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Form 712Rev October
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People also ask
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What is the purpose of IRS Form 712?
The IRS Federal Form 712 reports the value of a life insurance policy's proceeds after the insured dies for estate tax purposes.
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What is form 712 interpolated terminal reserve?
The interpolated terminal reserve value is usually equal to or slightly larger than the cash value of the policy. The life insurance company must make this calculation for you, although the cash value is a good estimate. The company provides this value by completing IRS form 712.
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Do you get statements for life insurance?
If you have a permanent life insurance policy the life insurance company will generally mail out an annual statement around the month of your policy date.
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What does interpolated terminal reserve mean?
The insurance company typically provides the Interpolated Terminal Reserve (ITR). An ITR value is a value calculated from the policy's reserve value at a particular point in time.
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What is the interpolated value of life insurance?
The interpolated terminal reserve is a mid policy year calculation on a life insurance policy's reserve used most often to determine the market value of a life insurance policy. The value of the interpolated terminal reserve is something close to the policy's cash value, but the two are not the same.
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What is terminal reserve in insurance?
A terminal reserve is a life insurance reserve that is established at the end of each life policy year.
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What is October 15th filing?
Sacramento — The Franchise Tax Board (FTB) today reminded taxpayers that Thursday, October 15, is the deadline for filing 2019 state personal income tax returns to avoid penalties. As of October 3, 2020, Californians filed more than 18.1 million personal income tax returns, 16.7 million of them electronically.
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What is the purpose of IRS Form 712?
The IRS Federal Form 712 reports the value of a life insurance policy's proceeds after the insured dies for estate tax purposes.
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