20045 Intellectual TheftLayout 1 the Hartford Form

Instructions and help about 20045 Intellectual TheftLayout 1 The Hartford

hi i'm matt mccoy look i know car insurance can be confusing to make it easier to understand let's break down how personal auto policy coverages work we'll start with liability liability coverage helps pay for damages to the other people and their property in the accident when you're at fault it's required by law in most states and has two parts bodily injury and property damage bodily injury liability pays the medical expenses of other people injured in an accident in which you're at fault while property damage liability pays for damages to their vehicle or other property what's important to remember is liability coverage pays only for damages to other people and their property so how do you pay for your injuries or damage to your vehicle first there's medical payments coverage this helps pay medical bills for you and your family members or other passengers injured in your car it applies regardless of who is at fault in an accident there is also uninsured underinsured motorist coverag