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Mcgill Benefits Manulife Form

Mcgill Benefits Manulife Form

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[Music] dave i'm seeing this all over social media i don't know why but the young people are gravitating towards these universal life policies and here's how it's marketed they go you know it you're supposed to use your life insurance while you're alive did you know that and everyone's like oh my gosh this is brilliant this investing policy inside of my whole life oh my gosh this is amazing i'm gonna become a millionaire and the commissions and fees these guys are making selling this crap is insane and the amount of time you have to spend pulling that premium every single month in order to make any amount of money is absurd well i don't know how it's legal the indexed universal policy is um it's a newer version of an old bad idea is what it amounts to and so what you're going to find if you take this product apart and look at the components of it the insurance portion goes up every year it&a

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