Effective January 1 , , Treasury, Tax & Loan HSBC Bank USA Form

Instructions and help about Effective January 1 , , Treasury, Tax & Loan HSBC Bank USA

this is one way to take advantage of rising rates is to look into short-term T bills right you know there's T bonds there's T bills and T notes so they all have different periods but the ones that's the shortest are the T Bells they are from four weeks to 52 weeks in duration so it's a great way to kind of jump in for a short duration so the pros of these things are yeah it's backed by the federal government you're guaranteed to get your money back and they're paying rates that are higher than the saving rates at Banks which is no surprise because banks are a little slower they're quick to uh raise the rates on your credit but not so much when you are trying to invest money with them the interest rates creep up very slowly so um these are beating CDs and a high-yield savings account