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PPO Advantage 3500 265  Form

PPO Advantage 3500 265 Form

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[Music] the first is a health maintenance organization otherwise known as an HMO this is going to have a limited number of providers within its Network in this plan however you will have the option to pick based on who you want to see as a primary care physician and other Specialists it is important to note with an HMO that you do have to have a referral or pre-authorization to see Specialists unless approved when you join the next plan available is a preferred provider organization or po these have much larger networks and often have the flexibility to seek providers outside of your network when necessary people like these because you don't have to have a referral to see a specialist from your primary care physician just like other plans you do want to make sure you stay in network to keep your cost as low as possible [Music]

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