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Underwriting Opes One Advisors Form

Underwriting Opes One Advisors Form

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uh David Winters Mountain Lakes New Jersey thank you Warren and Charlie for a fabulous weekend and for the discussion about governance in the mutual fund industry in the shareholder letter specifically have you altered the compensation potential for the Insurance Underwriters to make sure as Charlie has described the incentive caused bias creates an environment that encourages writing new policies that when the tide goes out again in the Property and Casualty business B hathway minimizes losses maximizes float while compensating Underwriters for not writing business well thank you that that feeds into a interesting set of slides I've got if I can find them here to tell the projector let to put up um because that's a very important a very important point you rais I mean we are very big in insurance and having the wrong incentives in place uh could be very harmful so let's put up a couple of slides let's put up slide number one if we would please um slide

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