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Reaffirmation Agreement Chapter 7 Form 2011-2025

Reaffirmation Agreement 2011-2025 Form

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hi Wes Scott from Kate and Scott today we're going to talk about what you should know a reaffirmation agreement what is a reaffirmation agreement when you file a bankruptcy chapter 7 bankruptcy there is no such thing as a reaffirmation agreement in a chapter 13 bankruptcy because the plan governs but in a chapter 7 bankruptcy creditors will send us what we call reaffirmation agreements what is that well when you file a chapter 7 bankruptcy and get a discharge your liability on the underlying debt goes away creditors especially vehicle loans love to send us reaffirmation agreements a reaffirmation agreement you are giving your liability back to the bank and typically that is never a good idea to do that if you have a car and you owe 15 grand on it and the cars worth $7,500 you are signing an agreement to promise to pay double what the car is worth and if it blows up you're really going to be mad because now they're going to sue you for a deficiency and garnish yo

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