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822073g Summary of Benefits Health Savings 1500 FL 1 13 Form

822073g Summary of Benefits Health Savings 1500 FL 1 13 Form

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[Music] many people have never considered a high deductible health plan also known as an hdhp they either don't know much about HD HP's where they've made assumptions that aren't always accurate the name itself high deductible health plan makes it sound like an HDHP may have a negative impact on your wallet but in fact HDHP premiums are generally lower than other plan options with many of the same great benefits so why should you consider an hdhp for starters like traditional plans HD HP's provide comprehensive medical coverage while generally pairing a lower premium with a higher deductible for certain services as with all plans in the Federal Employees Health Benefits program you pay nothing for preventive care services you are covered at 100% with no deductible as you evaluate health plan options it's important to consider the cost you will pay through coinsurance co-pays and out-of-pocket maximum understanding these cost variables can

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