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hello in this video we will go over how to look at your reaffirmation of written the reaffirmation in bankruptcy is basically an agreement wherein you will agree to keep a particular debt after the bankruptcy it's very important for you to understand two critical components one if you decide to keep the debt under reaffirmation agreement the discharge in bankruptcy will have no effect on this creditor which means down the road after your bankruptcy case is completed if for some reason you change your mind about keeping that debt you are very likely going to have to somehow settle the debt with that creditor because the bankruptcy will have no effect on on that debt because you chose to reaffirm it the second thing that's important to understand is you have a very short window of time to cancel a reaffirmation agreement if you change your mind so it's important to really think carefully about whether or not you want to do a reaffirmation agreement before you sign it and have it filed by

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