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Stafford Loan Information Indd

Stafford Loan Information Indd

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want to save thousands of dollars in student loans stick around and I'll show you the key differences between subsidized and unsubsidized loans first let's quickly talk about subsidized loans the government covers the interest rate while you're in school and during a grace period a great deal of students will qualify do so based on financial need unsubsidized loans interest starts accruing from day one even while you're still studying more people qualify but you'll end up paying more in the long run let's imagine the following two scenarios you get a twenty thousand dollar loans with a four percent interest rate but what is unsubsidized and the other one subsidized with a subsidized loan you'll only start paying interest on the 20 000 after you graduate school but with an unsubsidized loan after four years in school you'll owe about three thousand two hundred dollars on interest on top of the original twenty thousand dolla

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