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welcome back to Oregon public retirement I'm your host Daniel Ryan certified financial planner and IRS enrolled agent as well as author of the book Oregon public retirement the financial planning playbook for Oregon public servants in today's topic we are going to be discussing the employee pension sustainability account or epsa for short this all happened from the Senate Bill 1049 in 2020 when it was finally put into law here in the great state of Oregon and ever since then it's been into effect from the IAP redirect so without further Ado let's get into [Music] it now like I said the epsa or employee pension sustainability account that's a long uh phrase so we're going to use epsa going forward this was put into place in the year 2020 from Senate Bill 1049 and it's actually a part of What's called the IAP redirect initiative which basically moved contributions from the IAP to the epsa if you made $100,000 you were used t

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