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APPLICATION for CHIROPRACTORS PROFESSIONAL LIABILITY  Form

APPLICATION for CHIROPRACTORS PROFESSIONAL LIABILITY Form

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hi my name is Robert Shelly with Shelly law and I'm an attorney that assists chiropractors with employment contract and independent contractor agreement issues uh today I'm going to talk about what is the average cost annually for uh malpractice insurance for chiropractors so first uh how does malpractice insurance work essentially you pay an annual amount and then you will have coverage limits meaning how much the insurance company will pay per incident and then usually an annual aggregate as well um and then you'll have uh two types of coverages that you can utilize one is called occurrence-based which just means a policy has to be in effect when the claim occurs and in that instance you do not need tail insurance or you can have claims made coverage and in that instance you do need what's called tail insurance which kind of covers the Gap in between um you know when you leave a practice and then the last day somebody can sue you so a currence based in

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