was the last time you gave oral sex to a man besides me?Her face contorted, like her cranium was about to explode.After another deafening silence, I said — Who are you protecting?There was a slight jolt as a reaction to the question. She stared at me some more.“Is he married?”She jolted again, like stepping on a tack. Obvious but she kept control.I said - you said you would give me straightforward answers right away, no hesitation.More staring.I said - are you afraid of incriminating yourself? (no response) - Or are you protecting his family?She swallowed - and the look on her face was like she wanted this to be over - whether the conversation or the affair, I could not tell.I said - Here’s what I think - you’re protecting him from me. You think I’ll confront him, maybe in front of his wife, and you don’t want that. You’re protecting him because you are more loyal to him than to me.Her eyes misted and her lips quivered, like something was trying to get out, but could not.I said - you’re taking his side. Against me.She slowly shook her head and brought both hands to her mouth. Little did I know - all this was an act. My investigator friend said a guilty person accused of infidelity might react in bitterness, but not real anger. They’ll fake the anger but it will die down after the conversation. An innocent person can’t fake the outrage of being falsely accused. It can last for days, and sometimes much longer.I said - last chance - tell me who it is -No response - but when you think about it - she was screaming the answer at me without saying a word.I told her - I won’t divorce you for cheating. But this - taking sides with him against me? He must be pretty valuable for this kind of loyalty. You must love him.She exploded into a rant. I listened to every word like a clinician. She ranted on and on until she was burned out.then I said - I need an answer to the question.You have your answer! she says.Repeat it for me, in case I missed something.More staring.I said - here’s the deal, I gave you plenty of chances to come clean, and you didn’t. We could never reconcile anything unless you gave up on these other men.“other men” was just enough bait to get her talking, and she talked herself into a hole. She’s the type of person who can’t stand it when there is a narrative coming from my mouth - she always has to correct it. I inadvertently used this against her.So I said - I’m divorcing you.She jolted a lot harder this time.I said - not because you cheated, but because you took sides with him against me, and this conversation was about our marriage. I know where your true loyalties lie.Three days later she came into the bedroom as I was leaving, spun me around, and unloaded this incredibly complex tale of how she met the guy, he was a random guy etc.I slow-clapped and told her it was a fine performance, but her chance to tell me the real truth was back when we discussed it, because she would not have had enough time to fabricate a “tale”. And it was a pretty elaborate tale. I took every part of it and dismantled it. She’d never seen me do that before - I had always accepted her word for things.And I’m still divorcing you. Remember - not for cheating, but for taking sides with him, and not taking my side. We’re supposed to be side-by-side - but your loyalty and your heart belongs to another.
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How do you figure out the routing number for a bank?
Depending on the type of bank you have, you can visit the bank's website where you can fill out a questionnaire to find your routing number. For example, Well's Fargo has the option here: Routing & Account Number Information for Your Wells Fargo Accounts. Otherwise, you can find your routing number by checking the nine-digit code printed on the bottom of your checks, on the left side.
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Which one of your answers needs to be updated so that we can all hear "the rest of the story?"
Geoffrey Walton's answer to What is the best way to impress a girl?Eight and a half years, and two sons, later I was sitting on the living room floor with my laptop. I was trying to orchestrate a two-day trip to Disneyland for us on my birthday. It was Saturday morning; the boys were building some new Lego creation.I got an email from Wells Fargo Bank, nothing new about that. But the subject was "Statement Address Change," and that was new.I read the email and asked Christie if she had made any changes to the checking account. Wells seemed to think the statements were supposed to go to a PO box in La Jolla. She replied that she had opened new account for herself, and one for each of the boys. I laughed, thanked her, and told her I planned to do the same thing, but hadn't gotten to it yet.Then it hit me! I asked her why she'd made the statement address a PO box in La Jolla. She said, "It's Ed's." I asked why, and her eyes filled. She said "I didn't want you to find out like this." Then it really hit me; my world collapsed. The day before, over lunch, I had told friends how blessed I was to have a wife like Christie and a marriage which could survive the stress of the last two years. I had just found out I was wrong, I had neither.That was 09/17/11. On the previous Father's Day I invited Ed, an old friend, to our home for brunch. He was in San Diego, to start a new job, and his family was in Florida. I didn't want him to be sad and alone. I don't know when their affair started. I didn't see it coming, I never learned the reason - if there was one. We tried to reconcile, but she said, "I don't want to do this; I love him. I want a divorce."Today is 1/19/14. We are divorced and they are married. The boys live with me by choice, but see their mother almost daily. The other day, I was complaining about something to my brother. He asked, "Would you rather be him, with her, or you, with your sons?" "Me, with the boys, of course,"I snapped. He smiled and replied, "Then shut up, you got what you want." My brother is a lot smarter than I am.
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How can I cash my large pension buyout check at Wells Fargo without an account anywhere it is drawn off of Wells Fargo?
Your pension check is issued from a Wells Fargo account. You should be able to go to any Wells Fargo branch. Show them your ID and they should cash the check. They should be able to confirm that it is a valid check. And that the account has the funds available to pay it out. I hope this helps. Quora likes long answers. If the answer is to short, they hide it. I find it odd that you don’t have a checking account anywhere. But, that is your choice. It would have been easier to deposit it to your bank account. Especially since you say it is a large amount. I would not feel comfortable taking a large amount of cash home to stash in my safe place.
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People also ask wells fargo mortgage payoff instructions
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Does Wells Fargo have an early payoff penalty?
There is no prepayment penalty for a Wells Fargo Personal Loan. You can pay your loan back early if you choose, without additional fees or fines. The most favorable interest rate charged by lenders on a short-term loan to qualified customers.
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Is there a penalty for paying off a personal loan early?
It depends on your lender. Some lenders offer personal loans without prepayment penalty fees. However, others will charge you a fee for paying your loan off early. A prepayment penalty is commonly charged on mortgage loans, but they can show up if you pay off a personal loan early, too.
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Can you borrow from your Wells Fargo 401k?
Generally, you can only borrow up to 50% of your vested account balance, up to a maximum of $50,000. Your employer may have different plan-specific limits. Many 401(k) loans charge one to two points above the prime interest rate.
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How many loans can you take from your 401k?
If your plan permits loans, you can borrow $10,000 or 50% of your vested account balance, whichever is greater, but not more than $50,000. For example, if your vested account balance is $11,000, you can borrow $10,000 of it, because 50% of your balance would be just $5,500.
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How do I take a loan against my 401k?
Get details about your particular account loans. Check out your summary plan description, or talk to your benefits office or 401(k) plan provider. Figure out how much you can borrow. ... Determine how much interest you have to pay. ... Find out the repayment period. ... Ask about repayment methods.
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