Policy Loan Withdrawal Request KSKJ Life Form

Instructions and help about Policy Loan Withdrawal Request KSKJ Life

hello Matthew Bell with insurance prescription calm and today I wanted to talk to you about what you can do with the cash values in your life insurance policy now not every insurance policy is going to have cash values associated with it so for example term policies are not going to have cash values associated with them there might be return of premium writers but that's going to be a different thing altogether secondarily sometimes universal life policies or sometimes other policies might be sold with an aim toward a particular end so if a universal life policy or a survivorship universal life policy is sold for a lazy planning situation then it might be that the cash values are going to dwindle and they do that by design and in that case you don't want to count necessarily on the cash values in a policy like that and it might be best to assume that there just aren't aren't any but for some policies like whole life policies certain universal life policies cash value is going to be a m