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Can Money Orders Be Bounced?Yahoo Answers Form
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People also ask
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What happens if a money order is returned?
The United States Postal Service replaces, without charge, a damaged or defective Money Order or one that is "spoiled" during imprinting or customer completion if the customer returns the negotiable portion of the Money Order and the matching customer receipt. There are no stop payments on Postal Money Orders.
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What happens if a money order is never cashed?
If it hasn't been cashed, you can fill out the Money Order Customer Request form to request a refund. You'll pay a $15 processing fee, deducted from the refund, to process the request. It takes about 30 days to complete a money order refund.
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Can I get a refund on a money order that was never cashed?
If it hasn't been cashed, you can fill out the Money Order Customer Request form to request a refund. You'll pay a $15 processing fee, deducted from the refund, to process the request. It takes about 30 days to complete a money order refund.
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Do money orders expire if not cashed?
money orders do not expire and retain their value indefinitely. As long as there are post offices, you can cash a U.S.P.S. money order. Please note that it's always possible that Western Union or U.S.P.S. have changed their rules.
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Is it possible for a money order to bounce?
A money order is a secure way to send money or make a payment — up to $1,000. Many recipients prefer money orders because, unlike a personal check, a money order can't “bounce” and clears almost immediately; therefore, they provide a fast, risk-free form of payment.
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What happens to an unused money order?
Money orders typically do not have an expiration date. However, some institutions may charge a fee for cashing money orders more than a few years old. If you have an outstanding money order that you don't want to be cashed, be sure to cancel it.
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How can a money order have insufficient funds?
Because money orders are prepaid, they can't be rejected for insufficient funds. Other options are a certified check or a cashier's check, both of which guarantee payment and don't necessarily have a $1,000 limit, unlike many money orders.
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What happens if someone does not cash a money order?
If your money order hasn't been cashed, the issuer might be able to cancel it. Be prepared to provide details, including the money order's tracking number, purchase date and amount, as well as the receipt, if possible. It can take up to 30 days for the issuer to confirm the money order's loss or theft.
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